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Census Tract · Ranked #68,306 of 84,120 nationally

Panama City Beach Eviction Risk: Lower

Tract 12005002712 · Bay, FL · pop 1,755 · 63% of tract blocks fall in Panama City Beach

Tract 12005002712, home to 1,755 residents in Panama City Beach in Bay County, scores 5.3/10 for landlord eviction risk. It lands near the 51st percentile nationally for landlord eviction risk.

About 55% of renters carry a rent burden of 30% of income or higher, a severe level, and 33% are severely burdened at 50% or more. The typical renter pays about $1,823 a month while the average household earns $80,045 a year, roughly 27% of income at the averages. Renters make up 70% of occupied homes, a renter-majority tract.

Risk score
2.4
Lower
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 39% Stable renters 31% Owners 30%
Tract context
Occupied units971
Renter share69.9%
SVI overall0.57
Poverty rate4.1%
Median income$80,045

Percentile rank

Higher percentile = riskier than more peers.
Within parent city
0 th percentile
Rank, 0th percentileLowHigh
#7 of 7 tracts In Panama City Beach
Very Low
Within county
13 th percentile
Rank, 13th percentileLowHigh
#43 of 49 tracts In Bay
Very Low
Within state
23 th percentile
Rank, 23rd percentileLowHigh
#3,967 of 5,122 tracts In Florida
Low
National
19 th percentile
Rank, 19th percentileLowHigh
#68,306 of 84,120 tracts In U.S.
Very Low
Geographic context

Risk heat across Panama City Beach and the region

Centroid at 30.1894, -85.8073 · click any tract to drill in

Why Panama City Beach scores 2.4

9 axes · 1 = landlord-friendly
Local political climate
Inherited from Panama City Beach
3.5
Regional political climate
2024 county presidential margin
2.8
State political climate
Florida legislature & governorship
1.5
Economic stress
4.1% poverty · this tract
1.0
Supply constraint
$1,823 rent vs county FMR
6.3
Rent control risk
Inherited from Panama City Beach
7.7
Eviction process difficulty
State law sets the calendar
1.2
Tenant organizing strength
Inherited from Panama City Beach
7.8
Housing court bias
Inherited from Panama City Beach
6.1

How Panama City Beach compares

Risk score vs. parent city, county, state.
Panama City Beach risk score vs. parent city / county / stateThis tract: 2.42.4This tracttract 002712Panama City Beach: 2.02.0Panama City Beachparent cityCounty: 3.33.3Countyavg tract in countyState: 3.53.5Stateavg tract in state
CDC Social Vulnerability Index

SVI percentile: 57

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

Comparable tracts

Census tracts with similar eviction risk

Closest by Eviction Risk Score.

Analysis

What drives eviction risk in Panama City Beach

The heaviest input here is tenant organizing strength at 7.8/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Panama City Beach, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores about the same as the Bay County average of 5.0 and above the Florida statewide average of 4.9. Within its own county it reads on the riskier side for landlords.

The tract is White and Black and ranks around the 57th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. That is a middle-of-the-pack reading for social vulnerability.

For a landlord, conditions here are middle-of-the-road. Standard screening and prompt, documented notices usually keep cases short.

Frequently asked

About tract 12005002712

Q1

What is the eviction-risk score for census tract 12005002712?

Census tract 12005002712 in Panama City Beach scores 2.4/10 (Lower tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2

What is the average rent in tract 12005002712?

Median gross rent is $1,823/month (ACS 5-year 2023, table B25064). 55% of renter households are cost-burdened.
Q3

What is the poverty rate in tract 12005002712?

4.1% of residents in tract 12005002712 live below the federal poverty line (ACS B17001, 2023). Population: 1,755.
Q4

How socially vulnerable is tract 12005002712?

CDC Social Vulnerability Index ranks this tract in the 57th percentile nationally. Sub-themes: socioeconomic 57th, household 31th, minority 51th, housing 70th.
Q5

How does tract 12005002712 compare to Panama City Beach overall?

Tract 12005002712 scores 2.4/10, higher than the parent city of Panama City Beach at 2/10. City-scale signals (state law, local rent controls, court bias) are inherited from Panama City Beach; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Sibling tracts

Highest-risk tracts in Panama City Beach

Top eight tracts in Panama City Beach ranked by composite eviction-risk score.

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