Panama City Beach Eviction Risk: Lower

At $1,207 a month, rents run 33% under what the rest of Panama City Beach commands. Severe burden reaches 23%. Those are renters paying half their income or more, and that is where non-payment filings originate. Well under the midpoint, economic stress reads 1.4/10.

On the softer side, state political climate reads 1.5/10. Against Bay County at 54.8%, 59% of renters here are cost-burdened. On the national scale it lands near the 27th percentile of the 84,120 tracts scored.

At 22% renter-occupied this is predominantly owner territory, and comps have to be drawn from further out. CDC social-vulnerability scoring puts the tract at 3.1/10.

Of its three components the household composition measure is the least pressured. Poverty sits at 6%, low enough that arrears here usually signal a specific shock rather than a structural income gap. It tracks the Bay County average of 3.8 closely.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.