North Chicago Eviction Risk: High

The dominant input is tenant-organizing strength at 9.8/10. Food insecurity runs 39.6% against 17.8% nationally. Running cool, supply constraint reads 1/10.

Cost burden runs 32% here against 42.6% across Lake County. 71% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building nearby. Housing insecurity runs 30.4% against 14.2% nationally.

Average gross rent is $1,028, 28% below the North Chicago average. 19% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears.

The poverty rate is 23%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest. On the high side, housing-court posture reads 7.6/10. That is riskier than roughly 91% of the 84,120 US census tracts in this model.

Social vulnerability reads 8.6/10 on the CDC index, a measure of exposure to housing and economic shocks. Statewide the IL average is 5.1, so this tract runs 2.9 points hotter. Of its three components the housing type and transport measure is the most pressured.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.