Windsor Park Eviction Risk: High , Chicago

Food insecurity runs 52.5% against 17.8% nationally. The poverty rate is 56%, which in this model reads as reduced rent-recovery odds after a judgment. Inability to pay a utility bill runs 32.7% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two.

Severe burden reaches 30%. Those are renters paying half their income or more, and that is where non-payment filings originate. This is renter territory: 93% of occupied units are tenant-occupied. On the softer side, supply constraint reads 1/10.

Annualized rent equals 37% of average household income of $31,981, past the 30% affordability line, which thins the margin any screening standard has to work with. It sits 2.0 points above the Cook County average of 6.1.

Average gross rent is $995, 31% below the Chicago average. 55% of renter households cross the 30%-of-income line, higher than the Cook County average of 45.6%. Running hot, local political climate reads 8.5/10.

The filing record is not thin: 2,731 evictions over 15 years of observation.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.