Colonial Village Eviction Risk: Moderate , Albany

The score leans hardest on court filing pressure at 9.8/10. Inability to pay a utility bill runs 28.5% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two. Running cool, rent-regulation exposure reads 1/10.

Set annual rent against average income of $27,364 and the ratio lands at 37%, above the conventional 30% ceiling. 71% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building nearby. The poverty rate is 25%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest.

Well under the midpoint, state political climate reads 2/10. Adults with no health insurance runs 23.2% against 11.3% nationally.

Princeton's Eviction Lab logged 272 filings here across 1 tracked years. At $839 a month, rents run 10% under what the rest of Albany commands.

Filings peaked in 2003 at 26.1% of renter households. In a typical year about 26.1% of renter households face a filing.

Nationally it ranks #34,278 of 84,120 for landlord eviction difficulty.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.