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Homer, Georgia eviction risk overview
City brief · 1,892 residents

Homer, GA Eviction Risk: VERY LOW

Banks County · Population 1,892

In 2026
Risk score
1.9
VERY LOW

10th percentile, Georgia.

50-yr Eviction Risk Score history

1976 to 2026 · climbing fast since 2010

Min1.4 Average2.0 Now1.9
3.1 1.4 1976 · score 2.9 1977 · score 2.9 1978 · score 2.8 1979 · score 2.8 1980 · score 2.8 1981 · score 2.8 1982 · score 2.8 1983 · score 2.7 1984 · score 2.2 1985 · score 2.1 1986 · score 2.1 1987 · score 2.0 1988 · score 1.9 1989 · score 1.8 1990 · score 1.8 1991 · score 1.7 1992 · score 1.7 1993 · score 1.6 1994 · score 1.5 1995 · score 1.5 1996 · score 1.4 1997 · score 1.4 1998 · score 1.4 1999 · score 1.4 2000 · score 1.6 2001 · score 1.6 2002 · score 1.7 2003 · score 1.7 2004 · score 1.6 2005 · score 1.6 2006 · score 1.6 2007 · score 1.6 2008 · score 1.7 2009 · score 2.0 2010 · score 2.0 2011 · score 2.0 2012 · score 1.8 2013 · score 1.8 2014 · score 1.7 2015 · score 1.7 2016 · score 1.7 2017 · score 1.7 2018 · score 1.7 2019 · score 1.7 2020 · score 2.9 2021 · score 3.1 2022 · score 2.2 2023 · score 1.9 2024 · score 1.8 2025 · score 1.9 2026 · score 1.9

Key metrics

Time machine

Scrub 50 years

2026
● LIVE · today ◀ REPLAY · historical

Nine-axis profile

9-axis profile · today

Shape of the risk surface

1 landlord · 10 tenant
Local 2.0 Regional 2.0 State 2.0 Economic 4.8 Supply 6.7 Rent Control 2.4 Eviction 1.7 Tenant 7.3 Housing 4.4 1.9 VERY LOW
Sub-scores · with sparkline

Where the score comes from

1 → 10 scale
  1. Local political climate
    GOP margin +78.2% (2024)
    2.0
  2. Regional political climate
    County-weighted neighbor mix
    2.0
  3. State political climate
    Georgia legislature & governorship
    2.0
  4. Economic stress
    13.5% poverty · 0.9% unemp.
    4.8
  5. Supply constraint
    $1,008 average · 27.1% renters
    6.7
  6. Rent Control risk
    23.2% of income on rent
    2.4
  7. Eviction process difficulty
    36 days filing → judgment
    1.7
  8. Tenant organizing strength
    27.1% renters
    7.3
  9. Housing court bias
    County bench composition
    4.4
Geographic context

Risk heat across Homer and the region

Click any city to see its score

How Homer compares

Risk score vs. peers, county, state, and the U.S.
Rank in Banks County
Very Low
#4 of 4 cities
Rank in county, 0th percentileLowHigh
#4 of 4 cities in Banks County for landlord eviction risk.
Rank in Georgia
Very Low
#619 of 673 cities
Rank in state, 8th percentileLowHigh
#619 of 673 cities in Georgia for landlord eviction risk.
vs. county · state · U.S.
Homer risk score vs. county / state / U.S.Homer: 1.91.9HomerThis cityCounty: 2.12.1Countyavg in countyState: 2.62.6Stateavg in stateU.S.: 4.74.7U.S.national avg
Score story

Six-stop tour of the risk profile

  1. 1.9
    / 10 · VERY LOW
    The verdict

    A Very low-tier market.

    Composite 1.9/10. Mid-range market; standard documentation usually wins. The 50-year curve shows a slow, steady climb.

    50-yr trend-1.0 over 50 yr
    197620012026

    Steady ratchet · no large swings

  2. 36d
    Typical timeline
    The money

    What renting (and evicting) looks like.

    Rent published at $1,008/mo. A contested eviction takes 36 days and costs $1,682–$3,716 per case.

    50-yr trendCalendar drag rising since '15
    197620012026

    Court-clerk data lands in the next release.

  3. 27.1%
    Renters
    The renters

    Who you'll be renting to.

    Out of 1,892 residents, 27.1% rent. 23% are spending 30%+ income on rent, 13.5% below the poverty line.

    50-yr trendRenter share rising
    197620012026

    ACS 1970-present · once the migration overlay is in.

  4. 2
    Local + regional
    The politics

    Light-statute interior market.

    Local & regional political climate score 2 and 2 (GOP margin +78.2% (2024)). State climate at 2, a mid-range statehouse.

    50-yr trendTracks county vote margin
    197620012026

    Built on 50-yr presidential margins back to 1976.

  5. 2
    State politics
    The process

    Moderate calendar, moderate friction.

    State political climate 2/10 sets the legislative ceiling for landlord remedies, and it shows up in the process. Eviction process difficulty reads 1.7, housing court bias 4.4, rent-control risk 2.4. Standard process speed for the state.

    50-yr trendProcess difficulty +-3.3 since '00
    197620012026

    Court-clerk data lands in the next release.

  6. 4.8
    Economic stress
    The stress

    Economic pressure is the background risk.

    Economic stress: 4.8. Supply constraint: 6.7. The numbers behind those: 13.5% poverty, 0.9% unemployment, 23% of income on rent.

    50-yr trendTwo visible dips · '08 + COVID
    197620012026

    Mirrors BLS unemployment series.

US eviction landscape · timeline × all-in cost

Homer sits in the quick & cheap quadrant

Bubble size = population · color = risk score
QUICK BUT COSTLY fast docket · high all-in loss SLOW & EXPENSIVE long calendar · high all-in loss QUICK & CHEAP fast docket · low all-in loss SLOW BUT CHEAP long calendar · low all-in loss 30d 50d 75d 100d 150d 200d 300d 450d $2.0k $3.0k $5.0k $7.5k $10k $15k $20k $30k EVICTION TIMELINE (DAYS) → ↑ ALL-IN COST (LOG SCALE) Athens, GA · 37d · ~$2.8k all-in ($75/day) · score 2.7 Athens Johns Creek, GA · 41d · ~$2.9k all-in ($70/day) · score 2.5 Johns Creek Alpharetta, GA · 40d · ~$2.9k all-in ($72/day) · score 2.4 Alpharetta Atlanta, GA · 40d · ~$2.8k all-in ($69/day) · score 3.4 Atlanta Columbus, GA · 37d · ~$3.0k all-in ($82/day) · score 2.7 Columbus Augusta, GA · 36d · ~$2.6k all-in ($72/day) · score 2.6 Augusta Macon-Bibb County, GA · 36d · ~$3.1k all-in ($86/day) · score 2.8 Macon-Bibb County Savannah, GA · 43d · ~$2.6k all-in ($61/day) · score 3.2 Savannah South Fulton, GA · 36d · ~$2.8k all-in ($79/day) · score 2.9 South Fulton Sandy Springs, GA · 39d · ~$3.0k all-in ($76/day) · score 2.3 Sandy Springs Houston, TX · 24d · ~$2.5k all-in ($103/day) · score 2.8 Houston Phoenix, AZ · 38d · ~$3.3k all-in ($86/day) · score 2.8 Phoenix Memphis, TN · 31d · ~$2.0k all-in ($66/day) · score 3.1 Memphis Boston, MA · 187d · ~$20.3k all-in ($109/day) · score 7.1 Boston Chicago, IL · 109d · ~$9.0k all-in ($82/day) · score 5.7 Chicago New York, NY · 417d · ~$29.5k all-in ($71/day) · score 9.7 New York Seattle, WA · 162d · ~$12.7k all-in ($79/day) · score 7.9 Seattle Homer
Homer · 36d · ~$2.7k all-in ($75/day) · score 1.9 National average: 58d · $4.6k all-in Hover any bubble for stats · click to open Color: 0–4   4–7   7–10
00Overview

About eviction risk in Homer, GA

Landlording in Homer, Georgia, presents a manageable operating environment for documented landlords. The Eviction Risk Score is 1.9/10 (VERY LOW tier), drawn from the nine sub-axes shown above, covering rent-control exposure, eviction-process difficulty, housing-court bias, tenant-organizing strength, supply constraint, economic stress, and local, regional, and state political climate. This is not a quick-fix market: it's a Mid-tier market where lease drafting, screening discipline, and well-documented notices materially change outcomes.

Homer is a city of 1,892 residents where 27.1% of occupied units are renter-occupied, and the typical renter spends 23.2% of income on rent. At an average rent of $1,008/month, the typical renter household here spends more than the federal 30% threshold on housing, a leading indicator of payment volatility and a precondition for the kinds of tenant defenses that show up most often in housing court.

01Process

How Homer eviction process actually works

Eviction process difficulty here reads 1.7/10, a number that combines statutory complexity (notice categories, just-cause rules, mandatory pre-filing disclosures) with operational realities (court calendar length and clerk responsiveness). The typical contested filing in Homer closes 36 days after the initial notice. For non-payment of rent the first step is a properly-formatted, properly-served pay-or-quit notice; for material lease breaches it's a cure-or-quit; for tenancies under just-cause protection an at-fault grounds notice (or a no-fault notice with statutory relocation assistance) is required.

The slow part of Homer's timeline is usually the calendar, not the motion practice. Housing court bias scores 4.4/10 here, meaning judges read borderline procedural defects in the tenant's favor more often than the national norm. The practical implication: every notice and every proof of service needs to be airtight before it gets filed.

02Cost

What it costs (and how long it takes)

An all-in eviction in Homer runs $1,682 to $3,716 per case once you account for filing fees, attorney time, lost rent during pendency, sheriff lockout, and unit turnover. That range is wide because the upper bound assumes a tenant answer plus motion practice, common when housing court bias is high. The lower bound assumes a default judgment after proper service.

For landlords running the numbers on holding costs vs. cash-for-keys: if your projected timeline times your monthly rent already exceeds the high-end cost number, cash-for-keys at 1–2 months' rent is typically the economically rational choice. With 36 days of typical timeline and $1,008/month in lost rent, that crossover happens fast here.

03Operations

Security deposits, screening, and lease terms

Tenant organizing strength scores 7.3/10 in Homer, and the city has limited rent control exposure (2.4/10). Operations practice that survives audit in this environment looks like:

  • Screening discipline. Document income (verified at 2.5 to 3x rent), credit (with a clear minimum), and prior-tenancy reference checks, but do not screen on protected categories or source-of-income where banned. Keep a written, consistent screening criteria document for every applicant.
  • Lease specificity. Use a state-specific lease that names every term clearly: rent due date, late fees within statutory caps, deposit handling, smoke and CO disclosure, lead paint disclosure (pre-1978 stock), and a clean attorney's-fees clause.
  • Security deposit handling. Itemize deductions within the statutory window. Photograph move-in/move-out condition. In Georgia, deposit cap and refund window are statute, so exceed them at your own risk.
  • Mid-tenancy documentation. Keep date-stamped records of every rent receipt, every habitability request, every notice served. The day you need them in court is too late to start.
04Strategy

What an everyday landlord should actually do here

If you own one to four units in Homer: hire a property manager who knows the local court. The pricing differential between self-managing and hiring out is small relative to the cost of one botched eviction in a VERY LOW tier market. If you own five or more: build relationships with a local landlord-side attorney before you need one, since retainer fees are negligible compared to emergency-rate billing when an eviction is already moving.

The avoidable mistakes here are all upstream of the filing: weak screening, an informal lease, sloppy rent receipts, and notice templates pulled off the internet that don't match Georgia's statutory language. Fix those four, and most cases settle or default. Skip them, and a $3,716 all-in fight is the realistic worst case.

04bPractical traps

Local traps to avoid in Homer

Trap · 78.0 POINTS
Politically, Banks County voted Republican by 78.0 points in 2020, a baseline that correlates with landlord-neutral legislative pressure. Combined with 23.2% rent-to-income ratio, expect baseline enforcement of O.C.G.A. 44-7.
05FAQ

Frequently asked questions

Q1

Can I turn off utilities if my tenant doesn't pay rent in Homer?

Absolutely not. Turning off utilities (water, electricity, gas) is considered an illegal self-help eviction in Georgia. You could face serious penalties, including fines and damages owed to the tenant. Follow the legal eviction process outlined in O.C.G.A. § 44-7.

Q2

How much notice do I need to give a tenant to move out if their lease is ending?

For a fixed-term lease that's simply expiring, no specific notice is required unless your lease states otherwise. However, if you want to terminate a month-to-month tenancy without cause, you must give the tenant a 60-day notice to vacate.

Q3

What if my tenant damages the property beyond normal wear and tear?

You can deduct the cost of repairs for damages beyond normal wear and tear from the security deposit. Remember to provide an itemized list of these deductions within 30 days of the tenant vacating, as required by Georgia law. Keep receipts and photos of the damage.

Q4

Does Georgia have rent control in Homer?

No, Georgia is a "Dillon's Rule" state, which means local governments generally cannot enact rent control unless specifically authorized by state law. There are currently no statewide or local rent control laws in Homer or Banks County. See our Georgia rent control rules for more details.

Q5

Can I evict a tenant for having a pet if the lease says "no pets"?

Yes, if your lease clearly prohibits pets and the tenant violates this clause, it's a breach of the lease. You would typically issue a notice to cure or quit, giving them a chance to remove the pet. If they fail to comply, you can proceed with an eviction based on the lease violation. Always refer to your specific lease terms.

06Score

What this score means for landlords2

A 1.9/10 places Homer in the 10th percentile of Georgia cities on the Eviction Risk Score index. The score is the average of the nine sub-axes, all calibrated on a national 1 to 10 scale where 1 is most landlord-friendly and 10 is most tenant-protective. The 50-year reconstruction shows this score has climbed steadily since 1976, a structural drift driven by court-calendar growth, rent-control adoption, and the rise of tenant-side legal aid. The trajectory matters more than the snapshot: the score is the climate, not the weather.