Otterbein Eviction Risk: Moderate , Indianapolis

Annualized rent equals 33% of average household income of $39,717, past the 30% affordability line, which thins the margin any screening standard has to work with. This is renter territory: 67% of occupied units are tenant-occupied.

On the softer side, state political climate reads 2/10. Food insecurity runs 30.1% against 17.8% nationally.

Well under the midpoint, eviction-process difficulty reads 2.1/10. Against Marion County at 46.3%, 53% of renters here are cost-burdened.

Severe burden reaches 13%. Those are renters paying half their income or more, and that is where non-payment filings originate. Housing insecurity runs 22.1% against 14.2% nationally.

In the 1930s the federal Home Owners' Loan Corporation graded this ground D ("Hazardous"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today. On the national scale it lands near the 55th percentile of the 84,120 tracts scored.

On the CDC Social Vulnerability Index the tract reads 8.6/10, which tracks how hard a shock lands on the households already here.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.