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Karnak, Illinois eviction risk overview
City brief · 466 residents

Karnak, IL Eviction Risk: MODERATE

Pulaski County · Population 466

In 2026
Risk score
4.1
MODERATE

53th percentile, Illinois.

50-yr Eviction Risk Score history

1976 to 2026 · climbing fast since 2010

Min1.9 Average3.2 Now4.1
5.6 1.9 1976 · score 1.9 1977 · score 1.9 1978 · score 1.9 1979 · score 1.9 1980 · score 2.1 1981 · score 2.1 1982 · score 2.2 1983 · score 2.2 1984 · score 2.1 1985 · score 2.1 1986 · score 2.1 1987 · score 2.1 1988 · score 2.1 1989 · score 2.1 1990 · score 2.1 1991 · score 2.2 1992 · score 2.8 1993 · score 2.8 1994 · score 2.7 1995 · score 2.7 1996 · score 2.9 1997 · score 2.7 1998 · score 2.7 1999 · score 2.7 2000 · score 3.0 2001 · score 3.1 2002 · score 3.2 2003 · score 3.3 2004 · score 3.2 2005 · score 3.2 2006 · score 3.2 2007 · score 3.2 2008 · score 4.0 2009 · score 4.2 2010 · score 4.3 2011 · score 4.4 2012 · score 4.3 2013 · score 4.3 2014 · score 4.1 2015 · score 4.0 2016 · score 4.0 2017 · score 4.0 2018 · score 3.9 2019 · score 4.2 2020 · score 5.6 2021 · score 5.6 2022 · score 4.6 2023 · score 4.3 2024 · score 4.3 2025 · score 4.2 2026 · score 4.1

Key metrics

Time machine

Scrub 50 years

2026
● LIVE · today ◀ REPLAY · historical

Nine-axis profile

9-axis profile · today

Shape of the risk surface

1 landlord · 10 tenant
Local 4.1 Regional 4.1 State 5.2 Economic 7.3 Supply 3.8 Rent Control 4.6 Eviction 5.4 Tenant 5.1 Housing 6.8 4.1 MODERATE
Sub-scores · with sparkline

Where the score comes from

1 → 10 scale
  1. Local political climate
    GOP margin +34.2% (2024)
    4.1
  2. Regional political climate
    County-weighted neighbor mix
    4.1
  3. State political climate
    Illinois legislature & governorship
    5.2
  4. Economic stress
    30.4% poverty · 3.6% unemp.
    7.3
  5. Supply constraint
    $686 average · 21.6% renters
    3.8
  6. Rent Control risk
    25.8% of income on rent
    4.6
  7. Eviction process difficulty
    123 days filing → judgment
    5.4
  8. Tenant organizing strength
    21.6% renters
    5.1
  9. Housing court bias
    County bench composition
    6.8
Geographic context

Risk heat across Karnak and the region

Click any city to see its score

How Karnak compares

Risk score vs. peers, county, state, and the U.S.
Rank in Pulaski County
Elevated
#3 of 7 cities
Rank in county, 67th percentileLowHigh
#3 of 7 cities in Pulaski County for landlord eviction risk.
Rank in Illinois
Moderate
#745 of 1,456 cities
Rank in state, 49th percentileLowHigh
#745 of 1,456 cities in Illinois for landlord eviction risk.
vs. county · state · U.S.
Karnak risk score vs. county / state / U.S.Karnak: 4.14.1KarnakThis cityCounty: 4.14.1Countyavg in countyState: 4.74.7Stateavg in stateU.S.: 4.74.7U.S.national avg
Score story

Six-stop tour of the risk profile

  1. 4.1
    / 10 · MODERATE
    The verdict

    A Moderate-tier market.

    Composite 4.1/10. Mid-range market; standard documentation usually wins. The 50-year curve shows a sharp climb.

    50-yr trend+2.2 over 50 yr
    197620012026

    Steepening since 2010 · COVID inflection visible

  2. 123d
    Typical timeline
    The money

    What renting (and evicting) looks like.

    Rent published at $686/mo. A contested eviction takes 123 days and costs $5,086–$13,669 per case.

    50-yr trendCalendar drag rising since '15
    197620012026

    Court-clerk data lands in the next release.

  3. 21.6%
    Renters
    The renters

    Who you'll be renting to.

    Out of 466 residents, 21.6% rent. 26% are spending 30%+ income on rent, 30.4% below the poverty line.

    50-yr trendRenter share rising
    197620012026

    ACS 1970-present · once the migration overlay is in.

  4. 4.1
    Local + regional
    The politics

    Mid-range climate. Not a coastal market.

    Local & regional political climate score 4.1 and 4.1 (GOP margin +34.2% (2024)). State climate at 5.2, a mid-range statehouse.

    50-yr trendTracks county vote margin
    197620012026

    Built on 50-yr presidential margins back to 1976.

  5. 5.2
    State politics
    The process

    Moderate calendar, moderate friction.

    State political climate 5.2/10 sets the legislative ceiling for landlord remedies, and it shows up in the process. Eviction process difficulty reads 5.4, housing court bias 6.8, rent-control risk 4.6. Standard process speed for the state.

    50-yr trendProcess difficulty +0.4 since '00
    197620012026

    Court-clerk data lands in the next release.

  6. 7.3
    Economic stress
    The stress

    Economic pressure is the background risk.

    Economic stress: 7.3. Supply constraint: 3.8. The numbers behind those: 30.4% poverty, 3.6% unemployment, 26% of income on rent.

    50-yr trendTwo visible dips · '08 + COVID
    197620012026

    Mirrors BLS unemployment series.

US eviction landscape · timeline × all-in cost

Karnak sits in the slow & expensive quadrant

Bubble size = population · color = risk score
QUICK BUT COSTLY fast docket · high all-in loss SLOW & EXPENSIVE long calendar · high all-in loss QUICK & CHEAP fast docket · low all-in loss SLOW BUT CHEAP long calendar · low all-in loss 30d 50d 75d 100d 150d 200d 300d 450d $2.0k $3.0k $5.0k $7.5k $10k $15k $20k $30k EVICTION TIMELINE (DAYS) → ↑ ALL-IN COST (LOG SCALE) Chicago, IL · 109d · ~$9.0k all-in ($82/day) · score 5.7 Chicago Aurora, IL · 120d · ~$10.2k all-in ($85/day) · score 4.2 Aurora Naperville, IL · 115d · ~$9.2k all-in ($80/day) · score 4.2 Naperville Joliet, IL · 114d · ~$8.4k all-in ($73/day) · score 4.1 Joliet Rockford, IL · 112d · ~$8.5k all-in ($76/day) · score 4.2 Rockford Elgin, IL · 129d · ~$9.9k all-in ($77/day) · score 4.2 Elgin Springfield, IL · 129d · ~$9.3k all-in ($72/day) · score 4.2 Springfield Peoria, IL · 129d · ~$10.1k all-in ($79/day) · score 4.1 Peoria Champaign, IL · 118d · ~$8.9k all-in ($75/day) · score 4.5 Champaign Waukegan, IL · 116d · ~$9.0k all-in ($78/day) · score 4.4 Waukegan Houston, TX · 24d · ~$2.5k all-in ($103/day) · score 2.8 Houston Phoenix, AZ · 38d · ~$3.3k all-in ($86/day) · score 2.8 Phoenix Memphis, TN · 31d · ~$2.0k all-in ($66/day) · score 3.1 Memphis Atlanta, GA · 40d · ~$2.8k all-in ($69/day) · score 3.4 Atlanta Boston, MA · 187d · ~$20.3k all-in ($109/day) · score 7.1 Boston New York, NY · 417d · ~$29.5k all-in ($71/day) · score 9.7 New York Seattle, WA · 162d · ~$12.7k all-in ($79/day) · score 7.9 Seattle Karnak
Karnak · 123d · ~$9.4k all-in ($76/day) · score 4.1 National average: 58d · $4.6k all-in Hover any bubble for stats · click to open Color: 0–4   4–7   7–10
00Overview

About eviction risk in Karnak, IL

Landlording in Karnak, Illinois, presents a manageable operating environment for documented landlords. The Eviction Risk Score is 4.1/10 (MODERATE tier), drawn from the nine sub-axes shown above, covering rent-control exposure, eviction-process difficulty, housing-court bias, tenant-organizing strength, supply constraint, economic stress, and local, regional, and state political climate. This is not a quick-fix market: it's a Mid-tier market where lease drafting, screening discipline, and well-documented notices materially change outcomes.

Karnak is a city of 466 residents where 21.6% of occupied units are renter-occupied, and the typical renter spends 25.8% of income on rent. At an average rent of $686/month, the typical renter household here spends more than the federal 30% threshold on housing, a leading indicator of payment volatility and a precondition for the kinds of tenant defenses that show up most often in housing court.

01Process

How Karnak eviction process actually works

Eviction process difficulty here reads 5.4/10, a number that combines statutory complexity (notice categories, just-cause rules, mandatory pre-filing disclosures) with operational realities (court calendar length and clerk responsiveness). The typical contested filing in Karnak closes 123 days after the initial notice. For non-payment of rent the first step is a properly-formatted, properly-served pay-or-quit notice; for material lease breaches it's a cure-or-quit; for tenancies under just-cause protection an at-fault grounds notice (or a no-fault notice with statutory relocation assistance) is required.

The slow part of Karnak's timeline is usually the calendar, not the motion practice. Housing court bias scores 6.8/10 here, meaning judges read borderline procedural defects in the tenant's favor more often than the national norm. The practical implication: every notice and every proof of service needs to be airtight before it gets filed.

02Cost

What it costs (and how long it takes)

An all-in eviction in Karnak runs $5,086 to $13,669 per case once you account for filing fees, attorney time, lost rent during pendency, sheriff lockout, and unit turnover. That range is wide because the upper bound assumes a tenant answer plus motion practice, common when housing court bias is high. The lower bound assumes a default judgment after proper service.

For landlords running the numbers on holding costs vs. cash-for-keys: if your projected timeline times your monthly rent already exceeds the high-end cost number, cash-for-keys at 1–2 months' rent is typically the economically rational choice. With 123 days of typical timeline and $686/month in lost rent, that crossover happens fast here.

03Operations

Security deposits, screening, and lease terms

Tenant organizing strength scores 5.1/10 in Karnak, and the city has limited rent control exposure (4.6/10). Operations practice that survives audit in this environment looks like:

  • Screening discipline. Document income (verified at 2.5 to 3x rent), credit (with a clear minimum), and prior-tenancy reference checks, but do not screen on protected categories or source-of-income where banned. Keep a written, consistent screening criteria document for every applicant.
  • Lease specificity. Use a state-specific lease that names every term clearly: rent due date, late fees within statutory caps, deposit handling, smoke and CO disclosure, lead paint disclosure (pre-1978 stock), and a clean attorney's-fees clause.
  • Security deposit handling. Itemize deductions within the statutory window. Photograph move-in/move-out condition. In Illinois, deposit cap and refund window are statute, so exceed them at your own risk.
  • Mid-tenancy documentation. Keep date-stamped records of every rent receipt, every habitability request, every notice served. The day you need them in court is too late to start.
04Strategy

What an everyday landlord should actually do here

If you own one to four units in Karnak: hire a property manager who knows the local court. The pricing differential between self-managing and hiring out is small relative to the cost of one botched eviction in a MODERATE tier market. If you own five or more: build relationships with a local landlord-side attorney before you need one, since retainer fees are negligible compared to emergency-rate billing when an eviction is already moving.

The avoidable mistakes here are all upstream of the filing: weak screening, an informal lease, sloppy rent receipts, and notice templates pulled off the internet that don't match Illinois's statutory language. Fix those four, and most cases settle or default. Skip them, and a $13,669 all-in fight is the realistic worst case.

04bPractical traps

Local traps to avoid in Karnak

Trap · 6.8/10
For landlords, the 5/10 score is most actionable when combined with Pulaski County's specific court behavior. Housing-court bias sub-score: 6.8/10. Use proactive screening and documented notices.
05FAQ

Frequently asked questions

Q1

What if my tenant claims they lost their job?

This is tough, but your lease is a contract. While empathy is good, you have a business to run. Offer resources if you know of any, but proceed with your 5-day notice. You can always pause or make a payment arrangement later if they show good faith, but don't let sentiment stop you from initiating the legal process. It protects your rights.

Q2

Can I just change the locks if they haven't paid?

Absolutely NOT. That's an illegal self-help eviction in Illinois and can lead to you being sued by the tenant for damages, potentially for much more than the unpaid rent. Always follow the judicial eviction process through the courts.

Q3

How much notice do I need to give to raise rent in Karnak?

Illinois law requires you to give the same amount of notice as the rental payment period. For a month-to-month lease, that means a 30-day written notice before the rent increase takes effect. Make sure the notice is clear about the new rent amount and the effective date.

Q4

What if my tenant damages the property? Can I use their security deposit?

Yes, you can use the security deposit for damages beyond normal wear and tear. You must provide the tenant with an itemized statement of deductions within 30 days of them vacating the property. Keep detailed records and photos of the damage to justify your deductions.

Q5

Do I need an attorney for an eviction in Karnak?

While you can technically represent yourself, it's highly recommended to hire an attorney for an eviction in Illinois. The legal process is complex, and mistakes can lead to costly delays or even dismissal of your case. Given the 6.8 housing court bias, having an experienced lawyer on your side is a smart investment.

06Score

What this score means for landlords2

A 4.1/10 places Karnak in the 53rd percentile of Illinois cities on the Eviction Risk Score index. The score is the average of the nine sub-axes, all calibrated on a national 1 to 10 scale where 1 is most landlord-friendly and 10 is most tenant-protective. The 50-year reconstruction shows this score has risen sharply since 1976, a structural drift driven by court-calendar growth, rent-control adoption, and the rise of tenant-side legal aid. The trajectory matters more than the snapshot: the score is the climate, not the weather.