Americana Eviction Risk: Elevated

Severe burden reaches 35%. A tenant at that level absorbs no shock: one cut shift or one repair bill converts directly into arrears. The dominant input is tenant-organizing strength at 8.9/10.

Annualized rent equals 35% of average household income here, past the 30% affordability line, which compresses the margin any screening standard has to work with. The poverty rate is 31%, which shows up in this model as reduced rent-recovery odds after a judgment. The 4 tracts inside this boundary do not behave alike. Individual scores run 4.9 to 7.1, a 2.2-point gap wide enough that the area average misleads on any specific address.

67% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building two streets over. Running cool is eviction-process difficulty, at 1.7/10. On the high side is housing-court posture at 7.8/10.

Court records carry 4,800 eviction filings across its 4 observed tracts. Filing activity peaked in 2016 at 53.6% of renter households.

Judgments average 10.0% of renter households a year, the share of filings that actually convert to an order. For a like-for-like read, Park Central and Morningside Park score within a fraction of it. Social vulnerability runs high at 9.3/10, concentrating the disaster- and displacement-exposure this model treats as a lagging risk input.

Average gross rent runs $1,414, close to the Oak Ridge average.

For a specific building, read the per-tract breakdown below rather than the 6.3 headline, because the internal range is too wide to average safely. Scores move when the ACS release, the court-record feed, or the statute ledger behind them moves.