Muncie Eviction Risk: Moderate

The poverty rate is 45%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest. 25% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears. Sitting well above the midpoint, tenant-organizing strength reads 9/10.

Annualized rent equals 38% of average household income of $25,625, past the 30% affordability line, which thins the margin any screening standard has to work with. Food insecurity runs 36.6% against 17.8% nationally.

Disability prevalence runs 46.7% against 31.5% nationally. Running cool, eviction-process difficulty reads 1.5/10.

Against the Delaware County average of 4.3, this tract reads riskier for landlords by 1.3 points. At $813 a month, rents run 10% under what the rest of Muncie commands. In the 1930s the federal Home Owners' Loan Corporation graded this ground C ("Definitely Declining"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today.

On the national scale it lands near the 73rd percentile of the 84,120 tracts scored. Social vulnerability reads 9.4/10 on the CDC index, a measure of exposure to housing and economic shocks.

All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.