Neighborhood · Ranked #32,735 of 84,120 nationally
Otterbein Eviction Risk: Moderate , Indianapolis
Tract 18097352400 ·
Marion County, IN · pop 3,321 · neighborhood within 0.2 mi
For landlords sizing up the Otterbein neighborhood of Indianapolis city (balance), census tract 18097352400 carries a moderate eviction-risk score of 5.6/10. That is riskier than roughly 61% of the 84,120 US census tracts we score.
About 53% of renters carry a rent burden of 30% of income or higher, a severe level, and 13% are severely burdened at 50% or more. Average gross rent is $1,103 monthly, set against $39,717 in average yearly household income, roughly 33% of income at the averages. About 67% of occupied units are renter-occupied, a renter-majority tract.
Risk score
4.5
Moderate
Confidence 85% · 1–10 scale
Household mix · 100 hh
Burdened renters 35%Stable renters 31%Owners 34%
Tract context
Occupied units1,355
Renter share66.8%
SVI overall0.84
Poverty rate14.4%
Median income$39,717
Percentile rank
Higher percentile = riskier than more peers.
Within neighborhood
0th percentile
#3 of 3 tracts In Otterbein
Very Low
Within parent city
60th percentile
#92 of 231 tracts In Indianapolis
Elevated
Within county
66th percentile
#88 of 253 tracts In Marion County
Elevated
Within state
76th percentile
#405 of 1,693 tracts In Indiana
High
Geographic context
Risk heat across Indianapolis and the region
Centroid at 39.7948, -86.0921 · click any tract to drill in
Why Otterbein scores 4.5
9 axes · 1 = landlord-friendly
Local political climate
Inherited from Indianapolis
6.8
Regional political climate
2024 county presidential margin
6.5
State political climate
Indiana legislature & governorship
2.0
Economic stress
14.4% poverty · this tract
3.6
Supply constraint
$1,103 rent vs county FMR
3.6
Rent control risk
Inherited from Indianapolis
6.6
Eviction process difficulty
State law sets the calendar
2.1
Tenant organizing strength
Inherited from Indianapolis
8.7
Housing court bias
Inherited from Indianapolis
6.8
How Otterbein compares
Risk score vs. parent city, county, state.
CDC Social Vulnerability Index
SVI percentile: 84
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
95%Socioeconomic
80%Household composition
80%Racial/ethnic minority
40%Housing & transportation
Historical context · 1930s redlining
HOLC grade: D: Hazardous (Redlined)
This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade D meant Black, immigrant, and poor neighborhoods systematically denied mortgage credit. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.
0%Grade A
0%Grade B
0%Grade C
100%Grade D · redlined
Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.
Eviction filings
Court-record eviction history
Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1
Pandemic-era tracking (2020–2021)
794Total filings 2020-21
10.3Avg monthly (observed)
12.5Pre-pandemic baseline
0.83×Ratio to baseline
Monthly filings 2020–20212020-01-01 to 2026-05-01
Pandemic filings ran below baseline. Eviction Lab tracked Indianapolis, IN as part of its 34-metro Eviction Tracking System.
Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.
22.1%Housing insecurity
17.7%Utility-shutoff threat
30.1%Food insecurity
21.9%SNAP enrollment
14.5%Transit barriers
15.4%No health insurance
20.6%Frequent mental distress
36.9%Any disability
Analysis
What drives eviction risk in Otterbein
What moves this score most is tenant organizing strength at 8.7/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Indianapolis eviction risk city (balance), while the economic and supply signals are measured at the tract level.
Set against its neighbors, this tract scores about the same as the Marion County average of 5.4 and above the Indiana statewide average of 4.7. Within its own county it reads on the riskier side for landlords.
The tract is Black and White and ranks around the 84th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. High vulnerability tends to track with higher eviction-filing rates when rents climb.
During 2020 and 2021, eviction filings here ran at about 0.83x the pre-COVID monthly baseline, a little under the pre-pandemic norm.
For a landlord, conditions here are middle-of-the-road. Standard screening and prompt, documented notices usually keep cases short.
Frequently asked
About tract 18097352400
Q1
What is the eviction-risk score for census tract 18097352400?
Census tract 18097352400 in the Otterbein neighborhood scores 4.5/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 18097352400?
Median gross rent is $1,103/month (ACS 5-year 2023, table B25064). 53% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 18097352400?
14.4% of residents in tract 18097352400 live below the federal poverty line (ACS B17001, 2023). Population: 3,321.
Q4
How socially vulnerable is tract 18097352400?
CDC Social Vulnerability Index ranks this tract in the 84th percentile nationally. Sub-themes: socioeconomic 95th, household 80th, minority 80th, housing 40th.
Q5
Is tract 18097352400 considered part of Otterbein?
Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 18097352400 fall within Otterbein (neighborhood centroid within 0.2 miles, OSM data).
Q6
Did eviction filings in tract 18097352400 drop during COVID?
Pandemic-era filings ran 0.83× the pre-COVID monthly baseline. Filings ran modestly below normal. Tracked by the Eviction Lab Eviction Tracking System (Indianapolis eviction risk, IN), 2020-2021.
Q7
What share of households in tract 18097352400 struggle to pay rent?
About 22.1% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 17.7% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q8
How does tract 18097352400 compare to Indianapolis overall?
Tract 18097352400 scores 4.5/10, higher than the parent city of Indianapolis at 2.7/10. City-scale signals (state law, local rent controls, court bias) are inherited from Indianapolis eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q9
Was tract 18097352400 historically redlined?
Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of D. 100% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts
Highest-risk tracts in Indianapolis
Top eight tracts in Indianapolis ranked by composite eviction-risk score.