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Ottumwa, Iowa eviction risk overview
Ranked #1,326 of 1,865 nationally

Ottumwa, IA Eviction Risk: LOW

Wapello County · Population 25,430

In 2026
Risk score
2.6
LOW

74th percentile, Iowa.

50-yr Eviction Risk Score history

1976 to 2026 · climbing fast since 2010

Min2.1 Average2.7 Now2.6
3.9 2.1 1976 · score 2.1 1977 · score 2.1 1978 · score 2.2 1979 · score 2.2 1980 · score 2.3 1981 · score 2.2 1982 · score 2.3 1983 · score 2.2 1984 · score 2.2 1985 · score 2.2 1986 · score 2.2 1987 · score 2.1 1988 · score 2.7 1989 · score 2.7 1990 · score 2.8 1991 · score 2.9 1992 · score 2.8 1993 · score 2.7 1994 · score 2.7 1995 · score 2.7 1996 · score 2.6 1997 · score 2.6 1998 · score 2.6 1999 · score 2.6 2000 · score 2.5 2001 · score 2.5 2002 · score 2.6 2003 · score 2.6 2004 · score 2.6 2005 · score 2.6 2006 · score 2.6 2007 · score 2.6 2008 · score 3.0 2009 · score 3.1 2010 · score 3.2 2011 · score 3.1 2012 · score 3.0 2013 · score 3.0 2014 · score 3.0 2015 · score 3.0 2016 · score 2.9 2017 · score 2.8 2018 · score 2.8 2019 · score 2.7 2020 · score 3.7 2021 · score 3.9 2022 · score 3.0 2023 · score 2.7 2024 · score 2.7 2025 · score 2.7 2026 · score 2.6

Key metrics

Time machine

Scrub 50 years

2026
● LIVE · today ◀ REPLAY · historical

Nine-axis profile

9-axis profile · today

Shape of the risk surface

1 landlord · 10 tenant
Local 4.4 Regional 4.4 State 2.3 Economic 6.6 Supply 6.8 Rent Control 5.9 Eviction 1.7 Tenant 7.9 Housing 6.8 2.6 LOW
Sub-scores · with sparkline

Where the score comes from

1 → 10 scale
  1. Local political climate
    GOP margin +31.4% (2024)
    4.4
  2. Regional political climate
    County-weighted neighbor mix
    4.4
  3. State political climate
    Iowa legislature & governorship
    2.3
  4. Economic stress
    18.9% poverty · 3.7% unemp.
    6.6
  5. Supply constraint
    $921 average · 38.3% renters
    6.8
  6. Rent Control risk
    29.3% of income on rent
    5.9
  7. Eviction process difficulty
    42 days filing → judgment
    1.7
  8. Tenant organizing strength
    38.3% renters
    7.9
  9. Housing court bias
    County bench composition
    6.8
Geographic context

Risk heat across Ottumwa and the region

Click any city to see its score

How Ottumwa compares

Risk score vs. peers, county, state, and the U.S.
Rank in Wapello County
Low
#5 of 7 cities
Rank in county, 33rd percentileLowHigh
#5 of 7 cities in Wapello County for landlord eviction risk.
Rank in Iowa
Elevated
#356 of 1,026 cities
Rank in state, 65th percentileLowHigh
#356 of 1,026 cities in Iowa for landlord eviction risk.
vs. county · state · U.S.
Ottumwa risk score vs. county / state / U.S.Ottumwa: 2.62.6OttumwaThis cityCounty: 2.62.6Countyavg in countyState: 2.62.6Stateavg in stateU.S.: 4.74.7U.S.national avg
Score story

Six-stop tour of the risk profile

  1. 2.6
    / 10 · LOW
    The verdict

    A Low-tier market.

    Composite 2.6/10. Mid-range market; standard documentation usually wins. The 50-year curve shows a slow, steady climb.

    50-yr trend+0.5 over 50 yr
    197620012026

    Steady ratchet · no large swings

  2. 42d
    Typical timeline
    The money

    What renting (and evicting) looks like.

    Rent published at $921/mo. A contested eviction takes 42 days and costs $1,658–$3,661 per case.

    50-yr trendCalendar drag rising since '15
    197620012026

    Court-clerk data lands in the next release.

  3. 38.3%
    Renters
    The renters

    Who you'll be renting to.

    Out of 25,430 residents, 38.3% rent. 29% are spending 30%+ income on rent, 18.9% below the poverty line.

    50-yr trendRenter share rising
    197620012026

    ACS 1970-present · once the migration overlay is in.

  4. 4.4
    Local + regional
    The politics

    Mid-range climate. Not a coastal market.

    Local & regional political climate score 4.4 and 4.4 (GOP margin +31.4% (2024)). State climate at 2.3, a mid-range statehouse.

    50-yr trendTracks county vote margin
    197620012026

    Built on 50-yr presidential margins back to 1976.

  5. 2.3
    State politics
    The process

    Moderate calendar, moderate friction.

    State political climate 2.3/10 sets the legislative ceiling for landlord remedies, and it shows up in the process. Eviction process difficulty reads 1.7, housing court bias 6.8, rent-control risk 5.9. Standard process speed for the state.

    50-yr trendProcess difficulty +-3.3 since '00
    197620012026

    Court-clerk data lands in the next release.

  6. 6.6
    Economic stress
    The stress

    Economic pressure is the background risk.

    Economic stress: 6.6. Supply constraint: 6.8. The numbers behind those: 18.9% poverty, 3.7% unemployment, 29% of income on rent.

    50-yr trendTwo visible dips · '08 + COVID
    197620012026

    Mirrors BLS unemployment series.

US eviction landscape · timeline × all-in cost

Ottumwa sits in the quick & cheap quadrant

Bubble size = population · color = risk score
QUICK BUT COSTLY fast docket · high all-in loss SLOW & EXPENSIVE long calendar · high all-in loss QUICK & CHEAP fast docket · low all-in loss SLOW BUT CHEAP long calendar · low all-in loss 30d 50d 75d 100d 150d 200d 300d 450d $2.0k $3.0k $5.0k $7.5k $10k $15k $20k $30k EVICTION TIMELINE (DAYS) → ↑ ALL-IN COST (LOG SCALE) Des Moines, IA · 41d · ~$2.8k all-in ($68/day) · score 2.6 Des Moines Cedar Rapids, IA · 44d · ~$3.0k all-in ($68/day) · score 2.4 Cedar Rapids Davenport, IA · 43d · ~$2.5k all-in ($58/day) · score 2.6 Davenport Sioux City, IA · 47d · ~$2.7k all-in ($58/day) · score 2.5 Sioux City Iowa City, IA · 43d · ~$2.9k all-in ($69/day) · score 2.8 Iowa City Ankeny, IA · 46d · ~$2.5k all-in ($55/day) · score 2.3 Ankeny West Des Moines, IA · 44d · ~$3.0k all-in ($68/day) · score 2.3 West Des Moines Ames, IA · 44d · ~$2.8k all-in ($64/day) · score 2.9 Ames Waterloo, IA · 44d · ~$2.7k all-in ($62/day) · score 2.8 Waterloo Council Bluffs, IA · 41d · ~$3.0k all-in ($73/day) · score 2.6 Council Bluffs Houston, TX · 24d · ~$2.5k all-in ($103/day) · score 2.8 Houston Phoenix, AZ · 38d · ~$3.3k all-in ($86/day) · score 2.8 Phoenix Memphis, TN · 31d · ~$2.0k all-in ($66/day) · score 3.1 Memphis Atlanta, GA · 40d · ~$2.8k all-in ($69/day) · score 3.4 Atlanta Boston, MA · 187d · ~$20.3k all-in ($109/day) · score 7.1 Boston Chicago, IL · 109d · ~$9.0k all-in ($82/day) · score 5.7 Chicago New York, NY · 417d · ~$29.5k all-in ($71/day) · score 9.7 New York Seattle, WA · 162d · ~$12.7k all-in ($79/day) · score 7.9 Seattle Ottumwa
Ottumwa · 42d · ~$2.7k all-in ($63/day) · score 2.6 National average: 58d · $4.6k all-in Hover any bubble for stats · click to open Color: 0–4   4–7   7–10
00Overview

About eviction risk in Ottumwa, IA

Landlording in Ottumwa, Iowa, presents a manageable operating environment for documented landlords. The Eviction Risk Score is 2.6/10 (LOW tier), drawn from the nine sub-axes shown above, covering rent-control exposure, eviction-process difficulty, housing-court bias, tenant-organizing strength, supply constraint, economic stress, and local, regional, and state political climate. This is not a quick-fix market: it's a Mid-tier market where lease drafting, screening discipline, and well-documented notices materially change outcomes.

Ottumwa is a city of 25,430 residents where 38.3% of occupied units are renter-occupied, and the typical renter spends 29.3% of income on rent. At an average rent of $921/month, the typical renter household here spends more than the federal 30% threshold on housing, a leading indicator of payment volatility and a precondition for the kinds of tenant defenses that show up most often in housing court.

01Process

How Ottumwa eviction process actually works

Eviction process difficulty here reads 1.7/10, a number that combines statutory complexity (notice categories, just-cause rules, mandatory pre-filing disclosures) with operational realities (court calendar length and clerk responsiveness). The typical contested filing in Ottumwa closes 42 days after the initial notice. For non-payment of rent the first step is a properly-formatted, properly-served pay-or-quit notice; for material lease breaches it's a cure-or-quit; for tenancies under just-cause protection an at-fault grounds notice (or a no-fault notice with statutory relocation assistance) is required.

The slow part of Ottumwa's timeline is usually the calendar, not the motion practice. Housing court bias scores 6.8/10 here, meaning judges read borderline procedural defects in the tenant's favor more often than the national norm. The practical implication: every notice and every proof of service needs to be airtight before it gets filed.

02Cost

What it costs (and how long it takes)

An all-in eviction in Ottumwa runs $1,658 to $3,661 per case once you account for filing fees, attorney time, lost rent during pendency, sheriff lockout, and unit turnover. That range is wide because the upper bound assumes a tenant answer plus motion practice, common when housing court bias is high. The lower bound assumes a default judgment after proper service.

For landlords running the numbers on holding costs vs. cash-for-keys: if your projected timeline times your monthly rent already exceeds the high-end cost number, cash-for-keys at 1–2 months' rent is typically the economically rational choice. With 42 days of typical timeline and $921/month in lost rent, that crossover happens fast here.

03Operations

Security deposits, screening, and lease terms

Tenant organizing strength scores 7.9/10 in Ottumwa, and the city has limited rent control exposure (5.9/10). Operations practice that survives audit in this environment looks like:

  • Screening discipline. Document income (verified at 2.5 to 3x rent), credit (with a clear minimum), and prior-tenancy reference checks, but do not screen on protected categories or source-of-income where banned. Keep a written, consistent screening criteria document for every applicant.
  • Lease specificity. Use a state-specific lease that names every term clearly: rent due date, late fees within statutory caps, deposit handling, smoke and CO disclosure, lead paint disclosure (pre-1978 stock), and a clean attorney's-fees clause.
  • Security deposit handling. Itemize deductions within the statutory window. Photograph move-in/move-out condition. In Iowa, deposit cap and refund window are statute, so exceed them at your own risk.
  • Mid-tenancy documentation. Keep date-stamped records of every rent receipt, every habitability request, every notice served. The day you need them in court is too late to start.
04Strategy

What an everyday landlord should actually do here

If you own one to four units in Ottumwa: hire a property manager who knows the local court. The pricing differential between self-managing and hiring out is small relative to the cost of one botched eviction in a LOW tier market. If you own five or more: build relationships with a local landlord-side attorney before you need one, since retainer fees are negligible compared to emergency-rate billing when an eviction is already moving.

The avoidable mistakes here are all upstream of the filing: weak screening, an informal lease, sloppy rent receipts, and notice templates pulled off the internet that don't match Iowa's statutory language. Fix those four, and most cases settle or default. Skip them, and a $3,661 all-in fight is the realistic worst case.

04bPractical traps

Local traps to avoid in Ottumwa

Trap · 18.9%
Local poverty rate is 18.9%, and the rent-burden distribution skews the eviction-filings curve toward moderate volume in Wapello County. Rent-control-risk sub-score: 5.9/10. Tenant organizing is most active in the rental concentration corridors.
05FAQ

Frequently asked questions

Q1

Can I evict a tenant in Ottumwa without a reason?

No, not entirely. For a lease violation like non-payment, you need to follow the 3-day pay-or-quit notice process. If you want to terminate a lease at its end for no specific "fault" of the tenant, you must give a 30-day notice. You can't just tell someone to leave because you feel like it mid-lease. Iowa Code § 562A governs this.

Q2

How long does it take to get a tenant out in Ottumwa?

The typical timeline for an eviction in Iowa, from serving the initial notice to the sheriff locking out the tenant, is 42 days. This is an average and can be longer if the tenant contests the eviction or if there are court delays.

Q3

What's the maximum security deposit I can charge in Ottumwa?

In Iowa, you can charge a security deposit up to two times the monthly rent. For example, if rent is $921, your maximum deposit is $1,842. This is a statewide rule.

Q4

Do I need a lawyer for an eviction in Ottumwa?

While you can represent yourself in Iowa small claims court, it's highly recommended to consult or hire an attorney, especially if the tenant disputes the eviction. Mistakes in procedure can lead to significant delays and added costs. Given the moderate housing court bias, legal expertise can be invaluable.

Q5

Can I turn off utilities if a tenant stops paying rent?

Absolutely not. Turning off utilities, changing locks, or removing a tenant's belongings are illegal self-help eviction tactics in Iowa. You must follow the legal eviction process through the courts and the sheriff's office. Doing otherwise can lead to severe penalties.

06Score

What this score means for landlords2

A 2.6/10 places Ottumwa in the 74th percentile of Iowa cities on the Eviction Risk Score index. The score is the average of the nine sub-axes, all calibrated on a national 1 to 10 scale where 1 is most landlord-friendly and 10 is most tenant-protective. The 50-year reconstruction shows this score has climbed steadily since 1976, a structural drift driven by court-calendar growth, rent-control adoption, and the rise of tenant-side legal aid. The trajectory matters more than the snapshot: the score is the climate, not the weather.