Muncie Eviction Risk: Moderate

Against Delaware County at 44.5%, 93% of renters here are cost-burdened. Set annual rent against average income of $6,548 and the ratio lands at 153%, above the conventional 30% ceiling.

The dominant input is economic stress at 10/10. The poverty rate is 79%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest.

95% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building nearby. On the high side, tenant-organizing strength reads 9/10. Well under the midpoint, eviction-process difficulty reads 1.5/10.

SNAP participation runs 29.7% against 15.2% nationally. Against the Delaware County average of 4.3, this tract reads riskier for landlords by 1.3 points.

Housing insecurity runs 22.3% against 14.2% nationally. This ground was mapped B ("Still Desirable") on the 1930s HOLC security maps for Muncie. That grading determined who could get a mortgage, and its imprint on tenure and rent burden is still visible in the ACS data above.

That is riskier than roughly 73% of the 84,120 US census tracts in this model. CDC social-vulnerability scoring puts the tract at 6.2/10.

Statewide the IN average is 3.9, so this tract runs 1.7 points hotter.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.