La Jolla Heights Eviction Risk: Elevated

24% are severely burdened, paying half their income or more in rent. That cohort has no absorption capacity for an unexpected bill, and it is where non-payment filings originate. The clearest offset is economic stress, at 1.6/10. On the high side is rent-regulation exposure at 8/10.

Sitting well above the midpoint is eviction-process difficulty at 8/10. CDC survey data puts housing insecurity at 6.5% of adults, against 14.2% nationally. 3.4% of adults report being unable to pay a utility bill, below a 9.2% national figure. Utility arrears usually lead rent arrears by a month or two.

The voucher gap is 11.9%: households holding assistance that local rents will not absorb, which shows up as churn rather than arrears. Cost burden runs 36% against 32.4% citywide, putting La Jolla Heights 3.2% over its own city.

Among the 89 mapped neighborhoods of San Diego, it ranks #58 by risk, the middle third. The closest comparables inside the same city are Village of La Jolla and Serra Mesa. Poverty sits at 7%, low enough that arrears here usually reflect a specific shock rather than a structural income gap.

Its 2 tracts score within 0.4 points of one another, so the area figure travels well to individual addresses.

With little internal variation, 7.7/10 is a fair proxy for any address inside the boundary. The number is rebuilt whenever its ACS, court-record, or statutory inputs change.