Lumpkin Park Eviction Risk: Moderate

Against a Augusta baseline of 32.9%, 70% of renters here cross the 30%-of-income line. The clearest offset is rent-regulation exposure, at 1.2/10.

The poverty rate is 33%. Judgments in high-poverty tracts are collectible far less often than the filing statistics suggest. Annualized rent equals 35% of average household income here, past the 30% affordability line, which compresses the margin any screening standard has to work with. 69% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building two streets over.

20.0% of adults report being unable to pay a utility bill, against a 9.2% national figure. Utility arrears usually lead rent arrears by a month or two. On the high side is economic stress at 8.3/10. CDC survey data puts housing insecurity at 27.6% of adults, against 14.2% nationally.

At $897 a month, rents sit 21% under what the rest of Augusta commands. Well under the midpoint is eviction-process difficulty, at 2.3/10. Court records for this tract carry 1,563 eviction filings.

Filing activity peaked in 2006 at 18.9% of renter households. Recent filings have not receded much: 12.6% in 2010 against a 18.9% peak.

Because the boundary contains one tract, 5.1/10 is simultaneously the area figure and the address-level figure. Scores move when the ACS release, the court-record feed, or the statute ledger behind them moves.