Within neighborhood
0
th percentile
Very Low
Neighborhood · Ranked #48,956 of 84,120 nationally
Highland Oaks Eviction Risk: Moderate , St. Petersburg
Tract 12103020700 · Pinellas, FL · pop 3,146 · neighborhood within 0.1 mi
With a score of 4/10, tract 12103020700 in the Highland Oaks area of St. Petersburg, FL reads moderate for landlord eviction risk. It is home to 3,146 residents. The main counterweight is state political climate at 1.5/10.
Risk score
4
Moderate
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 9%
Stable renters 12%
Owners 79%
Tract context
Occupied units1,209
Renter share20.8%
SVI overall0.76
Poverty rate15.5%
Median income$69,741
Percentile rank
Higher percentile = riskier than more peers.Within parent city
70
th percentile
Elevated
Within county
60
th percentile
Elevated
Within state
56
th percentile
Elevated
Geographic context
Risk heat across St. Petersburg and the region
Centroid at 27.7501, -82.6691 · click any tract to drill in
Why Highland Oaks scores 4
9 axes · 1 = landlord-friendlyLocal political climate
Inherited from St. Petersburg
5.0
Regional political climate
2024 county presidential margin
5.0
State political climate
Florida legislature & governorship
1.5
Economic stress
15.5% poverty · this tract
3.9
Supply constraint
$1,510 rent vs county FMR
2.6
Rent control risk
Inherited from St. Petersburg
1.5
Eviction process difficulty
State law sets the calendar
3.0
Tenant organizing strength
Inherited from St. Petersburg
4.5
Housing court bias
Inherited from St. Petersburg
4.0
How Highland Oaks compares
Risk score vs. parent city, county, state.CDC Social Vulnerability Index
SVI percentile: 76
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 60%Socioeconomic
- 65%Household composition
- 90%Racial/ethnic minority
- 80%Housing & transportation
Historical context · 1930s redlining
HOLC grade: D: Hazardous (Redlined)
This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade D meant Black, immigrant, and poor neighborhoods systematically denied mortgage credit. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.
- 0%Grade A
- 0%Grade B
- 35%Grade C
- 43%Grade D · redlined
Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.
Eviction filings
Court-record eviction history
Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1
Historic baseline (2000–2018)
- 745Total filings over 18 yrs
- 9.18%Avg annual filing rate
- 14.9%Peak (2016)
- 37Filings in 2017 (latest validated)
Filings stayed roughly flat over the past 18 months.
Pandemic-era tracking (2020–2021)
- 233Total filings 2020-21
- 3.2Avg monthly (observed)
- 5.5Pre-pandemic baseline
- 0.59×Ratio to baseline
Pandemic filings ran far below baseline (moratorium effect). Eviction Lab tracked Tacoma, WA as part of its 34-metro Eviction Tracking System.
Comparable tracts
Census tracts with similar eviction risk
Within Highland Oaks. Closest by Eviction Risk Score.
Analysis
What drives eviction risk in Highland Oaks
42% of renter households cross the 30%-of-income line, markedly below the Pinellas County average of 53.4%. Running cool, rent-regulation exposure reads 1.5/10. Severe burden reaches 15%. Those are renters paying half their income or more, and that is where non-payment filings originate.
On the softer side, supply constraint reads 2.6/10. Court records carry 745 eviction filings across 18 observed years.
At $1,510 a month, rents run 9% under what the rest of St. Petersburg commands. The worst year on record was 2016, when 14.9% of renter households were served.
In the 1930s the federal Home Owners' Loan Corporation graded this ground D ("Hazardous"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today. In a typical year about 9.2% of renter households face a filing. That is riskier than roughly 42% of the 84,120 US census tracts in this model.
Only 21% of units are renter-occupied. Rental comparables are thin; price a renewal off the nearest genuine rental sub-market rather than off surrounding sale prices. CDC social-vulnerability scoring puts the tract at 7.8/10. Of its three components the housing type and transport measure is the most pressured.
Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.
Frequently asked
About tract 12103020700
Q1
What is the eviction-risk score for census tract 12103020700?
Census tract 12103020700 in the Highland Oaks neighborhood scores 4/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 12103020700?
Median gross rent is $1,510/month (ACS 5-year 2023, table B25064). 42% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 12103020700?
15.5% of residents in tract 12103020700 live below the federal poverty line (ACS B17001, 2023). Population: 3,146.
Q4
How socially vulnerable is tract 12103020700?
CDC Social Vulnerability Index ranks this tract in the 76th percentile nationally. Sub-themes: socioeconomic 60th, household 65th, minority 90th, housing 80th.
Q5
Is tract 12103020700 considered part of Highland Oaks?
Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 12103020700 fall within Highland Oaks (neighborhood centroid within 0.1 miles, OSM data).
Q6
How many evictions are filed each year in tract 12103020700?
Princeton Eviction Lab recorded 745 eviction filings across 18 validated years in tract 12103020700 (2000-2018). The average annual filing rate is 9.18% of renter households, peaking at 14.9% in 2016. Source: Eviction Lab tract-validated 2024 release.
Q7
Did eviction filings in tract 12103020700 drop during COVID?
Pandemic-era filings ran 0.59× the pre-COVID monthly baseline. Filings dropped sharply, likely a moratorium effect. Tracked by the Eviction Lab Eviction Tracking System (Tacoma, WA), 2020-2021.
Q8
How does tract 12103020700 compare to St. Petersburg overall?
Tract 12103020700 scores 4/10, higher than the parent city of St. Petersburg at 3.5/10. City-scale signals (state law, local rent controls, court bias) are inherited from St. Petersburg eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q9
Was tract 12103020700 historically redlined?
Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of D. 43% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts
Highest-risk tracts in St. Petersburg
Top eight tracts in St. Petersburg ranked by composite eviction-risk score.
Tract · FL
12103020206
4.9
/ 10 · Moderate
Tract · FL
Bridgewater Place
4.9
/ 10 · Moderate
Tract · FL
Palmetto Park
4.9
/ 10 · Moderate
Tract · FL
Bartlett Park
4.9
/ 10 · Moderate
Tract · FL
Childs Park
4.9
/ 10 · Moderate
Tract · FL
Thirteenth Street Heights
4.9
/ 10 · Moderate
Tract · FL
Riviera Bay
4.9
/ 10 · Moderate
Tract · FL
Edge District
4.8
/ 10 · Moderate
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