Within neighborhood
100
th percentile
Very High
Neighborhood · Ranked #45,786 of 84,120 nationally
Highland Oaks Eviction Risk: Moderate , St. Petersburg
Tract 12103020109 · Pinellas, FL · pop 2,921 · neighborhood within 1.0 mi
Tract 12103020109 sits in the Highland Oaks area of St. Petersburg, FL, carrying an eviction-risk score of 4.2/10. Population here is 2,921. 45% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears.
Risk score
4.2
Moderate
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 36%
Stable renters 5%
Owners 59%
Tract context
Occupied units1,759
Renter share40.9%
SVI overall0.81
Poverty rate14.8%
Median income$60,037
Percentile rank
Higher percentile = riskier than more peers.Within parent city
75
th percentile
High
Within county
65
th percentile
Elevated
Within state
60
th percentile
Elevated
Geographic context
Risk heat across St. Petersburg and the region
Centroid at 27.7429, -82.6844 · click any tract to drill in
Why Highland Oaks scores 4.2
9 axes · 1 = landlord-friendlyLocal political climate
Inherited from St. Petersburg
5.0
Regional political climate
2024 county presidential margin
5.0
State political climate
Florida legislature & governorship
1.5
Economic stress
14.8% poverty · this tract
3.7
Supply constraint
$1,714 rent vs county FMR
3.7
Rent control risk
Inherited from St. Petersburg
1.5
Eviction process difficulty
State law sets the calendar
3.0
Tenant organizing strength
Inherited from St. Petersburg
4.5
Housing court bias
Inherited from St. Petersburg
4.0
How Highland Oaks compares
Risk score vs. parent city, county, state.CDC Social Vulnerability Index
SVI percentile: 81
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 81%Socioeconomic
- 86%Household composition
- 74%Racial/ethnic minority
- 56%Housing & transportation
Historical context · 1930s redlining
HOLC grade: D: Hazardous (Redlined)
This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade D meant Black, immigrant, and poor neighborhoods systematically denied mortgage credit. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.
- 0%Grade A
- 0%Grade B
- 2%Grade C
- 44%Grade D · redlined
Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.
Eviction filings
Court-record eviction history
Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1
Pandemic-era tracking (2020–2021)
- 348Total filings 2020-21
- 4.8Avg monthly (observed)
- 4.6Pre-pandemic baseline
- 1.04×Ratio to baseline
Pandemic filings ran near baseline. Eviction Lab tracked Tacoma, WA as part of its 34-metro Eviction Tracking System.
Comparable tracts
Census tracts with similar eviction risk
Within Highland Oaks. Closest by Eviction Risk Score.
Analysis
What drives eviction risk in Highland Oaks
Against Pinellas County at 53.4%, 87% of renters here are cost-burdened. The clearest offset is state political climate at 1.5/10. Annualized rent equals 34% of average household income of $60,037, past the 30% affordability line, which thins the margin any screening standard has to work with.
Running cool, rent-regulation exposure reads 1.5/10. Well under the midpoint, eviction-process difficulty reads 3/10.
This ground was mapped D ("Hazardous") on the 1930s HOLC security maps for St. Petersburg. That grading determined who could get a mortgage, and its imprint on tenure and rent burden is still visible in the ACS data above. Nationally it ranks #45,786 of 84,120 for landlord eviction difficulty.
On the CDC Social Vulnerability Index the tract reads 8.3/10, which tracks how hard a shock lands on the households already here. Of its three components the household composition measure is the most pressured. It tracks the Pinellas County average of 3.8 closely.
Average gross rent is $1,714, close to the St. Petersburg average. 41% of occupied units are renter-occupied.
These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.
Frequently asked
About tract 12103020109
Q1
What is the eviction-risk score for census tract 12103020109?
Census tract 12103020109 in the Highland Oaks neighborhood scores 4.2/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 12103020109?
Median gross rent is $1,714/month (ACS 5-year 2023, table B25064). 87% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 12103020109?
14.8% of residents in tract 12103020109 live below the federal poverty line (ACS B17001, 2023). Population: 2,921.
Q4
How socially vulnerable is tract 12103020109?
CDC Social Vulnerability Index ranks this tract in the 81th percentile nationally. Sub-themes: socioeconomic 81th, household 86th, minority 74th, housing 56th.
Q5
Is tract 12103020109 considered part of Highland Oaks?
Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 12103020109 fall within Highland Oaks (neighborhood centroid within 1.0 miles, OSM data).
Q6
Did eviction filings in tract 12103020109 drop during COVID?
Pandemic-era filings ran 1.04× the pre-COVID monthly baseline. Filings returned near baseline. Tracked by the Eviction Lab Eviction Tracking System (Tacoma, WA), 2020-2021.
Q7
How does tract 12103020109 compare to St. Petersburg overall?
Tract 12103020109 scores 4.2/10, higher than the parent city of St. Petersburg at 3.5/10. City-scale signals (state law, local rent controls, court bias) are inherited from St. Petersburg eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q8
Was tract 12103020109 historically redlined?
Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of D. 44% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts
Highest-risk tracts in St. Petersburg
Top eight tracts in St. Petersburg ranked by composite eviction-risk score.
Tract · FL
Riviera Bay
4.9
/ 10 · Moderate
Tract · FL
12103020206
4.9
/ 10 · Moderate
Tract · FL
Bridgewater Place
4.9
/ 10 · Moderate
Tract · FL
Palmetto Park
4.9
/ 10 · Moderate
Tract · FL
Bartlett Park
4.9
/ 10 · Moderate
Tract · FL
Childs Park
4.9
/ 10 · Moderate
Tract · FL
Thirteenth Street Heights
4.9
/ 10 · Moderate
Tract · FL
Edge District
4.8
/ 10 · Moderate
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