Otterbein Eviction Risk: Moderate

What pushes the score up most is tenant-organizing strength at 8.7/10. Annualized rent equals 36% of average household income here, past the 30% affordability line, which compresses the margin any screening standard has to work with.

Severe burden reaches 22%. A tenant at that level absorbs no shock: one cut shift or one repair bill converts directly into arrears. CDC survey data puts housing insecurity at 26.8% of adults, against 14.2% nationally. On the softer side is eviction-process difficulty, at 2.1/10.

SNAP participation is 30.3% of households versus 15.2% nationally. The poverty rate is 22%. Judgments in high-poverty tracts are collectible far less often than the filing statistics suggest.

Well under the midpoint is supply constraint, at 3/10. At $1,023 a month, rents sit 12% under what the rest of Indianapolis commands.

That places it #15 of 76 neighborhoods in Indianapolis. The closest comparables inside the same city are Willard Park and Old Southside.

Social vulnerability runs high at 8.4/10, concentrating the disaster- and displacement-exposure this model treats as a lagging risk input. Its 3 tracts score within 0.7 points of one another, so the area figure travels well to individual addresses.

With little internal variation, 5.1/10 is a fair proxy for any address inside the boundary. Scores move when the ACS release, the court-record feed, or the statute ledger behind them moves.