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Loami, IL Eviction Risk Score Sangamon County · Illinois · Pop. 782

Updated
● Moderate Risk

Loami, IL sits at 5.1/10 — Moderate risk. 31.2% rent burden, 24.3% renters, ~111-day typical timeline.

★★☆ Medium confidence · 91%
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Score vs. benchmarks
Loami
5.1
Sangamon County
4.9
Illinois avg
4.8
National avg
4.4
41.9%Tenant-law probabilityi
$4,761–12,281Typical eviction costi
111 daysTypical timelinei
$1,132HUD 2BR FMR '25i
$907Median renti
31.2%Rent burdeni
24.3%Rentersi

Location & regional heat

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High risk
Heat = surrounding cities. Click any dot to compare.

Sub-score breakdown

Each component on a 1–10 scale. Ticks mark the 25th, 50th, 75th, and 90th percentiles nationally.

Local political climatei
5.3
Regional political climatei
5.3
State political climate
5.2
Economic stressi
4.9
Supply constrainti
4.7
Rent-control riski
5.8
Eviction process difficulty
5.1
Tenant organizing strengthi
4.8
Housing court bias
5.9
Voucher gap (market vs HUD FMR)i
0.0
Own rentals in or near Loami?
Free consultation — local rent-control exposure, notice requirements, and eviction defense risk.

About eviction risk in Loami, IL

Loami, IL has an eviction risk score of 5.1 out of 10, placing it in the moderate-risk tier for landlords operating in Sangamon County and the state of Illinois. The score combines local political climate, court disposition patterns, cost-of-eviction estimates, tenant organizing strength, and the likelihood of new tenant-protective legislation in the next legislative cycle.

Census ACS 2023 5-year estimates show median gross rent as a percentage of household income is 31.2% — a core driver of eviction filings, because households above 30% of income on rent are statistically more likely to miss a payment after any income shock. Median gross rent in Loami is $907/month. About 24.3% of occupied units here are renter-occupied.

Economic stress: poverty rate 12.5%, unemployment 1.7%. Higher values correlate with higher eviction filing rates and longer court timelines.

Political climate: In 2020, Sangamon County voted Republican by 4.4 points — classified as politically mixed for purposes of rent-control or just-cause expansion risk.

What this score means for landlords

At 5.1/10, Loami is an elevated-risk environment. Tenant protections are stronger than the national median. Use proactive screening, document notices in writing, and understand your specific just-cause and rent-cap exposure before raising rent or terminating a tenancy.

Nearby Cities — Eviction Risk Comparison

City Distance Population Risk score
New Berlin, IL 5 mi 1,442 5.0
Curran, IL 6 mi 115 4.4
Berlin, IL 6.4 mi 103 4.3
Waverly, IL 7.9 mi 1,375 4.1
Chatham, IL 8.2 mi 14,639 4.7
Auburn, IL 8.7 mi 4,306 4.5
Thayer, IL 10.4 mi 531 5.1
Alexander, IL 10.6 mi 239 3.7

Landlord Guides & Research Tools

Deepen your research with these guides. The metrics powering this score feed directly into each breakdown.

Landlord Guides for Illinois

Eviction Costs — Illinois →
Filing fees, attorney fees, lost rent, sheriff lockout
Eviction Process — Illinois →
Step-by-step timeline, notices, statute cites
Rent Control — Illinois →
Statewide caps, local ordinances, just-cause
Tenant Screening — Illinois →
5-point protocol, legal rules, protected classes
Tenant Protections — Illinois →
Just cause, retaliation, habitability, entry