Within neighborhood
0
th percentile
Very Low
Neighborhood · Ranked #70,829 of 84,120 nationally
Live Oak Eviction Risk: Lower , St. Petersburg
Tract 12103022302 · Pinellas, FL · pop 4,066 · neighborhood within 1.1 mi
The Live Oak area of St. Petersburg anchors census tract 12103022302, which lands at 4.2/10 on landlord eviction risk. It lands near the 16th percentile nationally for landlord eviction risk.
Rent eats 30% or more of income for 43% of renter households, a severe level, and 19% are severely burdened at 50% or more. The typical renter pays about $1,189 a month while the average household earns $102,775 a year, roughly 14% of income at the averages. About 31% of occupied units are renter-occupied.
Risk score
3.1
Lower
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 13%
Stable renters 18%
Owners 69%
Tract context
Occupied units1,761
Renter share30.8%
SVI overall0.46
Poverty rate6.3%
Median income$102,775
Percentile rank
Higher percentile = riskier than more peers.Within parent city
13
th percentile
Very Low
Within county
18
th percentile
Very Low
Within state
27
th percentile
Low
Geographic context
Risk heat across St. Petersburg and the region
Centroid at 27.7759, -82.7232 · click any tract to drill in
Why Live Oak scores 3.1
9 axes · 1 = landlord-friendlyLocal political climate
Inherited from St. Petersburg
5.0
Regional political climate
2024 county presidential margin
5.0
State political climate
Florida legislature & governorship
1.5
Economic stress
6.3% poverty · this tract
1.6
Supply constraint
$1,189 rent vs county FMR
1.0
Rent control risk
Inherited from St. Petersburg
1.5
Eviction process difficulty
State law sets the calendar
3.0
Tenant organizing strength
Inherited from St. Petersburg
4.5
Housing court bias
Inherited from St. Petersburg
4.0
How Live Oak compares
Risk score vs. parent city, county, state.CDC Social Vulnerability Index
SVI percentile: 46
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 35%Socioeconomic
- 39%Household composition
- 19%Racial/ethnic minority
- 76%Housing & transportation
Historical context · 1930s redlining
HOLC grade: B: Still Desirable
This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade B meant middle-class areas with mortgage access. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.
- 0%Grade A
- 16%Grade B
- 1%Grade C
- 0%Grade D · redlined
Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.
Eviction filings
Court-record eviction history
Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1
Historic baseline (2000–2018)
- 255Total filings over 18 yrs
- 2.86%Avg annual filing rate
- 4.3%Peak (2013)
- 14Filings in 2017 (latest validated)
Filings climbed 56% over the past 18 months.
Pandemic-era tracking (2020–2021)
- 53Total filings 2020-21
- 0.7Avg monthly (observed)
- 1.0Pre-pandemic baseline
- 0.77×Ratio to baseline
Pandemic filings ran below baseline. Eviction Lab tracked Tacoma, WA as part of its 34-metro Eviction Tracking System.
Comparable tracts
Census tracts with similar eviction risk
Within Live Oak. Closest by Eviction Risk Score.
Analysis
What drives eviction risk in Live Oak
The score leans hardest on tenant organizing strength at 4.5/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from St. Petersburg eviction risk, while the economic and supply signals are measured at the tract level.
Set against its neighbors, this tract scores below the Pinellas County average of 4.8 and below the Florida statewide average of 4.9. Within its own county it reads on the safer side for landlords.
Princeton's Eviction Lab logged 255 eviction filings here over 18 tracked years, with about 2.9% of renter households facing a filing in a typical year. Filings peaked at 4.3% of renter households in 2013.
HOLC surveyors mapped this tract in the 1930s with a dominant grade of B ("Still Desirable"), above the redlined D tier. The grading still shaped decades of lending and development in the surrounding area.
For a landlord, conditions here are middle-of-the-road. Standard screening and prompt, documented notices usually keep cases short.
Frequently asked
About tract 12103022302
Q1
What is the eviction-risk score for census tract 12103022302?
Census tract 12103022302 in the Live Oak neighborhood scores 3.1/10 (Lower tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 12103022302?
Median gross rent is $1,189/month (ACS 5-year 2023, table B25064). 43% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 12103022302?
6.3% of residents in tract 12103022302 live below the federal poverty line (ACS B17001, 2023). Population: 4,066.
Q4
How socially vulnerable is tract 12103022302?
CDC Social Vulnerability Index ranks this tract in the 46th percentile nationally. Sub-themes: socioeconomic 35th, household 39th, minority 19th, housing 76th.
Q5
Is tract 12103022302 considered part of Live Oak?
Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 12103022302 fall within Live Oak (neighborhood centroid within 1.1 miles, OSM data).
Q6
How many evictions are filed each year in tract 12103022302?
Princeton Eviction Lab recorded 255 eviction filings across 18 validated years in tract 12103022302 (2000-2018). The average annual filing rate is 2.86% of renter households, peaking at 4.3% in 2013. Source: Eviction Lab tract-validated 2024 release.
Q7
Did eviction filings in tract 12103022302 drop during COVID?
Pandemic-era filings ran 0.77× the pre-COVID monthly baseline. Filings ran modestly below normal. Tracked by the Eviction Lab Eviction Tracking System (Tacoma, WA), 2020-2021.
Q8
How does tract 12103022302 compare to St. Petersburg overall?
Tract 12103022302 scores 3.1/10, higher than the parent city of St. Petersburg at 2.7/10. City-scale signals (state law, local rent controls, court bias) are inherited from St. Petersburg eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q9
Was tract 12103022302 historically redlined?
Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of B. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts
Highest-risk tracts in St. Petersburg
Top eight tracts in St. Petersburg ranked by composite eviction-risk score.
Tract · FL
Thirteenth Street Heights
6
/ 10 · Elevated
Tract · FL
Childs Park
5.8
/ 10 · Elevated
Tract · FL
12103020206
5.8
/ 10 · Elevated
Tract · FL
Palmetto Park
5.3
/ 10 · Moderate
Tract · FL
Riviera Bay
5.1
/ 10 · Moderate
Tract · FL
Bridgewater Place
5
/ 10 · Moderate
Tract · FL
Bartlett Park
5
/ 10 · Moderate
Tract · FL
Edge District
4.9
/ 10 · Moderate
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