Silver Terrace Eviction Risk: High , San Francisco

36% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears. What pushes it up most is rent-regulation exposure at 10/10.

Running hot, eviction-process difficulty reads 10/10. At $3,501 a month, rents run 41% over what the rest of San Francisco commands.

On the high side, tenant-organizing strength reads 10/10. Annualized rent equals 35% of average household income of $118,889, past the 30% affordability line, which thins the margin any screening standard has to work with. This ground was mapped D ("Hazardous") on the 1930s HOLC security maps for San Francisco. That grading determined who could get a mortgage, and its imprint on tenure and rent burden is still visible in the ACS data above.

On the national scale it lands near the 96th percentile of the 84,120 tracts scored. At 17% renter-occupied this is predominantly owner territory, and comps have to be drawn from further out. CDC social-vulnerability scoring puts the tract at 5.4/10.

Statewide the CA average is 7.5, so this tract runs 1.8 points hotter. Poverty sits at 5%, low enough that arrears here usually signal a specific shock rather than a structural income gap.

All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.