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Naplate, Illinois eviction risk overview
City brief · 589 residents

Naplate, IL Eviction Risk: MODERATE

LaSalle County · Population 589

In 2026
Risk score
4.4
MODERATE

81th percentile, Illinois.

50-yr Eviction Risk Score history

1976 to 2026 · climbing fast since 2010

Min1.9 Average3.2 Now4.4
5.7 1.9 1976 · score 1.9 1977 · score 1.9 1978 · score 1.9 1979 · score 1.9 1980 · score 2.1 1981 · score 2.1 1982 · score 2.2 1983 · score 2.2 1984 · score 2.2 1985 · score 2.2 1986 · score 2.1 1987 · score 2.1 1988 · score 2.1 1989 · score 2.1 1990 · score 2.2 1991 · score 2.3 1992 · score 3.0 1993 · score 3.0 1994 · score 2.9 1995 · score 2.9 1996 · score 3.1 1997 · score 2.9 1998 · score 2.9 1999 · score 2.9 2000 · score 3.0 2001 · score 3.1 2002 · score 3.2 2003 · score 3.2 2004 · score 3.1 2005 · score 3.1 2006 · score 3.1 2007 · score 3.2 2008 · score 3.9 2009 · score 4.2 2010 · score 4.3 2011 · score 4.3 2012 · score 4.2 2013 · score 4.2 2014 · score 4.1 2015 · score 4.0 2016 · score 3.9 2017 · score 3.9 2018 · score 3.9 2019 · score 4.2 2020 · score 5.6 2021 · score 5.7 2022 · score 4.8 2023 · score 4.5 2024 · score 4.6 2025 · score 4.4 2026 · score 4.4

Key metrics

Time machine

Scrub 50 years

2026
● LIVE · today ◀ REPLAY · historical

Nine-axis profile

9-axis profile · today

Shape of the risk surface

1 landlord · 10 tenant
Local 4.9 Regional 4.9 State 5.2 Economic 7.4 Supply 6.8 Rent Control 6.3 Eviction 4.5 Tenant 7.7 Housing 6.9 4.4 MODERATE
Sub-scores · with sparkline

Where the score comes from

1 → 10 scale
  1. Local political climate
    GOP margin +18.5% (2024)
    4.9
  2. Regional political climate
    County-weighted neighbor mix
    4.9
  3. State political climate
    Illinois legislature & governorship
    5.2
  4. Economic stress
    17.6% poverty · 6.1% unemp.
    7.4
  5. Supply constraint
    $1,019 average · 34.3% renters
    6.8
  6. Rent Control risk
    28.0% of income on rent
    6.3
  7. Eviction process difficulty
    129 days filing → judgment
    4.5
  8. Tenant organizing strength
    34.3% renters
    7.7
  9. Housing court bias
    County bench composition
    6.9
Geographic context

Risk heat across Naplate and the region

Click any city to see its score

How Naplate compares

Risk score vs. peers, county, state, and the U.S.
Rank in LaSalle County
Elevated
#8 of 24 cities
Rank in county, 70th percentileLowHigh
#8 of 24 cities in LaSalle County for landlord eviction risk.
Rank in Illinois
High
#340 of 1,456 cities
Rank in state, 77th percentileLowHigh
#340 of 1,456 cities in Illinois for landlord eviction risk.
vs. county · state · U.S.
Naplate risk score vs. county / state / U.S.Naplate: 4.44.4NaplateThis cityCounty: 4.34.3Countyavg in countyState: 4.74.7Stateavg in stateU.S.: 4.74.7U.S.national avg
Score story

Six-stop tour of the risk profile

  1. 4.4
    / 10 · MODERATE
    The verdict

    A Moderate-tier market.

    Composite 4.4/10. Mid-range market; standard documentation usually wins. The 50-year curve shows a sharp climb.

    50-yr trend+2.5 over 50 yr
    197620012026

    Steepening since 2010 · COVID inflection visible

  2. 129d
    Typical timeline
    The money

    What renting (and evicting) looks like.

    Rent published at $1,019/mo. A contested eviction takes 129 days and costs $4,724–$15,234 per case.

    50-yr trendCalendar drag rising since '15
    197620012026

    Court-clerk data lands in the next release.

  3. 34.3%
    Renters
    The renters

    Who you'll be renting to.

    Out of 589 residents, 34.3% rent. 28% are spending 30%+ income on rent, 17.6% below the poverty line.

    50-yr trendRenter share rising
    197620012026

    ACS 1970-present · once the migration overlay is in.

  4. 4.9
    Local + regional
    The politics

    Mid-range climate. Not a coastal market.

    Local & regional political climate score 4.9 and 4.9 (GOP margin +18.5% (2024)). State climate at 5.2, a mid-range statehouse.

    50-yr trendTracks county vote margin
    197620012026

    Built on 50-yr presidential margins back to 1976.

  5. 5.2
    State politics
    The process

    Moderate calendar, moderate friction.

    State political climate 5.2/10 sets the legislative ceiling for landlord remedies, and it shows up in the process. Eviction process difficulty reads 4.5, housing court bias 6.9, rent-control risk 6.3. Standard process speed for the state.

    50-yr trendProcess difficulty +-0.5 since '00
    197620012026

    Court-clerk data lands in the next release.

  6. 7.4
    Economic stress
    The stress

    Economic pressure is the background risk.

    Economic stress: 7.4. Supply constraint: 6.8. The numbers behind those: 17.6% poverty, 6.1% unemployment, 28% of income on rent.

    50-yr trendTwo visible dips · '08 + COVID
    197620012026

    Mirrors BLS unemployment series.

US eviction landscape · timeline × all-in cost

Naplate sits in the slow & expensive quadrant

Bubble size = population · color = risk score
QUICK BUT COSTLY fast docket · high all-in loss SLOW & EXPENSIVE long calendar · high all-in loss QUICK & CHEAP fast docket · low all-in loss SLOW BUT CHEAP long calendar · low all-in loss 30d 50d 75d 100d 150d 200d 300d 450d $2.0k $3.0k $5.0k $7.5k $10k $15k $20k $30k EVICTION TIMELINE (DAYS) → ↑ ALL-IN COST (LOG SCALE) Aurora, IL · 120d · ~$10.2k all-in ($85/day) · score 4.2 Aurora Naperville, IL · 115d · ~$9.2k all-in ($80/day) · score 4.2 Naperville Joliet, IL · 114d · ~$8.4k all-in ($73/day) · score 4.1 Joliet Bolingbrook, IL · 122d · ~$9.5k all-in ($78/day) · score 4.6 Bolingbrook Chicago, IL · 109d · ~$9.0k all-in ($82/day) · score 5.7 Chicago Rockford, IL · 112d · ~$8.5k all-in ($76/day) · score 4.2 Rockford Elgin, IL · 129d · ~$9.9k all-in ($77/day) · score 4.2 Elgin Springfield, IL · 129d · ~$9.3k all-in ($72/day) · score 4.2 Springfield Peoria, IL · 129d · ~$10.1k all-in ($79/day) · score 4.1 Peoria Champaign, IL · 118d · ~$8.9k all-in ($75/day) · score 4.5 Champaign Houston, TX · 24d · ~$2.5k all-in ($103/day) · score 2.8 Houston Phoenix, AZ · 38d · ~$3.3k all-in ($86/day) · score 2.8 Phoenix Memphis, TN · 31d · ~$2.0k all-in ($66/day) · score 3.1 Memphis Atlanta, GA · 40d · ~$2.8k all-in ($69/day) · score 3.4 Atlanta Boston, MA · 187d · ~$20.3k all-in ($109/day) · score 7.1 Boston New York, NY · 417d · ~$29.5k all-in ($71/day) · score 9.7 New York Seattle, WA · 162d · ~$12.7k all-in ($79/day) · score 7.9 Seattle Naplate
Naplate · 129d · ~$10.0k all-in ($77/day) · score 4.4 National average: 58d · $4.6k all-in Hover any bubble for stats · click to open Color: 0–4   4–7   7–10
00Overview

About eviction risk in Naplate, IL

Landlording in Naplate, Illinois, presents a manageable operating environment for documented landlords. The Eviction Risk Score is 4.4/10 (MODERATE tier), drawn from the nine sub-axes shown above, covering rent-control exposure, eviction-process difficulty, housing-court bias, tenant-organizing strength, supply constraint, economic stress, and local, regional, and state political climate. This is not a quick-fix market: it's a Mid-tier market where lease drafting, screening discipline, and well-documented notices materially change outcomes.

Naplate is a city of 589 residents where 34.3% of occupied units are renter-occupied, and the typical renter spends 28.0% of income on rent. At an average rent of $1,019/month, the typical renter household here spends more than the federal 30% threshold on housing, a leading indicator of payment volatility and a precondition for the kinds of tenant defenses that show up most often in housing court.

01Process

How Naplate eviction process actually works

Eviction process difficulty here reads 4.5/10, a number that combines statutory complexity (notice categories, just-cause rules, mandatory pre-filing disclosures) with operational realities (court calendar length and clerk responsiveness). The typical contested filing in Naplate closes 129 days after the initial notice. For non-payment of rent the first step is a properly-formatted, properly-served pay-or-quit notice; for material lease breaches it's a cure-or-quit; for tenancies under just-cause protection an at-fault grounds notice (or a no-fault notice with statutory relocation assistance) is required.

The slow part of Naplate's timeline is usually the calendar, not the motion practice. Housing court bias scores 6.9/10 here, meaning judges read borderline procedural defects in the tenant's favor more often than the national norm. The practical implication: every notice and every proof of service needs to be airtight before it gets filed.

02Cost

What it costs (and how long it takes)

An all-in eviction in Naplate runs $4,724 to $15,234 per case once you account for filing fees, attorney time, lost rent during pendency, sheriff lockout, and unit turnover. That range is wide because the upper bound assumes a tenant answer plus motion practice, common when housing court bias is high. The lower bound assumes a default judgment after proper service.

For landlords running the numbers on holding costs vs. cash-for-keys: if your projected timeline times your monthly rent already exceeds the high-end cost number, cash-for-keys at 1–2 months' rent is typically the economically rational choice. With 129 days of typical timeline and $1,019/month in lost rent, that crossover happens fast here.

03Operations

Security deposits, screening, and lease terms

Tenant organizing strength scores 7.7/10 in Naplate, and the city carries meaningful rent control exposure (6.3/10). Operations practice that survives audit in this environment looks like:

  • Screening discipline. Document income (verified at 2.5 to 3x rent), credit (with a clear minimum), and prior-tenancy reference checks, but do not screen on protected categories or source-of-income where banned. Keep a written, consistent screening criteria document for every applicant.
  • Lease specificity. Use a state-specific lease that names every term clearly: rent due date, late fees within statutory caps, deposit handling, smoke and CO disclosure, lead paint disclosure (pre-1978 stock), and a clean attorney's-fees clause.
  • Security deposit handling. Itemize deductions within the statutory window. Photograph move-in/move-out condition. In Illinois, deposit cap and refund window are statute, so exceed them at your own risk.
  • Mid-tenancy documentation. Keep date-stamped records of every rent receipt, every habitability request, every notice served. The day you need them in court is too late to start.
04Strategy

What an everyday landlord should actually do here

If you own one to four units in Naplate: hire a property manager who knows the local court. The pricing differential between self-managing and hiring out is small relative to the cost of one botched eviction in a MODERATE tier market. If you own five or more: build relationships with a local landlord-side attorney before you need one, since retainer fees are negligible compared to emergency-rate billing when an eviction is already moving.

The avoidable mistakes here are all upstream of the filing: weak screening, an informal lease, sloppy rent receipts, and notice templates pulled off the internet that don't match Illinois's statutory language. Fix those four, and most cases settle or default. Skip them, and a $15,234 all-in fight is the realistic worst case.

04bPractical traps

Local traps to avoid in Naplate

Trap · 34.3%
34.3% renter share against 589 residents produces roughly 202 rental occupants in Naplate. LaSalle County voted R 14.3% in 2020. Eviction filings tend to cluster in the multifamily rental corridor.
05FAQ

Frequently asked questions

Q1

Can I evict a tenant in Naplate without a reason?

For a month-to-month tenancy, you can generally terminate the lease without a specific "just cause" by giving a 30-day notice. However, for a fixed-term lease, you can only evict for a lease violation (like non-payment) or if the lease term has expired. Illinois does not have statewide just-cause eviction requirements.

Q2

How long does an eviction take if the tenant doesn't fight it?

Even if a tenant doesn't actively fight the eviction, the legal process still takes time. You're looking at the 5-day notice period, time for court filing and service, the court hearing itself, and then potentially a few weeks for the sheriff to schedule the lockout. A best-case scenario might be 30-60 days, but the average in Naplate is 129 days, even with minimal resistance.

Q3

What if my tenant pays part of the rent after I give them a 5-day notice?

This is tricky. Accepting partial payment after serving a 5-day notice can sometimes waive your right to proceed with the eviction based on that notice, effectively resetting the clock. Always consult your attorney before accepting any partial payment once an eviction process has begun. It's usually safer to insist on the full amount or proceed with the eviction.

Q4

Is Naplate part of a county with special eviction rules?

Naplate is in LaSalle County. While the core eviction process is set by Illinois state law (735 ILCS 5/9), local courts can have specific procedural quirks. It's always wise to work with a local attorney who is familiar with the LaSalle County court system. For broader context, you can check our LaSalle County eviction guide.

Q5

What are the biggest mistakes landlords make during eviction in Illinois?

The biggest mistakes include: incorrect or improperly served notices, attempting self-help evictions (like changing locks), failing to follow court procedures, not having a solid lease, and waiting too long to act. Any of these can lead to significant delays, increased costs, or even legal liability for the landlord. When in doubt, call an attorney.

Q6

Do I need an attorney for an eviction in Naplate?

While you can technically represent yourself, it's strongly recommended that you hire an attorney for an eviction in Naplate. The legal process is complex, and even small errors can be costly. Given the 6/10 risk score and average 129-day timeline, an attorney helps ensure the process is handled correctly and efficiently, minimizing your losses. See our Illinois eviction process step-by-step for more.

06Score

What this score means for landlords2

A 4.4/10 places Naplate in the 81st percentile of Illinois cities on the Eviction Risk Score index. The score is the average of the nine sub-axes, all calibrated on a national 1 to 10 scale where 1 is most landlord-friendly and 10 is most tenant-protective. The 50-year reconstruction shows this score has risen sharply since 1976, a structural drift driven by court-calendar growth, rent-control adoption, and the rise of tenant-side legal aid. The trajectory matters more than the snapshot: the score is the climate, not the weather.