Panama City Beach Eviction Risk: Lower

Against Bay County at 54.8%, 68% of renters here are cost-burdened. The main counterweight is eviction-process difficulty at 1.2/10.

Well under the midpoint, economic stress reads 1.2/10. Running cool, state political climate reads 1.5/10. On the national scale it lands near the 27th percentile of the 84,120 tracts scored.

On the CDC Social Vulnerability Index the tract reads 8.1/10, which tracks how hard a shock lands on the households already here. Of its three components the housing type and transport measure is the most pressured. Poverty sits at 5%, low enough that arrears here usually signal a specific shock rather than a structural income gap.

It tracks the Bay County average of 3.8 closely. Average gross rent is $1,800, close to the Panama City Beach average.

Annual rent works out to 30% of average household income of $71,754. 48% of occupied units are renter-occupied.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.