Chatham Fields Eviction Risk: High , Chicago

Severe burden reaches 32%. Those are renters paying half their income or more, and that is where non-payment filings originate. The main counterweight is supply constraint at 1.1/10.

Against the Cook County average of 6.1, this tract reads riskier for landlords by 2.0 points. The poverty rate is 32%, which in this model reads as reduced rent-recovery odds after a judgment. This is renter territory: 74% of occupied units are tenant-occupied.

Annualized rent equals 33% of average household income of $38,257, past the 30% affordability line, which thins the margin any screening standard has to work with. On the high side, local political climate reads 8.5/10. At $1,068 a month, rents run 26% under what the rest of Chicago commands.

Against Cook County at 45.6%, 54% of renters here are cost-burdened. Sitting well above the midpoint, economic stress reads 8.1/10.

Inability to pay a utility bill runs 21.5% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two. Court records carry 2,132 eviction filings across 15 observed years.

The worst year on record was 2001, when 11.3% of renter households were served. In the 1930s the federal Home Owners' Loan Corporation graded this ground B ("Still Desirable"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today. In a typical year about 7.9% of renter households face a filing.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.