Otterbein Eviction Risk: Moderate , Indianapolis

Set annual rent against average income of $29,099 and the ratio lands at 43%, above the conventional 30% ceiling. The score leans hardest on tenant-organizing strength at 8.7/10.

Inability to pay a utility bill runs 28.1% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two. The poverty rate is 34%, which in this model reads as reduced rent-recovery odds after a judgment. Running hot, economic stress reads 8.6/10.

Running cool, state political climate reads 2/10. It sits 1.2 points above the Marion County average of 4.2. 13% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears.

At $1,031 a month, rents run 11% under what the rest of Indianapolis commands. This ground was mapped D ("Hazardous") on the 1930s HOLC security maps for Indianapolis. That grading determined who could get a mortgage, and its imprint on tenure and rent burden is still visible in the ACS data above.

That is riskier than roughly 70% of the 84,120 US census tracts in this model. On the CDC Social Vulnerability Index the tract reads 8.4/10, which tracks how hard a shock lands on the households already here.

Statewide the IN average is 3.9, so this tract runs 1.5 points hotter.

All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.