Census Tract · Ranked #14,316 of 84,120 nationally

Muncie Eviction Risk: Moderate

Tract 18035000400 · Delaware County, IN · pop 1,566

Census tract 18035000400 covers Muncie, home to 1,566 residents. For landlords it grades $1/10, an elevated reading. It lands near the 75th percentile nationally for landlord eviction risk.

About 43% of renters carry a rent burden of 30% of income or higher, a severe level, and 25% are severely burdened at 50% or more. Average gross rent is $813 monthly, set against $25,625 in average yearly household income, roughly 38% of income at the averages. Renters make up 50% of occupied homes, a renter-majority tract.

Risk score

5.8

Moderate

Confidence 85% · 1–10 scale

Household mix · 100 hh

Burdened renters 22% Stable renters 28% Owners 50%

Tract context

Occupied units678

Renter share50.0%

SVI overall0.93

Poverty rate45.3%

Median income$25,625

Percentile rank

Higher percentile = riskier than more peers.

Geographic context

Risk heat across Muncie and the region

Centroid at 40.1827, -85.3880 · click any tract to drill in

Why Muncie scores 5.8

9 axes · 1 = landlord-friendly

Local political climate

Inherited from Muncie

4.9

Regional political climate

2024 county presidential margin

4.3

State political climate

Indiana legislature & governorship

2.0

Economic stress

45.3% poverty · this tract

10.0

Supply constraint

$813 rent vs county FMR

3.3

Rent control risk

Inherited from Muncie

7.4

Eviction process difficulty

State law sets the calendar

1.5

Tenant organizing strength

Inherited from Muncie

9.0

Housing court bias

Inherited from Muncie

8.3

How Muncie compares

Risk score vs. parent city, county, state.

CDC Social Vulnerability Index

SVI percentile: 93

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

98%Socioeconomic
90%Household composition
22%Racial/ethnic minority
83%Housing & transportation

Historical context · 1930s redlining

HOLC grade: C: Definitely Declining

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

0%Grade A
0%Grade B
67%Grade C
10%Grade D · redlined

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Comparable tracts

Census tracts with similar eviction risk

Closest by Eviction Risk Score.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

24.8%Housing insecurity
20.8%Utility-shutoff threat
36.6%Food insecurity
31.4%SNAP enrollment
18.2%Transit barriers
15.1%No health insurance
25.6%Frequent mental distress
46.7%Any disability

Analysis

What drives eviction risk in Muncie

The heaviest input here is economic stress at $1/10. That part is specific to this tract, computed from its own rent, income, and poverty figures. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Muncie eviction risk, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores above the Delaware County average of 5.1 and above the Indiana statewide average of 4.7. Within its own county it reads on the riskier side for landlords.

In CDC survey modeling, about 24.8% of adults here said they could not pay rent or mortgage at some point in the past year, and 20.8% faced a utility shutoff threat, a common early warning before a filing.

The tract is predominantly White and ranks around the 93rd percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. High vulnerability tends to track with higher eviction-filing rates when rents climb.

For a landlord, this is a tract where process discipline pays off. Clean paperwork and steady screening keep the elevated risk manageable.

Frequently asked

About tract 18035000400

What is the eviction-risk score for census tract 18035000400?

Census tract 18035000400 in Muncie scores 5.8/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.

What is the average rent in tract 18035000400?

Median gross rent is $813/month (ACS 5-year 2023, table B25064). 43% of renter households are cost-burdened.

What is the poverty rate in tract 18035000400?

45.3% of residents in tract 18035000400 live below the federal poverty line (ACS B17001, 2023). Population: 1,566.

How socially vulnerable is tract 18035000400?

CDC Social Vulnerability Index ranks this tract in the 93th percentile nationally. Sub-themes: socioeconomic 98th, household 90th, minority 22th, housing 83th.

What share of households in tract 18035000400 struggle to pay rent?

About 24.8% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 20.8% also reported utility shutoff threats, a frequent precursor to eviction filings.

How does tract 18035000400 compare to Muncie overall?

Tract 18035000400 scores 5.8/10, higher than the parent city of Muncie at 2.8/10. City-scale signals (state law, local rent controls, court bias) are inherited from Muncie eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.

Was tract 18035000400 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 10% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.

Sibling tracts

Highest-risk tracts in Muncie

Top eight tracts in Muncie ranked by composite eviction-risk score.