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Neighborhood · Ranked #50,261 of 84,120 nationally

Live Oak Eviction Risk: Moderate , St. Petersburg

Tract 12103022200 · Pinellas, FL · pop 4,192 · neighborhood within 0.1 mi

Census tract 12103022200 belongs to the Live Oak area of St. Petersburg, Florida. It is home to 4,192 residents and scores 4.7/10, a moderate reading for landlords. That is riskier than about 29% of US census tracts.

About 50% of renters carry a rent burden of 30% of income or higher, a severe level, and 6% are severely burdened at 50% or more. The typical renter pays about $1,389 a month while the average household earns $75,132 a year, roughly 22% of income at the averages. About 24% of occupied units are renter-occupied.

Risk score
4.1
Moderate
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 12% Stable renters 12% Owners 76%
Tract context
Occupied units1,926
Renter share24.0%
SVI overall0.57
Poverty rate12.7%
Median income$75,132

Percentile rank

Higher percentile = riskier than more peers.
Within neighborhood
100 th percentile
Rank, 100th percentileLowHigh
#1 of 2 tracts In Live Oak
Very High
Within parent city
57 th percentile
Rank, 57th percentileLowHigh
#34 of 77 tracts In St. Petersburg
Elevated
Within county
61 th percentile
Rank, 61st percentileLowHigh
#108 of 273 tracts In Pinellas
Elevated
Within state
63 th percentile
Rank, 63rd percentileLowHigh
#1,916 of 5,122 tracts In Florida
Elevated
Geographic context

Risk heat across St. Petersburg and the region

Centroid at 27.7723, -82.7060 · click any tract to drill in

Why Live Oak scores 4.1

9 axes · 1 = landlord-friendly
Local political climate
Inherited from St. Petersburg
5.0
Regional political climate
2024 county presidential margin
5.0
State political climate
Florida legislature & governorship
1.5
Economic stress
12.7% poverty · this tract
3.2
Supply constraint
$1,389 rent vs county FMR
2.0
Rent control risk
Inherited from St. Petersburg
1.5
Eviction process difficulty
State law sets the calendar
3.0
Tenant organizing strength
Inherited from St. Petersburg
4.5
Housing court bias
Inherited from St. Petersburg
4.0

How Live Oak compares

Risk score vs. parent city, county, state.
Live Oak risk score vs. parent city / county / stateThis tract: 4.14.1This tracttract 022200St. Petersburg: 2.72.7St. Petersburgparent cityCounty: 3.93.9Countyavg tract in countyState: 3.93.9Stateavg tract in state
CDC Social Vulnerability Index

SVI percentile: 57

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

Historical context · 1930s redlining

HOLC grade: C: Definitely Declining

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Eviction filings

Court-record eviction history

Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1

Historic baseline (2000–2018)

  • 709Total filings over 18 yrs
  • 5.87%Avg annual filing rate
  • 8.8%Peak (2000)
  • 26Filings in 2017 (latest validated)
Filings by year 2000 to 2017
Year-by-year eviction filings in tract 121030222002000: 50 filings (8.77/100 renter HHs)2001: 50 filings (8.77/100 renter HHs)2002: 42 filings (7.37/100 renter HHs)2003: 44 filings (7.72/100 renter HHs)2004: 39 filings (6.84/100 renter HHs)2005: 40 filings (5.72/100 renter HHs)2006: 49 filings (7.01/100 renter HHs)2007: 36 filings (5.15/100 renter HHs)2008: 38 filings (5.44/100 renter HHs)2009: 32 filings (4.58/100 renter HHs)2010: 32 filings (5.73/100 renter HHs)2011: 38 filings (4.61/100 renter HHs)2012: 42 filings (5.10/100 renter HHs)2013: 40 filings (4.85/100 renter HHs)2014: 45 filings (5.46/100 renter HHs)2015: 25 filings (3.03/100 renter HHs)2016: 41 filings (5.78/100 renter HHs)2017: 26 filings (3.67/100 renter HHs)
Filings dropped 48% over the past 18 months.

Pandemic-era tracking (2020–2021)

  • 124Total filings 2020-21
  • 1.7Avg monthly (observed)
  • 2.6Pre-pandemic baseline
  • 0.65×Ratio to baseline
Monthly filings 2020–2021 2020-01-01 to 2026-01-01
Monthly eviction filings vs pre-pandemic baseline2020-01-01: 3 filings (1.20× baseline)2020-02-01: 5 filings (4.00× baseline)2020-03-01: 0 filings (0.00× baseline)2020-04-01: 2 filings (1.00× baseline)2020-05-01: 1 filings (0.25× baseline)2020-06-01: 1 filings (0.29× baseline)2020-07-01: 1 filings (0.50× baseline)2020-08-01: 5 filings (2.86× baseline)2020-09-01: 1 filings (0.36× baseline)2020-10-01: 1 filings (0.20× baseline)2020-11-01: 1 filings (1.00× baseline)2020-12-01: 1 filings (0.29× baseline)2021-01-01: 4 filings (1.60× baseline)2021-02-01: 0 filings (0.00× baseline)2021-03-01: 2 filings (0.80× baseline)2021-04-01: 2 filings (1.00× baseline)2021-05-01: 3 filings (0.75× baseline)2021-06-01: 0 filings (0.00× baseline)2021-07-01: 2 filings (1.00× baseline)2021-08-01: 3 filings (1.71× baseline)2021-09-01: 0 filings (0.00× baseline)2021-10-01: 2 filings (0.40× baseline)2021-11-01: 0 filings (0.00× baseline)2021-12-01: 1 filings (0.29× baseline)2022-01-01: 1 filings (0.40× baseline)2022-02-01: 2 filings (1.60× baseline)2022-03-01: 2 filings (0.80× baseline)2022-04-01: 4 filings (2.00× baseline)2022-05-01: 1 filings (0.25× baseline)2022-06-01: 1 filings (0.29× baseline)2022-07-01: 2 filings (1.00× baseline)2022-08-01: 3 filings (1.71× baseline)2022-09-01: 1 filings (0.36× baseline)2022-10-01: 5 filings (1.00× baseline)2022-11-01: 1 filings (1.00× baseline)2022-12-01: 4 filings (1.14× baseline)2023-01-01: 0 filings (0.00× baseline)2023-02-01: 1 filings (0.80× baseline)2023-03-01: 2 filings (0.80× baseline)2023-04-01: 0 filings (0.00× baseline)2023-05-01: 2 filings (0.50× baseline)2023-06-01: 2 filings (0.57× baseline)2023-07-01: 1 filings (0.50× baseline)2023-08-01: 2 filings (1.14× baseline)2023-09-01: 0 filings (0.00× baseline)2023-10-01: 3 filings (0.60× baseline)2023-11-01: 1 filings (1.00× baseline)2023-12-01: 1 filings (0.29× baseline)2024-01-01: 3 filings (1.20× baseline)2024-02-01: 1 filings (0.80× baseline)2024-03-01: 4 filings (1.60× baseline)2024-04-01: 2 filings (1.00× baseline)2024-05-01: 3 filings (0.75× baseline)2024-06-01: 0 filings (0.00× baseline)2024-07-01: 2 filings (1.00× baseline)2024-08-01: 0 filings (0.00× baseline)2024-09-01: 2 filings (0.73× baseline)2024-10-01: 0 filings (0.00× baseline)2024-11-01: 0 filings (0.00× baseline)2024-12-01: 4 filings (1.14× baseline)2025-01-01: 2 filings (0.80× baseline)2025-02-01: 4 filings (3.20× baseline)2025-03-01: 2 filings (0.80× baseline)2025-04-01: 1 filings (0.50× baseline)2025-05-01: 4 filings (1.00× baseline)2025-06-01: 0 filings (0.00× baseline)2025-07-01: 1 filings (0.50× baseline)2025-08-01: 4 filings (2.29× baseline)2025-09-01: 1 filings (0.36× baseline)2025-10-01: 1 filings (0.20× baseline)2025-11-01: 0 filings (0.00× baseline)2025-12-01: 0 filings (0.00× baseline)2026-01-01: 0 filings (0.00× baseline)

Pandemic filings ran far below baseline (moratorium effect). Eviction Lab tracked Tacoma, WA as part of its 34-metro Eviction Tracking System.

Comparable tracts

Census tracts with similar eviction risk

Within Live Oak. Closest by Eviction Risk Score.

Analysis

What drives eviction risk in Live Oak

The heaviest input here is tenant organizing strength at 4.5/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from St. Petersburg eviction risk, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores about the same as the Pinellas County average of 4.8 and in line with the Florida statewide average of 4.9. Within its own county it reads on the safer side for landlords.

The tract is predominantly White and ranks around the 57th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. That is a middle-of-the-pack reading for social vulnerability.

Part of this tract, about 7% of its area, sat in the redlined grade-D zone on 1930s HOLC maps, though its dominant grade was C ("Declining"). That lending history still correlates with present-day rent burden.

For a landlord, conditions here are middle-of-the-road. Standard screening and prompt, documented notices usually keep cases short.

Frequently asked

About tract 12103022200

Q1

What is the eviction-risk score for census tract 12103022200?

Census tract 12103022200 in the Live Oak neighborhood scores 4.1/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2

What is the average rent in tract 12103022200?

Median gross rent is $1,389/month (ACS 5-year 2023, table B25064). 50% of renter households are cost-burdened.
Q3

What is the poverty rate in tract 12103022200?

12.7% of residents in tract 12103022200 live below the federal poverty line (ACS B17001, 2023). Population: 4,192.
Q4

How socially vulnerable is tract 12103022200?

CDC Social Vulnerability Index ranks this tract in the 57th percentile nationally. Sub-themes: socioeconomic 64th, household 42th, minority 59th, housing 46th.
Q5

Is tract 12103022200 considered part of Live Oak?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 12103022200 fall within Live Oak (neighborhood centroid within 0.1 miles, OSM data).
Q6

How many evictions are filed each year in tract 12103022200?

Princeton Eviction Lab recorded 709 eviction filings across 18 validated years in tract 12103022200 (2000-2018). The average annual filing rate is 5.87% of renter households, peaking at 8.8% in 2000. Source: Eviction Lab tract-validated 2024 release.
Q7

Did eviction filings in tract 12103022200 drop during COVID?

Pandemic-era filings ran 0.65× the pre-COVID monthly baseline. Filings dropped sharply, likely a moratorium effect. Tracked by the Eviction Lab Eviction Tracking System (Tacoma, WA), 2020-2021.
Q8

How does tract 12103022200 compare to St. Petersburg overall?

Tract 12103022200 scores 4.1/10, higher than the parent city of St. Petersburg at 2.7/10. City-scale signals (state law, local rent controls, court bias) are inherited from St. Petersburg eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q9

Was tract 12103022200 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 7% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts

Highest-risk tracts in St. Petersburg

Top eight tracts in St. Petersburg ranked by composite eviction-risk score.

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