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Granger, Indiana eviction risk overview
Ranked #1,411 of 1,865 nationally

Granger, IN Eviction Risk: LOW

St. Joseph County · Population 30,321

In 2026
Risk score
2.5
LOW

86th percentile, Indiana.

50-yr Eviction Risk Score history

1976 to 2026 · climbing fast since 2010

Min1.6 Average2.2 Now2.5
3.2 1.6 1976 · score 2.1 1977 · score 2.1 1978 · score 2.1 1979 · score 2.2 1980 · score 2.3 1981 · score 2.3 1982 · score 2.3 1983 · score 2.2 1984 · score 2.1 1985 · score 2.0 1986 · score 1.6 1987 · score 1.6 1988 · score 1.6 1989 · score 1.6 1990 · score 1.6 1991 · score 1.7 1992 · score 2.1 1993 · score 2.0 1994 · score 2.0 1995 · score 2.0 1996 · score 2.1 1997 · score 2.1 1998 · score 2.0 1999 · score 2.1 2000 · score 2.0 2001 · score 2.0 2002 · score 2.0 2003 · score 2.0 2004 · score 1.9 2005 · score 1.9 2006 · score 1.8 2007 · score 1.8 2008 · score 2.6 2009 · score 2.9 2010 · score 3.0 2011 · score 3.0 2012 · score 2.9 2013 · score 2.7 2014 · score 2.6 2015 · score 2.5 2016 · score 2.4 2017 · score 2.4 2018 · score 2.3 2019 · score 2.3 2020 · score 3.1 2021 · score 3.2 2022 · score 2.4 2023 · score 2.4 2024 · score 2.4 2025 · score 2.5 2026 · score 2.5

Key metrics

Time machine

Scrub 50 years

2026
● LIVE · today ◀ REPLAY · historical

Nine-axis profile

9-axis profile · today

Shape of the risk surface

1 landlord · 10 tenant
Local 5.8 Regional 5.8 State 2.0 Economic 4.6 Supply 5.0 Rent Control 5.7 Eviction 2.4 Tenant 2.1 Housing 4.3 2.5 LOW
Sub-scores · with sparkline

Where the score comes from

1 → 10 scale
  1. Local political climate
    Dem margin +1.5% (2024)
    5.8
  2. Regional political climate
    County-weighted neighbor mix
    5.8
  3. State political climate
    Indiana legislature & governorship
    2.0
  4. Economic stress
    4.5% poverty · 4.5% unemp.
    4.6
  5. Supply constraint
    $1,656 average · 4.7% renters
    5.0
  6. Rent Control risk
    28.3% of income on rent
    5.7
  7. Eviction process difficulty
    41 days filing → judgment
    2.4
  8. Tenant organizing strength
    4.7% renters
    2.1
  9. Housing court bias
    County bench composition
    4.3
Geographic context

Risk heat across Granger and the region

Click any city to see its score

How Granger compares

Risk score vs. peers, county, state, and the U.S.
Rank in St. Joseph County
High
#4 of 15 cities
Rank in county, 79th percentileLowHigh
#4 of 15 cities in St. Joseph County for landlord eviction risk.
Rank in Indiana
High
#153 of 971 cities
Rank in state, 84th percentileLowHigh
#153 of 971 cities in Indiana for landlord eviction risk.
vs. county · state · U.S.
Granger risk score vs. county / state / U.S.Granger: 2.52.5GrangerThis cityCounty: 2.62.6Countyavg in countyState: 2.42.4Stateavg in stateU.S.: 4.74.7U.S.national avg
Score story

Six-stop tour of the risk profile

  1. 2.5
    / 10 · LOW
    The verdict

    A Low-tier market.

    Composite 2.5/10. Mid-range market; standard documentation usually wins. The 50-year curve shows a slow, steady climb.

    50-yr trend+0.4 over 50 yr
    197620012026

    Steady ratchet · no large swings

  2. 41d
    Typical timeline
    The money

    What renting (and evicting) looks like.

    Rent published at $1,656/mo. A contested eviction takes 41 days and costs $1,227–$3,203 per case.

    50-yr trendCalendar drag rising since '15
    197620012026

    Court-clerk data lands in the next release.

  3. 4.7%
    Renters
    The renters

    Who you'll be renting to.

    Out of 30,321 residents, 4.7% rent. 28% are spending 30%+ income on rent, 4.5% below the poverty line.

    50-yr trendRenter share rising
    197620012026

    ACS 1970-present · once the migration overlay is in.

  4. 5.8
    Local + regional
    The politics

    Mid-range climate. Not a coastal market.

    Local & regional political climate score 5.8 and 5.8 (Dem margin +1.5% (2024)). State climate at 2, a mid-range statehouse.

    50-yr trendTracks county vote margin
    197620012026

    Built on 50-yr presidential margins back to 1976.

  5. 2
    State politics
    The process

    Moderate calendar, moderate friction.

    State political climate 2/10 sets the legislative ceiling for landlord remedies, and it shows up in the process. Eviction process difficulty reads 2.4, housing court bias 4.3, rent-control risk 5.7. Standard process speed for the state.

    50-yr trendProcess difficulty +-2.6 since '00
    197620012026

    Court-clerk data lands in the next release.

  6. 4.6
    Economic stress
    The stress

    Economic pressure is the background risk.

    Economic stress: 4.6. Supply constraint: 5. The numbers behind those: 4.5% poverty, 4.5% unemployment, 28% of income on rent.

    50-yr trendTwo visible dips · '08 + COVID
    197620012026

    Mirrors BLS unemployment series.

US eviction landscape · timeline × all-in cost

Granger sits in the quick & cheap quadrant

Bubble size = population · color = risk score
QUICK BUT COSTLY fast docket · high all-in loss SLOW & EXPENSIVE long calendar · high all-in loss QUICK & CHEAP fast docket · low all-in loss SLOW BUT CHEAP long calendar · low all-in loss 30d 50d 75d 100d 150d 200d 300d 450d $2.0k $3.0k $5.0k $7.5k $10k $15k $20k $30k EVICTION TIMELINE (DAYS) → ↑ ALL-IN COST (LOG SCALE) South Bend, IN · 40d · ~$2.5k all-in ($61/day) · score 2.6 South Bend Elkhart, IN · 37d · ~$2.3k all-in ($63/day) · score 2.3 Elkhart Mishawaka, IN · 37d · ~$2.7k all-in ($72/day) · score 2.7 Mishawaka Indianapolis, IN · 37d · ~$2.4k all-in ($64/day) · score 2.7 Indianapolis Fort Wayne, IN · 40d · ~$2.1k all-in ($52/day) · score 2.2 Fort Wayne Evansville, IN · 37d · ~$2.5k all-in ($67/day) · score 2.3 Evansville Fishers, IN · 39d · ~$2.4k all-in ($62/day) · score 2.2 Fishers Carmel, IN · 41d · ~$2.3k all-in ($57/day) · score 2.2 Carmel Bloomington, IN · 35d · ~$2.4k all-in ($69/day) · score 2.8 Bloomington Hammond, IN · 41d · ~$2.5k all-in ($62/day) · score 2.7 Hammond Houston, TX · 24d · ~$2.5k all-in ($103/day) · score 2.8 Houston Phoenix, AZ · 38d · ~$3.3k all-in ($86/day) · score 2.8 Phoenix Memphis, TN · 31d · ~$2.0k all-in ($66/day) · score 3.1 Memphis Atlanta, GA · 40d · ~$2.8k all-in ($69/day) · score 3.4 Atlanta Boston, MA · 187d · ~$20.3k all-in ($109/day) · score 7.1 Boston Chicago, IL · 109d · ~$9.0k all-in ($82/day) · score 5.7 Chicago New York, NY · 417d · ~$29.5k all-in ($71/day) · score 9.7 New York Seattle, WA · 162d · ~$12.7k all-in ($79/day) · score 7.9 Seattle Granger
Granger · 41d · ~$2.2k all-in ($54/day) · score 2.5 National average: 58d · $4.6k all-in Hover any bubble for stats · click to open Color: 0–4   4–7   7–10
00Overview

About eviction risk in Granger, IN

Landlording in Granger, Indiana, presents a manageable operating environment for documented landlords. The Eviction Risk Score is 2.5/10 (LOW tier), drawn from the nine sub-axes shown above, covering rent-control exposure, eviction-process difficulty, housing-court bias, tenant-organizing strength, supply constraint, economic stress, and local, regional, and state political climate. This is not a quick-fix market: it's a Mid-tier market where lease drafting, screening discipline, and well-documented notices materially change outcomes.

Granger is a city of 30,321 residents where 4.7% of occupied units are renter-occupied, and the typical renter spends 28.3% of income on rent. At an average rent of $1,656/month, the typical renter household here spends more than the federal 30% threshold on housing, a leading indicator of payment volatility and a precondition for the kinds of tenant defenses that show up most often in housing court.

01Process

How Granger eviction process actually works

Eviction process difficulty here reads 2.4/10, a number that combines statutory complexity (notice categories, just-cause rules, mandatory pre-filing disclosures) with operational realities (court calendar length and clerk responsiveness). The typical contested filing in Granger closes 41 days after the initial notice. For non-payment of rent the first step is a properly-formatted, properly-served pay-or-quit notice; for material lease breaches it's a cure-or-quit; for tenancies under just-cause protection an at-fault grounds notice (or a no-fault notice with statutory relocation assistance) is required.

The slow part of Granger's timeline is usually the calendar, not the motion practice. Housing court bias scores 4.3/10 here, meaning judges read borderline procedural defects in the tenant's favor more often than the national norm. The practical implication: every notice and every proof of service needs to be airtight before it gets filed.

02Cost

What it costs (and how long it takes)

An all-in eviction in Granger runs $1,227 to $3,203 per case once you account for filing fees, attorney time, lost rent during pendency, sheriff lockout, and unit turnover. That range is wide because the upper bound assumes a tenant answer plus motion practice, common when housing court bias is high. The lower bound assumes a default judgment after proper service.

For landlords running the numbers on holding costs vs. cash-for-keys: if your projected timeline times your monthly rent already exceeds the high-end cost number, cash-for-keys at 1–2 months' rent is typically the economically rational choice. With 41 days of typical timeline and $1,656/month in lost rent, that crossover happens fast here.

03Operations

Security deposits, screening, and lease terms

Tenant organizing strength scores 2.1/10 in Granger, and the city has limited rent control exposure (5.7/10). Operations practice that survives audit in this environment looks like:

  • Screening discipline. Document income (verified at 2.5 to 3x rent), credit (with a clear minimum), and prior-tenancy reference checks, but do not screen on protected categories or source-of-income where banned. Keep a written, consistent screening criteria document for every applicant.
  • Lease specificity. Use a state-specific lease that names every term clearly: rent due date, late fees within statutory caps, deposit handling, smoke and CO disclosure, lead paint disclosure (pre-1978 stock), and a clean attorney's-fees clause.
  • Security deposit handling. Itemize deductions within the statutory window. Photograph move-in/move-out condition. In Indiana, deposit cap and refund window are statute, so exceed them at your own risk.
  • Mid-tenancy documentation. Keep date-stamped records of every rent receipt, every habitability request, every notice served. The day you need them in court is too late to start.
04Strategy

What an everyday landlord should actually do here

If you own one to four units in Granger: hire a property manager who knows the local court. The pricing differential between self-managing and hiring out is small relative to the cost of one botched eviction in a LOW tier market. If you own five or more: build relationships with a local landlord-side attorney before you need one, since retainer fees are negligible compared to emergency-rate billing when an eviction is already moving.

The avoidable mistakes here are all upstream of the filing: weak screening, an informal lease, sloppy rent receipts, and notice templates pulled off the internet that don't match Indiana's statutory language. Fix those four, and most cases settle or default. Skip them, and a $3,203 all-in fight is the realistic worst case.

04bPractical traps

Local traps to avoid in Granger

Trap · 4.3/10
For landlords, the 5/10 score is most actionable when combined with St. Joseph County's specific court behavior. Housing-court bias sub-score: 4.3/10. Use proactive screening and documented notices.
04Eviction filings

Live filings tracking · Eviction Lab

Princeton Eviction Lab Tracking System, county-level. Last update 2026-05-01.

In the most recent month, 218 eviction cases were filed across the tracker's coverage area, 1.09× the historical baseline (near baseline). Past 12 months: 2,837 filings. Pandemic-era cumulative: 14,900.

  • 218Past month
  • 2,837Past 12 months
  • 1.09×vs baseline (past mo)
Notice requirement: at least ten days notice (in some cases more). Filing fee: minimum filing fee of $87 (depending on the filing method).
Last 36 months of filings 2023-05-01 – 2026-04-01
Monthly eviction filings (Eviction Lab tracker)2023-05-01: 257 filings (1.04× hist)2023-06-01: 219 filings (0.93× hist)2023-07-01: 284 filings (1.12× hist)2023-08-01: 229 filings (0.98× hist)2023-09-01: 187 filings (0.80× hist)2023-10-01: 234 filings (0.92× hist)2023-11-01: 189 filings (0.80× hist)2023-12-01: 223 filings (0.82× hist)2024-01-01: 248 filings (0.95× hist)2024-02-01: 272 filings (1.07× hist)2024-03-01: 184 filings (0.86× hist)2024-04-01: 213 filings (1.06× hist)2024-05-01: 223 filings (0.90× hist)2024-06-01: 235 filings (1.00× hist)2024-07-01: 201 filings (0.79× hist)2024-08-01: 216 filings (0.93× hist)2024-09-01: 260 filings (1.12× hist)2024-10-01: 262 filings (1.03× hist)2024-11-01: 275 filings (1.16× hist)2024-12-01: 323 filings (1.18× hist)2025-01-01: 232 filings (0.89× hist)2025-02-01: 184 filings (0.73× hist)2025-03-01: 226 filings (1.06× hist)2025-04-01: 244 filings (1.22× hist)2025-05-01: 244 filings (0.98× hist)2025-06-01: 275 filings (1.17× hist)2025-07-01: 277 filings (1.09× hist)2025-08-01: 231 filings (0.99× hist)2025-09-01: 299 filings (1.29× hist)2025-10-01: 228 filings (0.89× hist)2025-11-01: 174 filings (0.73× hist)2025-12-01: 253 filings (0.93× hist)2026-01-01: 216 filings (0.83× hist)2026-02-01: 200 filings (0.79× hist)2026-03-01: 222 filings (1.04× hist)2026-04-01: 218 filings (1.09× hist)
Filings dropped 11% over the past 12 months.
05FAQ

Frequently asked questions

Q1

Can I evict a tenant in Granger without a reason?

Indiana does not have a statewide just-cause eviction law. For month-to-month tenancies or at the end of a fixed-term lease, you can generally terminate the tenancy with proper notice (usually 30 days) without needing a specific "reason," provided it's not discriminatory or retaliatory. However, during an active lease term, you need a lease violation (like non-payment of rent) to evict.

Q2

How long does it take to get a tenant out of my Granger rental?

On average, an eviction in Granger, IN, takes about 41 days from the moment you serve the initial notice to when the tenant is physically removed by the sheriff. This timeline can be shorter if the tenant moves out voluntarily after notice or longer if they contest the eviction in court.

Q3

What is the most common mistake landlords make during an eviction?

The most common mistake is improper notice. This includes using the wrong notice type, incorrect notice period, or failing to serve the notice correctly. Any of these errors can cause a judge to dismiss your case, forcing you to start over and lose valuable time and money.

Q4

Do I need a lawyer for an eviction in Granger?

While you are not legally required to have an attorney for an eviction in Indiana, it is highly recommended, especially if you are not experienced with court procedures. An attorney can ensure all legal requirements are met, minimizing delays and increasing your chances of a successful outcome. Considering the typical costs, it's often a worthwhile investment.

Q5

Can I charge a late fee for rent in Granger?

Yes, you can charge late fees in Granger, but they must be clearly stated in your lease agreement and be reasonable. Indiana law doesn't specify a maximum late fee, but excessive fees could be challenged in court as punitive. A common standard is 5-10% of the monthly rent.

Q6

What if my tenant abandons the property?

If you believe a tenant has abandoned the property, do not immediately take possession. Indiana law has specific procedures for handling abandoned property. You must typically post a notice of abandonment and wait a certain period (often 10 days) before you can legally re-enter and take possession. Failure to follow these rules can lead to legal liability. Consult an attorney if you suspect abandonment.

06Score

What this score means for landlords2

A 2.5/10 places Granger in the 86th percentile of Indiana cities on the Eviction Risk Score index. The score is the average of the nine sub-axes, all calibrated on a national 1 to 10 scale where 1 is most landlord-friendly and 10 is most tenant-protective. The 50-year reconstruction shows this score has climbed steadily since 1976, a structural drift driven by court-calendar growth, rent-control adoption, and the rise of tenant-side legal aid. The trajectory matters more than the snapshot: the score is the climate, not the weather.