Polk Gulch Eviction Risk: High , San Francisco

Running hot, eviction-process difficulty reads 10/10. Sitting well above the midpoint, tenant-organizing strength reads 10/10.

This is renter territory: 90% of occupied units are tenant-occupied. 18% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears. Average gross rent is $2,039, 18% below the San Francisco average.

In the 1930s the federal Home Owners' Loan Corporation graded this ground D ("Hazardous"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today. Nationally it ranks #1 of 84,120 for landlord eviction difficulty. On the CDC Social Vulnerability Index the tract reads 5.8/10, which tracks how hard a shock lands on the households already here.

Statewide the CA average is 7.5, so this tract runs 2.4 points hotter. Of its three components the household composition measure is the least pressured. Rent takes 30% or more of income for roughly one in three of renters.

It tracks the San Francisco County average of 9.5 closely. Annual rent works out to 22% of average household income of $112,418.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.