Willow Oak Eviction Risk: Moderate

The severe-burden share is 26%, and it is the single best predictor in this model of a filing that actually reaches judgment. Adults with no health insurance runs 30.1% against 11.3% nationally. The poverty rate is 32%, which in this model reads as reduced rent-recovery odds after a judgment.

Well under the midpoint, state political climate reads 1.5/10. Running cool, eviction-process difficulty reads 1.5/10. Against the Polk County average of 3.9, this tract reads riskier for landlords by 1.5 points.

At $885 a month, rents run 21% under what the rest of Willow Oak commands. Nationally it ranks #24,859 of 84,120 for landlord eviction difficulty. On the CDC Social Vulnerability Index the tract reads 8.5/10, which tracks how hard a shock lands on the households already here.

Against average income of $59,530, annual rent is just 18%. Statewide the FL average is 4.1, so this tract runs 1.3 points hotter.

Of its three components the socioeconomic standing measure is the most pressured. Rent takes 30% or more of income for 48% of renters.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.