Golden Gate Heights Eviction Risk: High , San Francisco

Sitting well above the midpoint, eviction-process difficulty reads 10/10. On the high side, tenant-organizing strength reads 10/10. 23% of renter households cross the 30%-of-income line, markedly below the San Francisco County average of 37.3%.

77% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building nearby. 14% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears. Adults with no health insurance runs 4.3% against 11.3% nationally.

It sits 0.7 points below the San Francisco County average of 9.5. Inability to pay a utility bill runs 3.7% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two.

In the 1930s the federal Home Owners' Loan Corporation graded this ground C ("Definitely Declining"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today. On the national scale it lands near the 95th percentile of the 84,120 tracts scored. On the CDC Social Vulnerability Index the tract reads 4.3/10, which tracks how hard a shock lands on the households already here.

Statewide the CA average is 7.5, so this tract runs 1.3 points hotter. Of its three components the housing type and transport measure is the most pressured.

Poverty sits at 4%, low enough that arrears here usually signal a specific shock rather than a structural income gap. Average gross rent is $2,324, close to the San Francisco average.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.