Ocean Beach Eviction Risk: High

Severe burden reaches 34%. A tenant at that level absorbs no shock: one cut shift or one repair bill converts directly into arrears. 89% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building two streets over.

What pushes the score up most is rent-regulation exposure at 8/10. On the high side is eviction-process difficulty at 8/10.

Running cool is economic stress, at 2.3/10. 5.1% of adults carry no health insurance against 11.3% nationally, a common route into sudden unpayable debt. At $2,153 a month, rents sit 7% under what the rest of San Diego commands.

That places it #21 of 89 neighborhoods in San Diego. The closest comparables inside the same city are Shelltown and Harborview.

Annual rent works out to 31% of average household income of $83,750.

One tract means one number: 8.9/10 applies directly to any address inside the boundary. The number is rebuilt whenever its ACS, court-record, or statutory inputs change.