Saint James Park Eviction Risk: High , Los Angeles

Food insecurity runs 49.8% against 17.8% nationally. 33% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears. Running hot, local political climate reads 9.5/10.

88% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building nearby. On the high side, eviction-process difficulty reads 9.5/10. Annualized rent equals 39% of average household income of $41,563, past the 30% affordability line, which thins the margin any screening standard has to work with.

The poverty rate is 33%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest. Average gross rent is $1,355, 30% below the Los Angeles average.

It sits 1.5 points above the Los Angeles County average of 8.4. Inability to pay a utility bill runs 17.9% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two.

In the 1930s the federal Home Owners' Loan Corporation graded this ground D ("Hazardous"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today.

All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.