Five Points Eviction Risk: High , North Chicago

Severe burden reaches 35%. Those are renters paying half their income or more, and that is where non-payment filings originate. What pushes it up most is tenant-organizing strength at 9.8/10. 99% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building nearby.

Annualized rent equals 46% of average household income of $44,989, past the 30% affordability line, which thins the margin any screening standard has to work with. 55% of renter households cross the 30%-of-income line, well above the Lake County average of 42.6%.

The poverty rate is 26%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest. Average gross rent is $1,736, 22% above the North Chicago average. On the high side, housing-court posture reads 7.6/10.

Sitting well above the midpoint, rent-regulation exposure reads 6.9/10. On the national scale it lands near the 91st percentile of the 84,120 tracts scored.

CDC social-vulnerability scoring puts the tract at 7.2/10. Statewide the IL average is 5.1, so this tract runs 2.9 points hotter.

Of its three components the housing type and transport measure is the most pressured.

All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.