Neighborhood · Ranked #22,213 of 84,120 nationally

Five Points Eviction Risk: Moderate , North Chicago

Tract 17097863100 · Lake County, IL · pop 2,449 · neighborhood within 1.2 mi

For landlords sizing up the Five Points area of North Chicago, census tract 17097863100 carries an elevated eviction-risk score of 6.3/10. That is riskier than about 83% of US census tracts.

Rent eats 30% or more of income for 59% of renter households, a severe level, and 45% are severely burdened at 50% or more. Average gross rent is $1,081 monthly, set against $49,516 in average yearly household income, roughly 26% of income at the averages. About 47% of occupied units are renter-occupied.

Risk score

5.2

Moderate

Confidence 85% · 1–10 scale

Household mix · 100 hh

Burdened renters 28% Stable renters 19% Owners 53%

Tract context

Occupied units830

Renter share46.7%

SVI overall0.94

Poverty rate21.6%

Median income$49,516

Percentile rank

Higher percentile = riskier than more peers.

Geographic context

Risk heat across North Chicago and the region

Centroid at 42.3213, -87.8478 · click any tract to drill in

Why Five Points scores 5.2

9 axes · 1 = landlord-friendly

Local political climate

Inherited from North Chicago

6.6

Regional political climate

2024 county presidential margin

6.2

State political climate

Illinois legislature & governorship

5.2

Economic stress

21.6% poverty · this tract

5.4

Supply constraint

$1,081 rent vs county FMR

1.1

Rent control risk

Inherited from North Chicago

6.9

Eviction process difficulty

State law sets the calendar

4.9

Tenant organizing strength

Inherited from North Chicago

9.8

Housing court bias

Inherited from North Chicago

7.6

How Five Points compares

Risk score vs. parent city, county, state.

CDC Social Vulnerability Index

SVI percentile: 94

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

100%Socioeconomic
97%Household composition
90%Racial/ethnic minority
37%Housing & transportation

Comparable tracts

Census tracts with similar eviction risk

Within Five Points. Closest by Eviction Risk Score.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

30.7%Housing insecurity
19.7%Utility-shutoff threat
39.5%Food insecurity
38.4%SNAP enrollment
18.4%Transit barriers
22.2%No health insurance
19.3%Frequent mental distress
37.3%Any disability

Analysis

What drives eviction risk in Five Points

What moves this score most is tenant organizing strength at 9.8/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from North Chicago eviction risk, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores above the Lake County average of 5.3 and above the Illinois statewide average of 5.4. Within its own county it reads on the riskier side for landlords.

In CDC survey modeling, about 30.7% of adults here said they could not pay rent or mortgage at some point in the past year, and 19.7% faced a utility shutoff threat, a common early warning before a filing.

The tract is predominantly Hispanic or Latino and ranks around the 94th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. High vulnerability tends to track with higher eviction-filing rates when rents climb.

For a landlord, this is a tract where process discipline pays off. Clean paperwork and steady screening keep the elevated risk manageable.

Frequently asked

About tract 17097863100

What is the eviction-risk score for census tract 17097863100?

Census tract 17097863100 in the Five Points neighborhood scores 5.2/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.

What is the average rent in tract 17097863100?

Median gross rent is $1,081/month (ACS 5-year 2023, table B25064). 59% of renter households are cost-burdened.

What is the poverty rate in tract 17097863100?

21.6% of residents in tract 17097863100 live below the federal poverty line (ACS B17001, 2023). Population: 2,449.

How socially vulnerable is tract 17097863100?

CDC Social Vulnerability Index ranks this tract in the 94th percentile nationally. Sub-themes: socioeconomic 100th, household 97th, minority 90th, housing 37th.

Is tract 17097863100 considered part of Five Points?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 17097863100 fall within Five Points (neighborhood centroid within 1.2 miles, OSM data).

What share of households in tract 17097863100 struggle to pay rent?

About 30.7% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 19.7% also reported utility shutoff threats, a frequent precursor to eviction filings.

How does tract 17097863100 compare to North Chicago overall?

Tract 17097863100 scores 5.2/10, higher than the parent city of North Chicago at 4.8/10. City-scale signals (state law, local rent controls, court bias) are inherited from North Chicago eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.

Sibling tracts

Highest-risk tracts in North Chicago

Top eight tracts in North Chicago ranked by composite eviction-risk score.