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Clermont, Iowa eviction risk overview
City brief · 627 residents

Clermont, IA Eviction Risk: VERY LOW

Fayette County · Population 627

In 2026
Risk score
2.2
VERY LOW

21th percentile, Iowa.

50-yr Eviction Risk Score history

1976 to 2026 · climbing fast since 2010

Min1.9 Average2.4 Now2.2
3.7 1.9 1976 · score 1.9 1977 · score 1.9 1978 · score 1.9 1979 · score 1.9 1980 · score 2.0 1981 · score 2.0 1982 · score 2.0 1983 · score 1.9 1984 · score 1.9 1985 · score 2.0 1986 · score 2.0 1987 · score 1.9 1988 · score 2.5 1989 · score 2.5 1990 · score 2.5 1991 · score 2.6 1992 · score 2.5 1993 · score 2.5 1994 · score 2.4 1995 · score 2.5 1996 · score 2.3 1997 · score 2.3 1998 · score 2.3 1999 · score 2.3 2000 · score 2.3 2001 · score 2.2 2002 · score 2.3 2003 · score 2.3 2004 · score 2.3 2005 · score 2.3 2006 · score 2.3 2007 · score 2.3 2008 · score 2.7 2009 · score 2.8 2010 · score 2.9 2011 · score 2.9 2012 · score 2.7 2013 · score 2.7 2014 · score 2.7 2015 · score 2.7 2016 · score 2.6 2017 · score 2.6 2018 · score 2.5 2019 · score 2.5 2020 · score 3.4 2021 · score 3.7 2022 · score 2.8 2023 · score 2.5 2024 · score 2.4 2025 · score 2.3 2026 · score 2.2

Key metrics

Time machine

Scrub 50 years

2026
● LIVE · today ◀ REPLAY · historical

Nine-axis profile

9-axis profile · today

Shape of the risk surface

1 landlord · 10 tenant
Local 4.5 Regional 4.5 State 2.3 Economic 4.5 Supply 2.6 Rent Control 3.0 Eviction 2.3 Tenant 3.9 Housing 3.9 2.2 VERY LOW
Sub-scores · with sparkline

Where the score comes from

1 → 10 scale
  1. Local political climate
    GOP margin +30.5% (2024)
    4.5
  2. Regional political climate
    County-weighted neighbor mix
    4.5
  3. State political climate
    Iowa legislature & governorship
    2.3
  4. Economic stress
    9.1% poverty · 2.1% unemp.
    4.5
  5. Supply constraint
    $434 average · 9.5% renters
    2.6
  6. Rent Control risk
    9.0% of income on rent
    3.0
  7. Eviction process difficulty
    47 days filing → judgment
    2.3
  8. Tenant organizing strength
    9.5% renters
    3.9
  9. Housing court bias
    County bench composition
    3.9
Geographic context

Risk heat across Clermont and the region

Click any city to see its score

How Clermont compares

Risk score vs. peers, county, state, and the U.S.
Rank in Fayette County
Very Low
#11 of 13 cities
Rank in county, 17th percentileLowHigh
#11 of 13 cities in Fayette County for landlord eviction risk.
Rank in Iowa
Very Low
#834 of 1,026 cities
Rank in state, 19th percentileLowHigh
#834 of 1,026 cities in Iowa for landlord eviction risk.
vs. county · state · U.S.
Clermont risk score vs. county / state / U.S.Clermont: 2.22.2ClermontThis cityCounty: 2.82.8Countyavg in countyState: 2.62.6Stateavg in stateU.S.: 4.74.7U.S.national avg
Score story

Six-stop tour of the risk profile

  1. 2.2
    / 10 · VERY LOW
    The verdict

    A Very low-tier market.

    Composite 2.2/10. Mid-range market; standard documentation usually wins. The 50-year curve shows a slow, steady climb.

    50-yr trend+0.3 over 50 yr
    197620012026

    Steady ratchet · no large swings

  2. 47d
    Typical timeline
    The money

    What renting (and evicting) looks like.

    Rent published at $434/mo. A contested eviction takes 47 days and costs $1,508–$4,553 per case.

    50-yr trendCalendar drag rising since '15
    197620012026

    Court-clerk data lands in the next release.

  3. 9.5%
    Renters
    The renters

    Who you'll be renting to.

    Out of 627 residents, 9.5% rent. 9% are spending 30%+ income on rent, 9.1% below the poverty line.

    50-yr trendRenter share rising
    197620012026

    ACS 1970-present · once the migration overlay is in.

  4. 4.5
    Local + regional
    The politics

    Mid-range climate. Not a coastal market.

    Local & regional political climate score 4.5 and 4.5 (GOP margin +30.5% (2024)). State climate at 2.3, a mid-range statehouse.

    50-yr trendTracks county vote margin
    197620012026

    Built on 50-yr presidential margins back to 1976.

  5. 2.3
    State politics
    The process

    Moderate calendar, moderate friction.

    State political climate 2.3/10 sets the legislative ceiling for landlord remedies, and it shows up in the process. Eviction process difficulty reads 2.3, housing court bias 3.9, rent-control risk 3. Standard process speed for the state.

    50-yr trendProcess difficulty +-2.7 since '00
    197620012026

    Court-clerk data lands in the next release.

  6. 4.5
    Economic stress
    The stress

    Economic pressure is the background risk.

    Economic stress: 4.5. Supply constraint: 2.6. The numbers behind those: 9.1% poverty, 2.1% unemployment, 9% of income on rent.

    50-yr trendTwo visible dips · '08 + COVID
    197620012026

    Mirrors BLS unemployment series.

US eviction landscape · timeline × all-in cost

Clermont sits in the quick & cheap quadrant

Bubble size = population · color = risk score
QUICK BUT COSTLY fast docket · high all-in loss SLOW & EXPENSIVE long calendar · high all-in loss QUICK & CHEAP fast docket · low all-in loss SLOW BUT CHEAP long calendar · low all-in loss 30d 50d 75d 100d 150d 200d 300d 450d $2.0k $3.0k $5.0k $7.5k $10k $15k $20k $30k EVICTION TIMELINE (DAYS) → ↑ ALL-IN COST (LOG SCALE) Waterloo, IA · 44d · ~$2.7k all-in ($62/day) · score 2.8 Waterloo Des Moines, IA · 41d · ~$2.8k all-in ($68/day) · score 2.6 Des Moines Cedar Rapids, IA · 44d · ~$3.0k all-in ($68/day) · score 2.4 Cedar Rapids Davenport, IA · 43d · ~$2.5k all-in ($58/day) · score 2.6 Davenport Sioux City, IA · 47d · ~$2.7k all-in ($58/day) · score 2.5 Sioux City Iowa City, IA · 43d · ~$2.9k all-in ($69/day) · score 2.8 Iowa City Ankeny, IA · 46d · ~$2.5k all-in ($55/day) · score 2.3 Ankeny West Des Moines, IA · 44d · ~$3.0k all-in ($68/day) · score 2.3 West Des Moines Ames, IA · 44d · ~$2.8k all-in ($64/day) · score 2.9 Ames Council Bluffs, IA · 41d · ~$3.0k all-in ($73/day) · score 2.6 Council Bluffs Houston, TX · 24d · ~$2.5k all-in ($103/day) · score 2.8 Houston Phoenix, AZ · 38d · ~$3.3k all-in ($86/day) · score 2.8 Phoenix Memphis, TN · 31d · ~$2.0k all-in ($66/day) · score 3.1 Memphis Atlanta, GA · 40d · ~$2.8k all-in ($69/day) · score 3.4 Atlanta Boston, MA · 187d · ~$20.3k all-in ($109/day) · score 7.1 Boston Chicago, IL · 109d · ~$9.0k all-in ($82/day) · score 5.7 Chicago New York, NY · 417d · ~$29.5k all-in ($71/day) · score 9.7 New York Seattle, WA · 162d · ~$12.7k all-in ($79/day) · score 7.9 Seattle Clermont
Clermont · 47d · ~$3.0k all-in ($64/day) · score 2.2 National average: 58d · $4.6k all-in Hover any bubble for stats · click to open Color: 0–4   4–7   7–10
00Overview

About eviction risk in Clermont, IA

Landlording in Clermont, Iowa, presents a manageable operating environment for documented landlords. The Eviction Risk Score is 2.2/10 (VERY LOW tier), drawn from the nine sub-axes shown above, covering rent-control exposure, eviction-process difficulty, housing-court bias, tenant-organizing strength, supply constraint, economic stress, and local, regional, and state political climate. This is not a quick-fix market: it's a Mid-tier market where lease drafting, screening discipline, and well-documented notices materially change outcomes.

Clermont is a city of 627 residents where 9.5% of occupied units are renter-occupied, and the typical renter spends 9.0% of income on rent. At an average rent of $434/month, the typical renter household here spends more than the federal 30% threshold on housing, a leading indicator of payment volatility and a precondition for the kinds of tenant defenses that show up most often in housing court.

01Process

How Clermont eviction process actually works

Eviction process difficulty here reads 2.3/10, a number that combines statutory complexity (notice categories, just-cause rules, mandatory pre-filing disclosures) with operational realities (court calendar length and clerk responsiveness). The typical contested filing in Clermont closes 47 days after the initial notice. For non-payment of rent the first step is a properly-formatted, properly-served pay-or-quit notice; for material lease breaches it's a cure-or-quit; for tenancies under just-cause protection an at-fault grounds notice (or a no-fault notice with statutory relocation assistance) is required.

The slow part of Clermont's timeline is usually the calendar, not the motion practice. Housing court bias scores 3.9/10 here, meaning judges read borderline procedural defects in the tenant's favor more often than the national norm. The practical implication: every notice and every proof of service needs to be airtight before it gets filed.

02Cost

What it costs (and how long it takes)

An all-in eviction in Clermont runs $1,508 to $4,553 per case once you account for filing fees, attorney time, lost rent during pendency, sheriff lockout, and unit turnover. That range is wide because the upper bound assumes a tenant answer plus motion practice, common when housing court bias is high. The lower bound assumes a default judgment after proper service.

For landlords running the numbers on holding costs vs. cash-for-keys: if your projected timeline times your monthly rent already exceeds the high-end cost number, cash-for-keys at 1–2 months' rent is typically the economically rational choice. With 47 days of typical timeline and $434/month in lost rent, that crossover happens fast here.

03Operations

Security deposits, screening, and lease terms

Tenant organizing strength scores 3.9/10 in Clermont, and the city has limited rent control exposure (3/10). Operations practice that survives audit in this environment looks like:

  • Screening discipline. Document income (verified at 2.5 to 3x rent), credit (with a clear minimum), and prior-tenancy reference checks, but do not screen on protected categories or source-of-income where banned. Keep a written, consistent screening criteria document for every applicant.
  • Lease specificity. Use a state-specific lease that names every term clearly: rent due date, late fees within statutory caps, deposit handling, smoke and CO disclosure, lead paint disclosure (pre-1978 stock), and a clean attorney's-fees clause.
  • Security deposit handling. Itemize deductions within the statutory window. Photograph move-in/move-out condition. In Iowa, deposit cap and refund window are statute, so exceed them at your own risk.
  • Mid-tenancy documentation. Keep date-stamped records of every rent receipt, every habitability request, every notice served. The day you need them in court is too late to start.
04Strategy

What an everyday landlord should actually do here

If you own one to four units in Clermont: hire a property manager who knows the local court. The pricing differential between self-managing and hiring out is small relative to the cost of one botched eviction in a VERY LOW tier market. If you own five or more: build relationships with a local landlord-side attorney before you need one, since retainer fees are negligible compared to emergency-rate billing when an eviction is already moving.

The avoidable mistakes here are all upstream of the filing: weak screening, an informal lease, sloppy rent receipts, and notice templates pulled off the internet that don't match Iowa's statutory language. Fix those four, and most cases settle or default. Skip them, and a $4,553 all-in fight is the realistic worst case.

04bPractical traps

Local traps to avoid in Clermont

Trap · 3.9/10
For landlords, the 3/10 score is most actionable when combined with Fayette County's specific court behavior. Housing-court bias sub-score: 3.9/10. Standard documentation and prompt action typically resolve cases quickly.
05FAQ

Frequently asked questions

Q1

What's the best way to handle a tenant who's always late but eventually pays?

Consistency is key. If your lease states rent is due on the 1st and late fees apply on the 5th, enforce it every single time. If they pay on the 7th, charge the late fee. If they pay on the 10th, serve the 3-day pay-or-quit notice. While you might feel lenient, consistent enforcement establishes boundaries and reduces future issues. Don't let a pattern of late payments become the norm.

Q2

Can I evict a tenant for breaking a lease rule that isn't about rent?

Yes, if the lease rule is material and reasonable. Iowa Code § 562A.27 allows you to issue a 7-day notice to cure for non-compliance with the lease. If the tenant doesn't fix the issue within 7 days, you can terminate the lease. For example, if they have an unauthorized pet and your lease forbids pets, you'd give them 7 days to remove the pet or face eviction. If they repeat the same violation within six months, you can terminate with a 7-day notice without giving them a chance to cure.

Q3

Do I need an attorney for every eviction in Clermont?

Not necessarily, especially for a straightforward non-payment case where the tenant doesn't contest. However, if the tenant hires a lawyer, fights the eviction, claims property damage, or you're unsure about the legal process, hiring an attorney is highly recommended. It's an investment that protects you from costly mistakes and delays. An attorney can also advise on specific Iowa tenant protections that might apply.

Q4

What if my tenant just abandons the property?

If you have clear evidence of abandonment (e.g., all belongings removed, utilities shut off, tenant states they've left), you can typically retake possession without a formal eviction. However, be cautious. Iowa Code § 562A.29A outlines specific conditions for abandonment. If you are unsure, it's safer to pursue a formal eviction to avoid claims of illegal lockout. Document everything, including attempts to contact the tenant.

Q5

Can I raise the rent whenever I want in Clermont?

Iowa has no statewide rent control laws, and Clermont specifically does not have any local rent control ordinances. This means you can raise the rent, but you must provide proper notice as outlined in your lease or by state law. Typically, a 30-day written notice before the next rent due date is sufficient for month-to-month tenancies. For fixed-term leases, you can only raise the rent at renewal. Learn more on our Iowa rent control rules page.

06Score

What this score means for landlords2

A 2.2/10 places Clermont in the 21st percentile of Iowa cities on the Eviction Risk Score index. The score is the average of the nine sub-axes, all calibrated on a national 1 to 10 scale where 1 is most landlord-friendly and 10 is most tenant-protective. The 50-year reconstruction shows this score has climbed steadily since 1976, a structural drift driven by court-calendar growth, rent-control adoption, and the rise of tenant-side legal aid. The trajectory matters more than the snapshot: the score is the climate, not the weather.