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Monroe Center, Illinois eviction risk overview
City brief · 369 residents

Monroe Center, IL Eviction Risk: MODERATE

Ogle County · Population 369

In 2026
Risk score
4
MODERATE

44th percentile, Illinois.

50-yr Eviction Risk Score history

1976 to 2026 · climbing fast since 2010

Min1.7 Average3.0 Now4
5.4 1.7 1976 · score 1.8 1977 · score 1.8 1978 · score 1.8 1979 · score 1.7 1980 · score 1.9 1981 · score 1.9 1982 · score 2.0 1983 · score 2.0 1984 · score 2.0 1985 · score 2.0 1986 · score 1.9 1987 · score 1.9 1988 · score 2.0 1989 · score 2.0 1990 · score 2.0 1991 · score 2.1 1992 · score 2.7 1993 · score 2.7 1994 · score 2.7 1995 · score 2.7 1996 · score 2.9 1997 · score 2.6 1998 · score 2.7 1999 · score 2.7 2000 · score 2.7 2001 · score 2.7 2002 · score 2.7 2003 · score 2.8 2004 · score 2.7 2005 · score 2.7 2006 · score 2.7 2007 · score 2.8 2008 · score 3.6 2009 · score 3.9 2010 · score 3.9 2011 · score 4.0 2012 · score 3.9 2013 · score 3.9 2014 · score 3.7 2015 · score 3.6 2016 · score 3.6 2017 · score 3.5 2018 · score 3.5 2019 · score 3.8 2020 · score 5.3 2021 · score 5.4 2022 · score 4.4 2023 · score 4.1 2024 · score 4.1 2025 · score 4.0 2026 · score 4.0

Key metrics

Time machine

Scrub 50 years

2026
● LIVE · today ◀ REPLAY · historical

Nine-axis profile

9-axis profile · today

Shape of the risk surface

1 landlord · 10 tenant
Local 4.9 Regional 4.9 State 5.2 Economic 4.0 Supply 4.4 Rent Control 3.4 Eviction 5.1 Tenant 4.1 Housing 2.8 4 MODERATE
Sub-scores · with sparkline

Where the score comes from

1 → 10 scale
  1. Local political climate
    GOP margin +29.4% (2024)
    4.9
  2. Regional political climate
    County-weighted neighbor mix
    4.9
  3. State political climate
    Illinois legislature & governorship
    5.2
  4. Economic stress
    2.9% poverty · 4.0% unemp.
    4.0
  5. Supply constraint
    $1,027 average · 18.8% renters
    4.4
  6. Rent Control risk
    22.5% of income on rent
    3.4
  7. Eviction process difficulty
    115 days filing → judgment
    5.1
  8. Tenant organizing strength
    18.8% renters
    4.1
  9. Housing court bias
    County bench composition
    2.8
Geographic context

Risk heat across Monroe Center and the region

Click any city to see its score

How Monroe Center compares

Risk score vs. peers, county, state, and the U.S.
Rank in Ogle County
Moderate
#8 of 15 cities
Rank in county, 50th percentileLowHigh
#8 of 15 cities in Ogle County for landlord eviction risk.
Rank in Illinois
Low
#897 of 1,456 cities
Rank in state, 38th percentileLowHigh
#897 of 1,456 cities in Illinois for landlord eviction risk.
vs. county · state · U.S.
Monroe Center risk score vs. county / state / U.S.Monroe Center: 4.04.0Monroe CenterThis cityCounty: 4.14.1Countyavg in countyState: 4.74.7Stateavg in stateU.S.: 4.74.7U.S.national avg
Score story

Six-stop tour of the risk profile

  1. 4
    / 10 · MODERATE
    The verdict

    A Moderate-tier market.

    Composite 4/10. Mid-range market; standard documentation usually wins. The 50-year curve shows a sharp climb.

    50-yr trend+2.2 over 50 yr
    197620012026

    Steepening since 2010 · COVID inflection visible

  2. 115d
    Typical timeline
    The money

    What renting (and evicting) looks like.

    Rent published at $1,027/mo. A contested eviction takes 115 days and costs $5,231–$15,019 per case.

    50-yr trendCalendar drag rising since '15
    197620012026

    Court-clerk data lands in the next release.

  3. 18.8%
    Renters
    The renters

    Who you'll be renting to.

    Out of 369 residents, 18.8% rent. 23% are spending 30%+ income on rent, 2.9% below the poverty line.

    50-yr trendRenter share rising
    197620012026

    ACS 1970-present · once the migration overlay is in.

  4. 4.9
    Local + regional
    The politics

    Mid-range climate. Not a coastal market.

    Local & regional political climate score 4.9 and 4.9 (GOP margin +29.4% (2024)). State climate at 5.2, a mid-range statehouse.

    50-yr trendTracks county vote margin
    197620012026

    Built on 50-yr presidential margins back to 1976.

  5. 5.2
    State politics
    The process

    Moderate calendar, moderate friction.

    State political climate 5.2/10 sets the legislative ceiling for landlord remedies, and it shows up in the process. Eviction process difficulty reads 5.1, housing court bias 2.8, rent-control risk 3.4. Standard process speed for the state.

    50-yr trendProcess difficulty +0.1 since '00
    197620012026

    Court-clerk data lands in the next release.

  6. 4
    Economic stress
    The stress

    Economic pressure is the background risk.

    Economic stress: 4. Supply constraint: 4.4. The numbers behind those: 2.9% poverty, 4.0% unemployment, 23% of income on rent.

    50-yr trendTwo visible dips · '08 + COVID
    197620012026

    Mirrors BLS unemployment series.

US eviction landscape · timeline × all-in cost

Monroe Center sits in the slow & expensive quadrant

Bubble size = population · color = risk score
QUICK BUT COSTLY fast docket · high all-in loss SLOW & EXPENSIVE long calendar · high all-in loss QUICK & CHEAP fast docket · low all-in loss SLOW BUT CHEAP long calendar · low all-in loss 30d 50d 75d 100d 150d 200d 300d 450d $2.0k $3.0k $5.0k $7.5k $10k $15k $20k $30k EVICTION TIMELINE (DAYS) → ↑ ALL-IN COST (LOG SCALE) Aurora, IL · 120d · ~$10.2k all-in ($85/day) · score 4.2 Aurora Naperville, IL · 115d · ~$9.2k all-in ($80/day) · score 4.2 Naperville Rockford, IL · 112d · ~$8.5k all-in ($76/day) · score 4.2 Rockford Elgin, IL · 129d · ~$9.9k all-in ($77/day) · score 4.2 Elgin Schaumburg, IL · 131d · ~$9.4k all-in ($72/day) · score 4.6 Schaumburg Palatine, IL · 112d · ~$10.0k all-in ($90/day) · score 4.6 Palatine Wheaton, IL · 126d · ~$9.5k all-in ($75/day) · score 4.3 Wheaton Hoffman Estates, IL · 123d · ~$8.7k all-in ($71/day) · score 4.6 Hoffman Estates Chicago, IL · 109d · ~$9.0k all-in ($82/day) · score 5.7 Chicago Joliet, IL · 114d · ~$8.4k all-in ($73/day) · score 4.1 Joliet Houston, TX · 24d · ~$2.5k all-in ($103/day) · score 2.8 Houston Phoenix, AZ · 38d · ~$3.3k all-in ($86/day) · score 2.8 Phoenix Memphis, TN · 31d · ~$2.0k all-in ($66/day) · score 3.1 Memphis Atlanta, GA · 40d · ~$2.8k all-in ($69/day) · score 3.4 Atlanta Boston, MA · 187d · ~$20.3k all-in ($109/day) · score 7.1 Boston New York, NY · 417d · ~$29.5k all-in ($71/day) · score 9.7 New York Seattle, WA · 162d · ~$12.7k all-in ($79/day) · score 7.9 Seattle Monroe Center
Monroe Center · 115d · ~$10.1k all-in ($88/day) · score 4 National average: 58d · $4.6k all-in Hover any bubble for stats · click to open Color: 0–4   4–7   7–10
00Overview

About eviction risk in Monroe Center, IL

Landlording in Monroe Center, Illinois, presents a manageable operating environment for documented landlords. The Eviction Risk Score is 4/10 (MODERATE tier), drawn from the nine sub-axes shown above, covering rent-control exposure, eviction-process difficulty, housing-court bias, tenant-organizing strength, supply constraint, economic stress, and local, regional, and state political climate. This is not a quick-fix market: it's a Mid-tier market where lease drafting, screening discipline, and well-documented notices materially change outcomes.

Monroe Center is a city of 369 residents where 18.8% of occupied units are renter-occupied, and the typical renter spends 22.5% of income on rent. At an average rent of $1,027/month, the typical renter household here spends more than the federal 30% threshold on housing, a leading indicator of payment volatility and a precondition for the kinds of tenant defenses that show up most often in housing court.

01Process

How Monroe Center eviction process actually works

Eviction process difficulty here reads 5.1/10, a number that combines statutory complexity (notice categories, just-cause rules, mandatory pre-filing disclosures) with operational realities (court calendar length and clerk responsiveness). The typical contested filing in Monroe Center closes 115 days after the initial notice. For non-payment of rent the first step is a properly-formatted, properly-served pay-or-quit notice; for material lease breaches it's a cure-or-quit; for tenancies under just-cause protection an at-fault grounds notice (or a no-fault notice with statutory relocation assistance) is required.

The slow part of Monroe Center's timeline is usually the calendar, not the motion practice. Housing court bias scores 2.8/10 here, meaning judges read borderline procedural defects in the tenant's favor more often than the national norm. The practical implication: every notice and every proof of service needs to be airtight before it gets filed.

02Cost

What it costs (and how long it takes)

An all-in eviction in Monroe Center runs $5,231 to $15,019 per case once you account for filing fees, attorney time, lost rent during pendency, sheriff lockout, and unit turnover. That range is wide because the upper bound assumes a tenant answer plus motion practice, common when housing court bias is high. The lower bound assumes a default judgment after proper service.

For landlords running the numbers on holding costs vs. cash-for-keys: if your projected timeline times your monthly rent already exceeds the high-end cost number, cash-for-keys at 1–2 months' rent is typically the economically rational choice. With 115 days of typical timeline and $1,027/month in lost rent, that crossover happens fast here.

03Operations

Security deposits, screening, and lease terms

Tenant organizing strength scores 4.1/10 in Monroe Center, and the city has limited rent control exposure (3.4/10). Operations practice that survives audit in this environment looks like:

  • Screening discipline. Document income (verified at 2.5 to 3x rent), credit (with a clear minimum), and prior-tenancy reference checks, but do not screen on protected categories or source-of-income where banned. Keep a written, consistent screening criteria document for every applicant.
  • Lease specificity. Use a state-specific lease that names every term clearly: rent due date, late fees within statutory caps, deposit handling, smoke and CO disclosure, lead paint disclosure (pre-1978 stock), and a clean attorney's-fees clause.
  • Security deposit handling. Itemize deductions within the statutory window. Photograph move-in/move-out condition. In Illinois, deposit cap and refund window are statute, so exceed them at your own risk.
  • Mid-tenancy documentation. Keep date-stamped records of every rent receipt, every habitability request, every notice served. The day you need them in court is too late to start.
04Strategy

What an everyday landlord should actually do here

If you own one to four units in Monroe Center: hire a property manager who knows the local court. The pricing differential between self-managing and hiring out is small relative to the cost of one botched eviction in a MODERATE tier market. If you own five or more: build relationships with a local landlord-side attorney before you need one, since retainer fees are negligible compared to emergency-rate billing when an eviction is already moving.

The avoidable mistakes here are all upstream of the filing: weak screening, an informal lease, sloppy rent receipts, and notice templates pulled off the internet that don't match Illinois's statutory language. Fix those four, and most cases settle or default. Skip them, and a $15,019 all-in fight is the realistic worst case.

04bPractical traps

Local traps to avoid in Monroe Center

Trap · 3.4/10
Comparative benchmarking matters in markets like this. Monroe Center's 4.3/10 is below the Illinois state average. Rent-control-risk sub-score: 3.4/10. See the nearby cities grid below for direct A-vs-B comparison.
05FAQ

Frequently asked questions

Q1

What if my tenant just disappears?

If your tenant abandons the property in Monroe Center, you still need to follow a legal process. You can't just change the locks. Illinois law generally requires you to send a notice of abandonment and wait a certain period (often 10-14 days after the notice is delivered or returned as undeliverable) before you can legally retake possession. If the tenant leaves personal property, you have obligations to store it and provide notice before disposing of it. Consult an attorney to ensure you follow the correct procedure to avoid legal trouble.
Q2

Can I turn off utilities if a tenant stops paying rent?

Absolutely not. In Illinois, turning off utilities, changing locks, or removing a tenant's belongings is considered an illegal "self-help" eviction. Doing so can expose you to significant legal liability, including damages, attorney fees for the tenant, and even criminal charges. Always follow the proper court eviction process.
Q3

How long does it take for the sheriff to actually remove a tenant after I get an order of possession?

Once you have an Order of Possession from the court, you will need to deliver it to the Boone County Sheriff's office for execution. The timeline for the sheriff to schedule the actual lockout can vary, but it typically takes anywhere from a few days to a couple of weeks, depending on their workload. You'll usually be notified of the lockout date.
Q4

Can I charge late fees? What's the maximum?

Yes, you can charge late fees in Illinois, but they must be reasonable and clearly stated in your lease agreement. While there's no statewide cap, courts generally consider late fees that are excessive to be unenforceable. A common standard is around $10-$20 per month or a percentage of the rent (e.g., 5-10%) after a grace period. Make sure your lease specifies the exact amount and when it applies.
Q5

What if my tenant claims I haven't made repairs? Can they withhold rent?

In Illinois, tenants generally cannot unilaterally withhold rent for repair issues. They must give you proper written notice of the repair needed. If you fail to make necessary repairs within a reasonable timeframe, the tenant's recourse is typically to sue you for damages, or in some cases, "repair and deduct" (though this is risky for tenants and has strict requirements). They generally cannot just stop paying rent without risking eviction. Always address legitimate repair requests promptly.
Q6

Are there specific tenant protections in Monroe Center that differ from statewide?

Monroe Center, being a small municipality, doesn't have its own specific landlord-tenant ordinances that significantly differ from state law, unlike larger cities like Chicago. Therefore, you'll primarily be dealing with statewide Illinois tenant protections. These include the aforementioned source-of-income protection and rules around security deposits. Stay updated on Illinois tenant protections, as state laws can change.
06Score

What this score means for landlords2

A 4/10 places Monroe Center in the 44th percentile of Illinois cities on the Eviction Risk Score index. The score is the average of the nine sub-axes, all calibrated on a national 1 to 10 scale where 1 is most landlord-friendly and 10 is most tenant-protective. The 50-year reconstruction shows this score has risen sharply since 1976, a structural drift driven by court-calendar growth, rent-control adoption, and the rise of tenant-side legal aid. The trajectory matters more than the snapshot: the score is the climate, not the weather.