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Mount Carroll, Illinois eviction risk overview
City brief · 1,501 residents

Mount Carroll, IL Eviction Risk: LOW

Carroll County · Population 1,501

In 2026
Risk score
3.7
LOW

20th percentile, Illinois.

50-yr Eviction Risk Score history

1976 to 2026 · climbing fast since 2010

Min1.7 Average2.9 Now3.7
5.2 1.7 1976 · score 1.7 1977 · score 1.7 1978 · score 1.7 1979 · score 1.7 1980 · score 1.9 1981 · score 1.9 1982 · score 2.0 1983 · score 2.0 1984 · score 1.9 1985 · score 1.9 1986 · score 1.9 1987 · score 1.9 1988 · score 1.9 1989 · score 1.8 1990 · score 1.9 1991 · score 2.0 1992 · score 2.6 1993 · score 2.6 1994 · score 2.5 1995 · score 2.5 1996 · score 2.7 1997 · score 2.4 1998 · score 2.5 1999 · score 2.5 2000 · score 2.6 2001 · score 2.7 2002 · score 2.9 2003 · score 2.9 2004 · score 2.8 2005 · score 2.8 2006 · score 2.8 2007 · score 2.9 2008 · score 3.7 2009 · score 4.0 2010 · score 4.0 2011 · score 4.1 2012 · score 4.0 2013 · score 3.9 2014 · score 3.8 2015 · score 3.7 2016 · score 3.7 2017 · score 3.6 2018 · score 3.6 2019 · score 3.8 2020 · score 5.2 2021 · score 5.2 2022 · score 4.2 2023 · score 3.9 2024 · score 3.8 2025 · score 3.7 2026 · score 3.7

Key metrics

Time machine

Scrub 50 years

2026
● LIVE · today ◀ REPLAY · historical

Nine-axis profile

9-axis profile · today

Shape of the risk surface

1 landlord · 10 tenant
Local 4.2 Regional 4.2 State 5.2 Economic 4.9 Supply 4.2 Rent Control 3.1 Eviction 4.5 Tenant 5.3 Housing 4.2 3.7 LOW
Sub-scores · with sparkline

Where the score comes from

1 → 10 scale
  1. Local political climate
    GOP margin +31.7% (2024)
    4.2
  2. Regional political climate
    County-weighted neighbor mix
    4.2
  3. State political climate
    Illinois legislature & governorship
    5.2
  4. Economic stress
    10.4% poverty · 2.6% unemp.
    4.9
  5. Supply constraint
    $785 average · 28.3% renters
    4.2
  6. Rent Control risk
    17.0% of income on rent
    3.1
  7. Eviction process difficulty
    123 days filing → judgment
    4.5
  8. Tenant organizing strength
    28.3% renters
    5.3
  9. Housing court bias
    County bench composition
    4.2
Geographic context

Risk heat across Mount Carroll and the region

Click any city to see its score

How Mount Carroll compares

Risk score vs. peers, county, state, and the U.S.
Rank in Carroll County
Very Low
#7 of 8 cities
Rank in county, 14th percentileLowHigh
#7 of 8 cities in Carroll County for landlord eviction risk.
Rank in Illinois
Very Low
#1214 of 1,456 cities
Rank in state, 17th percentileLowHigh
#1214 of 1,456 cities in Illinois for landlord eviction risk.
vs. county · state · U.S.
Mount Carroll risk score vs. county / state / U.S.Mount Carroll: 3.73.7Mount CarrollThis cityCounty: 4.04.0Countyavg in countyState: 4.74.7Stateavg in stateU.S.: 4.74.7U.S.national avg
Score story

Six-stop tour of the risk profile

  1. 3.7
    / 10 · LOW
    The verdict

    A Low-tier market.

    Composite 3.7/10. Mid-range market; standard documentation usually wins. The 50-year curve shows a sharp climb.

    50-yr trend+2.0 over 50 yr
    197620012026

    Steepening since 2010 · COVID inflection visible

  2. 123d
    Typical timeline
    The money

    What renting (and evicting) looks like.

    Rent published at $785/mo. A contested eviction takes 123 days and costs $4,631–$13,910 per case.

    50-yr trendCalendar drag rising since '15
    197620012026

    Court-clerk data lands in the next release.

  3. 28.3%
    Renters
    The renters

    Who you'll be renting to.

    Out of 1,501 residents, 28.3% rent. 17% are spending 30%+ income on rent, 10.4% below the poverty line.

    50-yr trendRenter share rising
    197620012026

    ACS 1970-present · once the migration overlay is in.

  4. 4.2
    Local + regional
    The politics

    Mid-range climate. Not a coastal market.

    Local & regional political climate score 4.2 and 4.2 (GOP margin +31.7% (2024)). State climate at 5.2, a mid-range statehouse.

    50-yr trendTracks county vote margin
    197620012026

    Built on 50-yr presidential margins back to 1976.

  5. 5.2
    State politics
    The process

    Moderate calendar, moderate friction.

    State political climate 5.2/10 sets the legislative ceiling for landlord remedies, and it shows up in the process. Eviction process difficulty reads 4.5, housing court bias 4.2, rent-control risk 3.1. Standard process speed for the state.

    50-yr trendProcess difficulty +-0.5 since '00
    197620012026

    Court-clerk data lands in the next release.

  6. 4.9
    Economic stress
    The stress

    Economic pressure is the background risk.

    Economic stress: 4.9. Supply constraint: 4.2. The numbers behind those: 10.4% poverty, 2.6% unemployment, 17% of income on rent.

    50-yr trendTwo visible dips · '08 + COVID
    197620012026

    Mirrors BLS unemployment series.

US eviction landscape · timeline × all-in cost

Mount Carroll sits in the slow & expensive quadrant

Bubble size = population · color = risk score
QUICK BUT COSTLY fast docket · high all-in loss SLOW & EXPENSIVE long calendar · high all-in loss QUICK & CHEAP fast docket · low all-in loss SLOW BUT CHEAP long calendar · low all-in loss 30d 50d 75d 100d 150d 200d 300d 450d $2.0k $3.0k $5.0k $7.5k $10k $15k $20k $30k EVICTION TIMELINE (DAYS) → ↑ ALL-IN COST (LOG SCALE) Rockford, IL · 112d · ~$8.5k all-in ($76/day) · score 4.2 Rockford Chicago, IL · 109d · ~$9.0k all-in ($82/day) · score 5.7 Chicago Aurora, IL · 120d · ~$10.2k all-in ($85/day) · score 4.2 Aurora Naperville, IL · 115d · ~$9.2k all-in ($80/day) · score 4.2 Naperville Joliet, IL · 114d · ~$8.4k all-in ($73/day) · score 4.1 Joliet Elgin, IL · 129d · ~$9.9k all-in ($77/day) · score 4.2 Elgin Springfield, IL · 129d · ~$9.3k all-in ($72/day) · score 4.2 Springfield Peoria, IL · 129d · ~$10.1k all-in ($79/day) · score 4.1 Peoria Champaign, IL · 118d · ~$8.9k all-in ($75/day) · score 4.5 Champaign Waukegan, IL · 116d · ~$9.0k all-in ($78/day) · score 4.4 Waukegan Houston, TX · 24d · ~$2.5k all-in ($103/day) · score 2.8 Houston Phoenix, AZ · 38d · ~$3.3k all-in ($86/day) · score 2.8 Phoenix Memphis, TN · 31d · ~$2.0k all-in ($66/day) · score 3.1 Memphis Atlanta, GA · 40d · ~$2.8k all-in ($69/day) · score 3.4 Atlanta Boston, MA · 187d · ~$20.3k all-in ($109/day) · score 7.1 Boston New York, NY · 417d · ~$29.5k all-in ($71/day) · score 9.7 New York Seattle, WA · 162d · ~$12.7k all-in ($79/day) · score 7.9 Seattle Mount Carroll
Mount Carroll · 123d · ~$9.3k all-in ($75/day) · score 3.7 National average: 58d · $4.6k all-in Hover any bubble for stats · click to open Color: 0–4   4–7   7–10
00Overview

About eviction risk in Mount Carroll, IL

Landlording in Mount Carroll, Illinois, presents a manageable operating environment for documented landlords. The Eviction Risk Score is 3.7/10 (LOW tier), drawn from the nine sub-axes shown above, covering rent-control exposure, eviction-process difficulty, housing-court bias, tenant-organizing strength, supply constraint, economic stress, and local, regional, and state political climate. This is not a quick-fix market: it's a Mid-tier market where lease drafting, screening discipline, and well-documented notices materially change outcomes.

Mount Carroll is a city of 1,501 residents where 28.3% of occupied units are renter-occupied, and the typical renter spends 17.0% of income on rent. At an average rent of $785/month, the typical renter household here spends more than the federal 30% threshold on housing, a leading indicator of payment volatility and a precondition for the kinds of tenant defenses that show up most often in housing court.

01Process

How Mount Carroll eviction process actually works

Eviction process difficulty here reads 4.5/10, a number that combines statutory complexity (notice categories, just-cause rules, mandatory pre-filing disclosures) with operational realities (court calendar length and clerk responsiveness). The typical contested filing in Mount Carroll closes 123 days after the initial notice. For non-payment of rent the first step is a properly-formatted, properly-served pay-or-quit notice; for material lease breaches it's a cure-or-quit; for tenancies under just-cause protection an at-fault grounds notice (or a no-fault notice with statutory relocation assistance) is required.

The slow part of Mount Carroll's timeline is usually the calendar, not the motion practice. Housing court bias scores 4.2/10 here, meaning judges read borderline procedural defects in the tenant's favor more often than the national norm. The practical implication: every notice and every proof of service needs to be airtight before it gets filed.

02Cost

What it costs (and how long it takes)

An all-in eviction in Mount Carroll runs $4,631 to $13,910 per case once you account for filing fees, attorney time, lost rent during pendency, sheriff lockout, and unit turnover. That range is wide because the upper bound assumes a tenant answer plus motion practice, common when housing court bias is high. The lower bound assumes a default judgment after proper service.

For landlords running the numbers on holding costs vs. cash-for-keys: if your projected timeline times your monthly rent already exceeds the high-end cost number, cash-for-keys at 1–2 months' rent is typically the economically rational choice. With 123 days of typical timeline and $785/month in lost rent, that crossover happens fast here.

03Operations

Security deposits, screening, and lease terms

Tenant organizing strength scores 5.3/10 in Mount Carroll, and the city has limited rent control exposure (3.1/10). Operations practice that survives audit in this environment looks like:

  • Screening discipline. Document income (verified at 2.5 to 3x rent), credit (with a clear minimum), and prior-tenancy reference checks, but do not screen on protected categories or source-of-income where banned. Keep a written, consistent screening criteria document for every applicant.
  • Lease specificity. Use a state-specific lease that names every term clearly: rent due date, late fees within statutory caps, deposit handling, smoke and CO disclosure, lead paint disclosure (pre-1978 stock), and a clean attorney's-fees clause.
  • Security deposit handling. Itemize deductions within the statutory window. Photograph move-in/move-out condition. In Illinois, deposit cap and refund window are statute, so exceed them at your own risk.
  • Mid-tenancy documentation. Keep date-stamped records of every rent receipt, every habitability request, every notice served. The day you need them in court is too late to start.
04Strategy

What an everyday landlord should actually do here

If you own one to four units in Mount Carroll: hire a property manager who knows the local court. The pricing differential between self-managing and hiring out is small relative to the cost of one botched eviction in a LOW tier market. If you own five or more: build relationships with a local landlord-side attorney before you need one, since retainer fees are negligible compared to emergency-rate billing when an eviction is already moving.

The avoidable mistakes here are all upstream of the filing: weak screening, an informal lease, sloppy rent receipts, and notice templates pulled off the internet that don't match Illinois's statutory language. Fix those four, and most cases settle or default. Skip them, and a $13,910 all-in fight is the realistic worst case.

04bPractical traps

Local traps to avoid in Mount Carroll

Trap · 3.1/10
Comparative benchmarking matters in markets like this. Mount Carroll's 4.3/10 is below the Illinois state average. Rent-control-risk sub-score: 3.1/10. See the nearby cities grid below for direct A-vs-B comparison.
05FAQ

Frequently asked questions

Q1

What if my tenant pays part of the rent after the 5-day notice?

Accepting partial payment after issuing a 5-day notice can sometimes "waive" your right to evict based on that notice, meaning you might have to start the notice process over. It's usually safer not to accept partial payments unless you have a written agreement with the tenant and legal counsel on how it impacts your eviction case. Consult an attorney before accepting anything less than the full amount.
Q2

Can I evict a tenant in Mount Carroll without going to court?

No. You absolutely cannot use "self-help" eviction methods like changing locks, turning off utilities, or removing a tenant's belongings. This is illegal in Illinois and can lead to severe penalties, including fines and having to pay the tenant damages. You must follow the court process through 735 ILCS 5/9.
Q3

How long does it take for the sheriff to remove a tenant after a court order?

Once the court issues an order of possession, the timeline for the sheriff to perform a physical lockout can vary based on their schedule and workload. It typically takes anywhere from a few days to a couple of weeks after you present the order to the sheriff's office.
Q4

Do I need an attorney for every eviction?

While you are not legally required to have an attorney, it is highly recommended, especially given the complexity and cost of evictions in Illinois. A small mistake can cause significant delays and added expenses. For the typical landlord with 1-20 units, the cost of an attorney is usually an investment that pays off.
Q5

What if my tenant claims their income is from a protected source?

Illinois has statewide source-of-income protection. This means you cannot deny a tenant solely because their income comes from sources like housing vouchers, disability, or public assistance. You can still apply your standard, non-discriminatory screening criteria (e.g., credit score, rental history, income-to-rent ratio), but you cannot reject them just because of where their money comes from. For more information, see our Illinois tenant protections guide.
06Score

What this score means for landlords2

A 3.7/10 places Mount Carroll in the 20th percentile of Illinois cities on the Eviction Risk Score index. The score is the average of the nine sub-axes, all calibrated on a national 1 to 10 scale where 1 is most landlord-friendly and 10 is most tenant-protective. The 50-year reconstruction shows this score has risen sharply since 1976, a structural drift driven by court-calendar growth, rent-control adoption, and the rise of tenant-side legal aid. The trajectory matters more than the snapshot: the score is the climate, not the weather.