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Census Tract · Ranked #66,742 of 84,120 nationally

Panama City Beach Eviction Risk: Lower

Tract 12005000204 · Bay, FL · pop 3,372 · 10% of tract blocks fall in Panama City Beach

Panama City Beach in Bay County anchors census tract 12005000204, which lands at 4.5/10 on landlord eviction risk. It lands near the 24th percentile nationally for landlord eviction risk.

20% of renter households here spend at least 30% of income on rent, a modest level, and 17% are severely burdened at 50% or more. Average rent runs $1,438 a month against an average household income of $88,077 a year, roughly 20% of income at the averages. About 13% of occupied units are renter-occupied.

Risk score
2.5
Lower
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 3% Stable renters 10% Owners 87%
Tract context
Occupied units1,470
Renter share12.7%
SVI overall0.22
Poverty rate8.9%
Median income$88,077

Percentile rank

Higher percentile = riskier than more peers.
Within parent city
17 th percentile
Rank, 17th percentileLowHigh
#6 of 7 tracts In Panama City Beach
Very Low
Within county
23 th percentile
Rank, 23rd percentileLowHigh
#38 of 49 tracts In Bay
Low
Within state
25 th percentile
Rank, 25th percentileLowHigh
#3,822 of 5,122 tracts In Florida
Low
National
21 th percentile
Rank, 21st percentileLowHigh
#66,742 of 84,120 tracts In U.S.
Low
Geographic context

Risk heat across Panama City Beach and the region

Centroid at 30.2933, -85.7306 · click any tract to drill in

Why Panama City Beach scores 2.5

9 axes · 1 = landlord-friendly
Local political climate
Inherited from Panama City Beach
3.5
Regional political climate
2024 county presidential margin
2.8
State political climate
Florida legislature & governorship
1.5
Economic stress
8.9% poverty · this tract
2.2
Supply constraint
$1,438 rent vs county FMR
3.9
Rent control risk
Inherited from Panama City Beach
7.7
Eviction process difficulty
State law sets the calendar
1.2
Tenant organizing strength
Inherited from Panama City Beach
7.8
Housing court bias
Inherited from Panama City Beach
6.1

How Panama City Beach compares

Risk score vs. parent city, county, state.
Panama City Beach risk score vs. parent city / county / stateThis tract: 2.52.5This tracttract 000204Panama City Beach: 2.02.0Panama City Beachparent cityCounty: 3.33.3Countyavg tract in countyState: 3.53.5Stateavg tract in state
CDC Social Vulnerability Index

SVI percentile: 22

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

Comparable tracts

Census tracts with similar eviction risk

Closest by Eviction Risk Score.

Analysis

What drives eviction risk in Panama City Beach

The heaviest input here is tenant organizing strength at 7.8/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Panama City Beach, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores below the Bay County average of 5.0 and below the Florida statewide average of 4.9. Within its own county it reads on the safer side for landlords.

The tract is predominantly White and ranks around the 22nd percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. That is a relatively low-vulnerability reading.

For a landlord, conditions here are middle-of-the-road. Standard screening and prompt, documented notices usually keep cases short.

Frequently asked

About tract 12005000204

Q1

What is the eviction-risk score for census tract 12005000204?

Census tract 12005000204 in Panama City Beach scores 2.5/10 (Lower tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2

What is the average rent in tract 12005000204?

Median gross rent is $1,438/month (ACS 5-year 2023, table B25064). 20% of renter households are cost-burdened.
Q3

What is the poverty rate in tract 12005000204?

8.9% of residents in tract 12005000204 live below the federal poverty line (ACS B17001, 2023). Population: 3,372.
Q4

How socially vulnerable is tract 12005000204?

CDC Social Vulnerability Index ranks this tract in the 22th percentile nationally. Sub-themes: socioeconomic 26th, household 33th, minority 19th, housing 30th.
Q5

How does tract 12005000204 compare to Panama City Beach overall?

Tract 12005000204 scores 2.5/10, higher than the parent city of Panama City Beach at 2/10. City-scale signals (state law, local rent controls, court bias) are inherited from Panama City Beach; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Sibling tracts

Highest-risk tracts in Panama City Beach

Top eight tracts in Panama City Beach ranked by composite eviction-risk score.

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