Indiana Harbor Eviction Risk: Moderate

What pushes the score up most is economic stress at 10/10. The poverty rate is 43%, which shows up in this model as reduced rent-recovery odds after a judgment. At $507 a month, rents sit 41% under what the rest of East Chicago commands.

Sitting well above the midpoint is tenant-organizing strength at 9.5/10. This is a renter market: 84% of occupied units are tenant-occupied.

Well under the midpoint is supply constraint, at 1/10. Disability prevalence reaches 50.1% against a 31.5% national average, which raises the odds a reasonable-accommodation request accompanies any dispute.

23.8% of adults carry no health insurance against 11.3% nationally, a common route into sudden unpayable debt. The severe-burden share is 8%. Those renters are past the 50% mark, and they miss rent for reasons that have nothing to do with willingness to pay. Among the 9 mapped neighborhoods of East Chicago, it ranks #1 by risk, the upper third.

For a like-for-like read, North Harbor and Northside score within a fraction of it. Social vulnerability runs high at 9.8/10, concentrating the disaster- and displacement-exposure this model treats as a lagging risk input.

Annual rent works out to 26% of average household income of $23,144.

One tract means one number: 5.6/10 applies directly to any address inside the boundary. Scores move when the ACS release, the court-record feed, or the statute ledger behind them moves.