North Chicago Eviction Risk: High

SNAP participation runs 47.3% against 15.2% nationally. What pushes it up most is tenant-organizing strength at 9.8/10.

Running hot, economic stress reads 9.8/10. Average gross rent is $856, 40% below the North Chicago average.

Housing insecurity runs 35.3% against 14.2% nationally. The poverty rate is 39%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest.

77% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building nearby. Severe burden reaches 23%. Those are renters paying half their income or more, and that is where non-payment filings originate.

Set annual rent against average income of $29,113 and the ratio lands at 35%, above the conventional 30% ceiling. Well under the midpoint, supply constraint reads 1/10.

On the national scale it lands near the 91st percentile of the 84,120 tracts scored. On the CDC Social Vulnerability Index the tract reads 9.5/10, which tracks how hard a shock lands on the households already here.

All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.