Central Park Eviction Risk: High , Chicago

74% of renter households cross the 30%-of-income line, far above the Cook County average of 45.6%. Housing insecurity runs 37.9% against 14.2% nationally. What pushes it up most is economic stress at 8.6/10.

The poverty rate is 34%, which in this model reads as reduced rent-recovery odds after a judgment. It sits 2.0 points above the Cook County average of 6.1. Inability to pay a utility bill runs 26.8% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two.

Set annual rent against average income of $46,167 and the ratio lands at 33%, above the conventional 30% ceiling. Running hot, local political climate reads 8.5/10.

On the high side, tenant-organizing strength reads 8/10. Princeton's Eviction Lab logged 523 filings here across 15 tracked years. At $1,275 a month, rents run 11% under what the rest of Chicago commands.

Filings peaked in 2001 at 14.3% of renter households. This ground was mapped C ("Definitely Declining") on the 1930s HOLC security maps for Chicago. That grading determined who could get a mortgage, and its imprint on tenure and rent burden is still visible in the ACS data above. In a typical year about 7.4% of renter households face a filing.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.