Neighborhood · Ranked #14,316 of 84,120 nationally

Indiana Harbor Eviction Risk: Moderate , East Chicago

Tract 18089031000 · Lake County, IN · pop 1,725 · neighborhood within 0.3 mi

Eviction risk in the Indiana Harbor area of East Chicago centers on tract 18089031000, which scores $1/10 (Elevated tier) and is home to 1,725 residents. That is riskier than about 75% of US census tracts.

47% of renter households here spend at least 30% of income on rent, a severe level, and 8% are severely burdened at 50% or more. Average rent runs $507 a month against an average household income of $23,144 a year, roughly 26% of income at the averages. Renters make up 84% of occupied homes, a renter-majority tract.

Risk score

5.8

Moderate

Confidence 85% · 1–10 scale

Household mix · 100 hh

Burdened renters 39% Stable renters 45% Owners 16%

Tract context

Occupied units829

Renter share84.4%

SVI overall0.97

Poverty rate43.3%

Median income$23,144

Percentile rank

Higher percentile = riskier than more peers.

Geographic context

Risk heat across East Chicago and the region

Centroid at 41.6448, -87.4420 · click any tract to drill in

Why Indiana Harbor scores 5.8

9 axes · 1 = landlord-friendly

Local political climate

Inherited from East Chicago

6.2

Regional political climate

2024 county presidential margin

5.8

State political climate

Indiana legislature & governorship

2.0

Economic stress

43.3% poverty · this tract

10.0

Supply constraint

$507 rent vs county FMR

1.0

Rent control risk

Inherited from East Chicago

5.5

Eviction process difficulty

State law sets the calendar

1.9

Tenant organizing strength

Inherited from East Chicago

9.5

Housing court bias

Inherited from East Chicago

7.2

How Indiana Harbor compares

Risk score vs. parent city, county, state.

CDC Social Vulnerability Index

SVI percentile: 97

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

90%Socioeconomic
100%Household composition
98%Racial/ethnic minority
62%Housing & transportation

Historical context · 1930s redlining

HOLC grade: D: Hazardous (Redlined)

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade D meant Black, immigrant, and poor neighborhoods systematically denied mortgage credit. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

0%Grade A
0%Grade B
6%Grade C
72%Grade D · redlined

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

38.0%Housing insecurity
32.5%Utility-shutoff threat
57.2%Food insecurity
49.6%SNAP enrollment
27.0%Transit barriers
23.8%No health insurance
23.5%Frequent mental distress
50.1%Any disability

Analysis

What drives eviction risk in Indiana Harbor

The score leans hardest on economic stress at $1/10. That part is specific to this tract, computed from its own rent, income, and poverty figures. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from East Chicago eviction risk, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores above the Lake County average of 5.2 and above the Indiana statewide average of 4.7. Within its own county it reads on the riskier side for landlords.

In CDC survey modeling, about 38.0% of adults here said they could not pay rent or mortgage at some point in the past year, and 32.5% faced a utility shutoff threat, a common early warning before a filing.

This tract overlaps land the federal Home Owners' Loan Corporation redlined in the 1930s, a dominant grade of D ("Hazardous") across 72% of the tract. Redlining cut off mortgage credit to Black, immigrant, and working-class blocks, and those areas still tend to carry higher rent burden and eviction filings today.

For a landlord, this is a tract where process discipline pays off. Clean paperwork and steady screening keep the elevated risk manageable.

Frequently asked

About tract 18089031000

What is the eviction-risk score for census tract 18089031000?

Census tract 18089031000 in the Indiana Harbor neighborhood scores 5.8/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.

What is the average rent in tract 18089031000?

Median gross rent is $507/month (ACS 5-year 2023, table B25064). 47% of renter households are cost-burdened.

What is the poverty rate in tract 18089031000?

43.3% of residents in tract 18089031000 live below the federal poverty line (ACS B17001, 2023). Population: 1,725.

How socially vulnerable is tract 18089031000?

CDC Social Vulnerability Index ranks this tract in the 97th percentile nationally. Sub-themes: socioeconomic 90th, household 100th, minority 98th, housing 62th.

Is tract 18089031000 considered part of Indiana Harbor?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 18089031000 fall within Indiana Harbor (neighborhood centroid within 0.3 miles, OSM data).

What share of households in tract 18089031000 struggle to pay rent?

About 38.0% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 32.5% also reported utility shutoff threats, a frequent precursor to eviction filings.

How does tract 18089031000 compare to East Chicago overall?

Tract 18089031000 scores 5.8/10, higher than the parent city of East Chicago at 2.8/10. City-scale signals (state law, local rent controls, court bias) are inherited from East Chicago eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.

Was tract 18089031000 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of D. 72% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.

Sibling tracts

Highest-risk tracts in East Chicago

Top eight tracts in East Chicago ranked by composite eviction-risk score.