Panama City Beach Eviction Risk: Lower

The clearest offset is economic stress at 1/10. Well under the midpoint, eviction-process difficulty reads 1.2/10.

This is renter territory: 70% of occupied units are tenant-occupied. On the softer side, state political climate reads 1.5/10.

The voucher gap is 13.3%: households holding assistance that local rents will not absorb, which surfaces as churn rather than arrears. It sits 0.7 points below the Bay County average of 3.8. On the national scale it lands near the 22nd percentile of the 84,120 tracts scored.

On the CDC Social Vulnerability Index the tract reads 6.1/10, which tracks how hard a shock lands on the households already here. Statewide the FL average is 4.1, so this tract runs 1.0 points cooler.

Poverty sits at 4%, low enough that arrears here usually signal a specific shock rather than a structural income gap. 55% of renter households spend at least 30% of income on rent. Average gross rent is $1,823, close to the Panama City Beach average.

Annual rent works out to 27% of average household income of $80,045.

All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.