Kelly Glen Eviction Risk: Moderate

Cost burden runs 25% against 37.8% citywide, putting Kelly Glen 13.1% under its own city. The clearest offset is economic stress, at 1/10. On the softer side is supply constraint, at 1/10.

Sitting well above the midpoint is tenant-organizing strength at 8.7/10. 16% are severely burdened, paying half their income or more in rent. That cohort has no absorption capacity for an unexpected bill, and it is where non-payment filings originate.

CDC survey data puts housing insecurity at 7.1% of adults, against 14.2% nationally. 4.8% of adults carry no health insurance against 11.3% nationally, a common route into sudden unpayable debt.

Among the 13 mapped neighborhoods of Normal, it ranks #11 by risk, the lower third. Only 8% of units are renter-occupied. Rental comparables are thin here; price renewals off the nearest genuine rental sub-market rather than off surrounding sale prices.

The closest comparables inside the same city are The Park and Blackstone Trails. Against average income of $107,578, annual rent is only 6%, a wide affordability cushion. Poverty sits at 0%, low enough that arrears here usually reflect a specific shock rather than a structural income gap.

Because the boundary contains one tract, 4.5/10 is simultaneously the area figure and the address-level figure. The number is rebuilt whenever its ACS, court-record, or statutory inputs change.