Cold Spring Eviction Risk: Moderate

64% of renter households cross the 30%-of-income line, well clear of the Campbell County average of 41.8%. The score leans hardest on rent-regulation exposure at 8.9/10.

Well under the midpoint, eviction-process difficulty reads 2/10. Running cool, state political climate reads 2.1/10. The poverty rate is 19%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest.

It sits 0.8 points above the Campbell County average of 4.0. On the national scale it lands near the 58th percentile of the 84,120 tracts scored. Social vulnerability reads 4.7/10 on the CDC index, a measure of exposure to housing and economic shocks.

Statewide the KY average is 3.9, so this tract runs 0.9 points hotter. Average gross rent is $1,140, close to the Cold Spring average. Annual rent works out to 26% of average household income of $52,233.

25% of occupied units are renter-occupied.

All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.