Muncie Eviction Risk: Moderate

What pushes it up most is economic stress at 10/10. Set annual rent against average income of $16,186 and the ratio lands at 51%, above the conventional 30% ceiling. The poverty rate is 48%, which in this model reads as reduced rent-recovery odds after a judgment.

Against Delaware County at 44.5%, 57% of renters here are cost-burdened. Sitting well above the midpoint, tenant-organizing strength reads 9/10.

78% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building nearby. On the softer side, eviction-process difficulty reads 1.5/10. Food insecurity runs 32.8% against 17.8% nationally.

At $682 a month, rents run 25% under what the rest of Muncie commands. It sits 1.3 points above the Delaware County average of 4.3. Housing insecurity runs 21.6% against 14.2% nationally.

This ground was mapped C ("Definitely Declining") on the 1930s HOLC security maps for Muncie. That grading determined who could get a mortgage, and its imprint on tenure and rent burden is still visible in the ACS data above. Nationally it ranks #22,681 of 84,120 for landlord eviction difficulty.

On the CDC Social Vulnerability Index the tract reads 8.9/10, which tracks how hard a shock lands on the households already here.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.