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Big Coppitt Key, Florida eviction risk overview
City brief · 3,109 residents

Big Coppitt Key, FL Eviction Risk: VERY LOW

Monroe County · Population 3,109

In 2026
Risk score
2.3
VERY LOW

58th percentile, Florida.

50-yr Eviction Risk Score history

1976 to 2026 · climbing fast since 2010

Min1.5 Average2.2 Now2.3
3.2 1.5 1976 · score 2.5 1977 · score 2.1 1978 · score 2.0 1979 · score 2.0 1980 · score 1.9 1981 · score 1.9 1982 · score 2.0 1983 · score 1.9 1984 · score 1.7 1985 · score 1.6 1986 · score 1.6 1987 · score 1.5 1988 · score 1.6 1989 · score 1.6 1990 · score 1.7 1991 · score 1.8 1992 · score 2.1 1993 · score 2.0 1994 · score 2.0 1995 · score 2.0 1996 · score 2.3 1997 · score 2.2 1998 · score 2.3 1999 · score 2.3 2000 · score 2.2 2001 · score 2.2 2002 · score 2.3 2003 · score 2.2 2004 · score 2.2 2005 · score 2.1 2006 · score 2.1 2007 · score 2.1 2008 · score 2.5 2009 · score 2.8 2010 · score 2.8 2011 · score 2.9 2012 · score 2.7 2013 · score 2.6 2014 · score 2.6 2015 · score 2.5 2016 · score 2.5 2017 · score 2.4 2018 · score 2.4 2019 · score 2.4 2020 · score 3.2 2021 · score 3.0 2022 · score 2.4 2023 · score 2.5 2024 · score 2.4 2025 · score 2.4 2026 · score 2.3

Key metrics

Time machine

Scrub 50 years

2026
● LIVE · today ◀ REPLAY · historical

Nine-axis profile

9-axis profile · today

Shape of the risk surface

1 landlord · 10 tenant
Local 5.1 Regional 5.1 State 1.5 Economic 4.7 Supply 8.8 Rent Control 6.6 Eviction 1.7 Tenant 7.9 Housing 5.3 2.3 VERY LOW
Sub-scores · with sparkline

Where the score comes from

1 → 10 scale
  1. Local political climate
    GOP margin +18.3% (2024)
    5.1
  2. Regional political climate
    County-weighted neighbor mix
    5.1
  3. State political climate
    Florida legislature & governorship
    1.5
  4. Economic stress
    7.1% poverty · 3.5% unemp.
    4.7
  5. Supply constraint
    $2,420 average · 37.1% renters
    8.8
  6. Rent Control risk
    37.3% of income on rent
    6.6
  7. Eviction process difficulty
    30 days filing → judgment
    1.7
  8. Tenant organizing strength
    37.1% renters
    7.9
  9. Housing court bias
    County bench composition
    5.3
Geographic context

Risk heat across Big Coppitt Key and the region

Click any city to see its score

How Big Coppitt Key compares

Risk score vs. peers, county, state, and the U.S.
Rank in Monroe County
Elevated
#5 of 12 cities
Rank in county, 64th percentileLowHigh
#5 of 12 cities in Monroe County for landlord eviction risk.
Rank in Florida
Elevated
#406 of 949 cities
Rank in state, 57th percentileLowHigh
#406 of 949 cities in Florida for landlord eviction risk.
vs. county · state · U.S.
Big Coppitt Key risk score vs. county / state / U.S.Big Coppitt Key: 2.32.3Big Coppitt KeyThis cityCounty: 2.42.4Countyavg in countyState: 2.52.5Stateavg in stateU.S.: 4.74.7U.S.national avg
Score story

Six-stop tour of the risk profile

  1. 2.3
    / 10 · VERY LOW
    The verdict

    A Very low-tier market.

    Composite 2.3/10. Mid-range market; standard documentation usually wins. The 50-year curve shows a slow, steady climb.

    50-yr trend-0.2 over 50 yr
    197620012026

    Steady ratchet · no large swings

  2. 30d
    Typical timeline
    The money

    What renting (and evicting) looks like.

    Rent published at $2,420/mo. A contested eviction takes 30 days and costs $1,133–$3,302 per case.

    50-yr trendCalendar drag rising since '15
    197620012026

    Court-clerk data lands in the next release.

  3. 37.1%
    Renters
    The renters

    Who you'll be renting to.

    Out of 3,109 residents, 37.1% rent. 37% are spending 30%+ income on rent, 7.1% below the poverty line.

    50-yr trendRenter share rising
    197620012026

    ACS 1970-present · once the migration overlay is in.

  4. 5.1
    Local + regional
    The politics

    Mid-range climate. Not a coastal market.

    Local & regional political climate score 5.1 and 5.1 (GOP margin +18.3% (2024)). State climate at 1.5, a mid-range statehouse.

    50-yr trendTracks county vote margin
    197620012026

    Built on 50-yr presidential margins back to 1976.

  5. 1.5
    State politics
    The process

    Moderate calendar, moderate friction.

    State political climate 1.5/10 sets the legislative ceiling for landlord remedies, and it shows up in the process. Eviction process difficulty reads 1.7, housing court bias 5.3, rent-control risk 6.6. Standard process speed for the state.

    50-yr trendProcess difficulty +-3.3 since '00
    197620012026

    Court-clerk data lands in the next release.

  6. 4.7
    Economic stress
    The stress

    Economic pressure is the background risk.

    Economic stress: 4.7. Supply constraint: 8.8. The numbers behind those: 7.1% poverty, 3.5% unemployment, 37% of income on rent.

    50-yr trendTwo visible dips · '08 + COVID
    197620012026

    Mirrors BLS unemployment series.

US eviction landscape · timeline × all-in cost

Big Coppitt Key sits in the quick & cheap quadrant

Bubble size = population · color = risk score
QUICK BUT COSTLY fast docket · high all-in loss SLOW & EXPENSIVE long calendar · high all-in loss QUICK & CHEAP fast docket · low all-in loss SLOW BUT CHEAP long calendar · low all-in loss 30d 50d 75d 100d 150d 200d 300d 450d $2.0k $3.0k $5.0k $7.5k $10k $15k $20k $30k EVICTION TIMELINE (DAYS) → ↑ ALL-IN COST (LOG SCALE) Jacksonville, FL · 29d · ~$2.4k all-in ($82/day) · score 2.5 Jacksonville Miami, FL · 29d · ~$2.3k all-in ($81/day) · score 3.1 Miami Tampa, FL · 28d · ~$2.4k all-in ($85/day) · score 2.7 Tampa Orlando, FL · 29d · ~$2.4k all-in ($82/day) · score 2.9 Orlando St. Petersburg, FL · 26d · ~$2.4k all-in ($94/day) · score 2.7 St. Petersburg Port St. Lucie, FL · 27d · ~$2.1k all-in ($77/day) · score 2.5 Port St. Lucie Hialeah, FL · 30d · ~$2.3k all-in ($77/day) · score 2.9 Hialeah Cape Coral, FL · 25d · ~$2.2k all-in ($88/day) · score 2.4 Cape Coral Tallahassee, FL · 30d · ~$2.5k all-in ($82/day) · score 2.9 Tallahassee Fort Lauderdale, FL · 30d · ~$2.4k all-in ($79/day) · score 2.9 Fort Lauderdale Houston, TX · 24d · ~$2.5k all-in ($103/day) · score 2.8 Houston Phoenix, AZ · 38d · ~$3.3k all-in ($86/day) · score 2.8 Phoenix Memphis, TN · 31d · ~$2.0k all-in ($66/day) · score 3.1 Memphis Atlanta, GA · 40d · ~$2.8k all-in ($69/day) · score 3.4 Atlanta Boston, MA · 187d · ~$20.3k all-in ($109/day) · score 7.1 Boston Chicago, IL · 109d · ~$9.0k all-in ($82/day) · score 5.7 Chicago New York, NY · 417d · ~$29.5k all-in ($71/day) · score 9.7 New York Seattle, WA · 162d · ~$12.7k all-in ($79/day) · score 7.9 Seattle Big Coppitt Key
Big Coppitt Key · 30d · ~$2.2k all-in ($74/day) · score 2.3 National average: 58d · $4.6k all-in Hover any bubble for stats · click to open Color: 0–4   4–7   7–10
00Overview

About eviction risk in Big Coppitt Key, FL

Landlording in Big Coppitt Key, Florida, presents a manageable operating environment for documented landlords. The Eviction Risk Score is 2.3/10 (VERY LOW tier), drawn from the nine sub-axes shown above, covering rent-control exposure, eviction-process difficulty, housing-court bias, tenant-organizing strength, supply constraint, economic stress, and local, regional, and state political climate. This is not a quick-fix market: it's a Mid-tier market where lease drafting, screening discipline, and well-documented notices materially change outcomes.

Big Coppitt Key is a city of 3,109 residents where 37.1% of occupied units are renter-occupied, and the typical renter spends 37.3% of income on rent. At an average rent of $2,420/month, the typical renter household here spends more than the federal 30% threshold on housing, a leading indicator of payment volatility and a precondition for the kinds of tenant defenses that show up most often in housing court.

01Process

How Big Coppitt Key eviction process actually works

Eviction process difficulty here reads 1.7/10, a number that combines statutory complexity (notice categories, just-cause rules, mandatory pre-filing disclosures) with operational realities (court calendar length and clerk responsiveness). The typical contested filing in Big Coppitt Key closes 30 days after the initial notice. For non-payment of rent the first step is a properly-formatted, properly-served pay-or-quit notice; for material lease breaches it's a cure-or-quit; for tenancies under just-cause protection an at-fault grounds notice (or a no-fault notice with statutory relocation assistance) is required.

The slow part of Big Coppitt Key's timeline is usually the calendar, not the motion practice. Housing court bias scores 5.3/10 here, meaning judges read borderline procedural defects in the tenant's favor more often than the national norm. The practical implication: every notice and every proof of service needs to be airtight before it gets filed.

02Cost

What it costs (and how long it takes)

An all-in eviction in Big Coppitt Key runs $1,133 to $3,302 per case once you account for filing fees, attorney time, lost rent during pendency, sheriff lockout, and unit turnover. That range is wide because the upper bound assumes a tenant answer plus motion practice, common when housing court bias is high. The lower bound assumes a default judgment after proper service.

For landlords running the numbers on holding costs vs. cash-for-keys: if your projected timeline times your monthly rent already exceeds the high-end cost number, cash-for-keys at 1–2 months' rent is typically the economically rational choice. With 30 days of typical timeline and $2,420/month in lost rent, that crossover happens fast here.

03Operations

Security deposits, screening, and lease terms

Tenant organizing strength scores 7.9/10 in Big Coppitt Key, and the city carries meaningful rent control exposure (6.6/10). Operations practice that survives audit in this environment looks like:

  • Screening discipline. Document income (verified at 2.5 to 3x rent), credit (with a clear minimum), and prior-tenancy reference checks, but do not screen on protected categories or source-of-income where banned. Keep a written, consistent screening criteria document for every applicant.
  • Lease specificity. Use a state-specific lease that names every term clearly: rent due date, late fees within statutory caps, deposit handling, smoke and CO disclosure, lead paint disclosure (pre-1978 stock), and a clean attorney's-fees clause.
  • Security deposit handling. Itemize deductions within the statutory window. Photograph move-in/move-out condition. In Florida, deposit cap and refund window are statute, so exceed them at your own risk.
  • Mid-tenancy documentation. Keep date-stamped records of every rent receipt, every habitability request, every notice served. The day you need them in court is too late to start.
04Strategy

What an everyday landlord should actually do here

If you own one to four units in Big Coppitt Key: hire a property manager who knows the local court. The pricing differential between self-managing and hiring out is small relative to the cost of one botched eviction in a VERY LOW tier market. If you own five or more: build relationships with a local landlord-side attorney before you need one, since retainer fees are negligible compared to emergency-rate billing when an eviction is already moving.

The avoidable mistakes here are all upstream of the filing: weak screening, an informal lease, sloppy rent receipts, and notice templates pulled off the internet that don't match Florida's statutory language. Fix those four, and most cases settle or default. Skip them, and a $3,302 all-in fight is the realistic worst case.

04bPractical traps

Local traps to avoid in Big Coppitt Key

Trap · 6.6/10
Comparative benchmarking matters in markets like this. Big Coppitt Key's 4.2/10 is below the Florida state average. Rent-control-risk sub-score: 6.6/10. See the nearby cities grid below for direct A-vs-B comparison.
05FAQ

Frequently asked questions

Q1

What if my tenant claims a maintenance issue after I serve an eviction notice?

Florida law requires tenants to give written notice of maintenance issues before withholding rent. If they haven't, their claim might not hold up in court. However, if they did give proper notice and you failed to fix it, the judge might consider it. Always address legitimate maintenance requests promptly and keep records.
Q2

Can I turn off utilities if a tenant stops paying rent?

Absolutely not. Florida law strictly prohibits landlords from turning off utilities, changing locks, or taking any "self-help" eviction measures. Doing so can result in significant penalties and damages against you. Follow the legal eviction process only.
Q3

How do I know if my 3-day notice is valid?

It must be in writing, state the exact amount of rent due, include your name and address, and state that the tenant must pay or vacate within three business days. It must be delivered to the tenant or posted on the property. Any errors can invalidate it, so double-check everything.
Q4

Should I accept partial rent payment during an eviction?

You can, but be very careful. If you accept a partial payment, it can sometimes be interpreted as waiving your right to evict for that month's rent. If you accept it, issue a clear written statement that it's a partial payment and you are still proceeding with the eviction for the remaining balance. Better yet, consult your attorney first.
Q5

What if my tenant just disappears?

If the tenant abandons the property and leaves personal belongings, Florida law has specific procedures for handling those belongings and reclaiming possession. You generally need to send a notice of abandonment. Do not just change the locks and dispose of items without following these rules, or you could face liability.
06Score

What this score means for landlords2

A 2.3/10 places Big Coppitt Key in the 58th percentile of Florida cities on the Eviction Risk Score index. The score is the average of the nine sub-axes, all calibrated on a national 1 to 10 scale where 1 is most landlord-friendly and 10 is most tenant-protective. The 50-year reconstruction shows this score has climbed steadily since 1976, a structural drift driven by court-calendar growth, rent-control adoption, and the rise of tenant-side legal aid. The trajectory matters more than the snapshot: the score is the climate, not the weather.