Colonial Village Eviction Risk: Moderate

Severe burden reaches 37%. A tenant at that level absorbs no shock: one cut shift or one repair bill converts directly into arrears. CDC survey data puts housing insecurity at 37.5% of adults, against 14.2% nationally.

Pulling the other way is rent-regulation exposure, at 1/10. Annualized rent equals 37% of average household income here, past the 30% affordability line, which compresses the margin any screening standard has to work with. This is a renter market: 71% of occupied units are tenant-occupied.

The poverty rate is 25%. Judgments in high-poverty tracts are collectible far less often than the filing statistics suggest. Disability prevalence reaches 46.5% against a 31.5% national average, which raises the odds a reasonable-accommodation request accompanies any dispute. On the softer side is supply constraint, at 2.8/10.

Court records for this tract carry 272 eviction filings. The worst year on record was 2003, when filings touched 26.1% of renter households.

Average gross rent is $839, 10% below the Albany average of $931.

Because the boundary contains one tract, 4.9/10 is simultaneously the area figure and the address-level figure. Scores move when the ACS release, the court-record feed, or the statute ledger behind them moves.