Within neighborhood
50
th percentile
Moderate
Neighborhood · Ranked #31,159 of 84,120 nationally
New Albany Downtown Historic District Eviction Risk: Moderate , Louisville
Tract 21111000400 · Jefferson County, KY · pop 4,537 · neighborhood within 0.9 mi
How risky is the New Albany Downtown Historic District neighborhood of Louisville for landlords? Census tract 21111000400 scores 5.9/10, the Moderate tier. On the national scale it ranks #23,636 of 84,120 for landlord eviction difficulty.
60% of renter households here spend at least 30% of income on rent, a severe level, and 31% are severely burdened at 50% or more. Average gross rent is $911 monthly, set against $44,184 in average yearly household income, roughly 25% of income at the averages. Renters make up 40% of occupied homes.
Risk score
4.6
Moderate
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 24%
Stable renters 16%
Owners 60%
Tract context
Occupied units1,920
Renter share39.5%
SVI overall0.65
Poverty rate17.8%
Median income$44,184
Percentile rank
Higher percentile = riskier than more peers.Within parent city
49
th percentile
Moderate
Within county
71
th percentile
Elevated
Within state
57
th percentile
Elevated
Geographic context
Risk heat across Louisville and the region
Centroid at 38.2740, -85.8147 · click any tract to drill in
Why New Albany Downtown Historic District scores 4.6
9 axes · 1 = landlord-friendlyLocal political climate
Inherited from Louisville
7.0
Regional political climate
2024 county presidential margin
6.0
State political climate
Kentucky legislature & governorship
2.1
Economic stress
17.8% poverty · this tract
4.5
Supply constraint
$911 rent vs county FMR
1.9
Rent control risk
Inherited from Louisville
1.5
Eviction process difficulty
State law sets the calendar
4.0
Tenant organizing strength
Inherited from Louisville
5.5
Housing court bias
Inherited from Louisville
5.0
How New Albany Downtown Historic District compares
Risk score vs. parent city, county, state.CDC Social Vulnerability Index
SVI percentile: 65
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 74%Socioeconomic
- 79%Household composition
- 86%Racial/ethnic minority
- 18%Housing & transportation
Historical context · 1930s redlining
HOLC grade: D: Hazardous (Redlined)
This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade D meant Black, immigrant, and poor neighborhoods systematically denied mortgage credit. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.
- 0%Grade A
- 14%Grade B
- 16%Grade C
- 16%Grade D · redlined
Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.
Eviction filings
Court-record eviction history
Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1
Historic baseline (2000–2018)
- 1,292Total filings over 14 yrs
- 13.38%Avg annual filing rate
- 16.7%Peak (2014)
- 101Filings in 2015 (latest validated)
Filings stayed roughly flat over the past 14 months.
Analysis
What drives eviction risk in New Albany Downtown Historic District
What moves this score most is tenant organizing strength at 5.5/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Louisville eviction risk, while the economic and supply signals are measured at the tract level.
Set against its neighbors, this tract scores above the Jefferson County average of 5.5 and above the Kentucky statewide average of 4.7. Within its own county it reads on the riskier side for landlords.
This tract overlaps land the federal Home Owners' Loan Corporation redlined in the 1930s, a dominant grade of D ("Hazardous") across 16% of the tract. Redlining cut off mortgage credit to Black, immigrant, and working-class blocks, and those areas still tend to carry higher rent burden and eviction filings today.
Princeton's Eviction Lab logged 1,292 eviction filings here over 14 tracked years, with about 13.4% of renter households facing a filing in a typical year. Filings peaked at 16.7% of renter households in 2014.
For a landlord, conditions here are middle-of-the-road. Standard screening and prompt, documented notices usually keep cases short.
Frequently asked
About tract 21111000400
Q1
What is the eviction-risk score for census tract 21111000400?
Census tract 21111000400 in the New Albany Downtown Historic District neighborhood scores 4.6/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 21111000400?
Median gross rent is $911/month (ACS 5-year 2023, table B25064). 60% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 21111000400?
17.8% of residents in tract 21111000400 live below the federal poverty line (ACS B17001, 2023). Population: 4,537.
Q4
How socially vulnerable is tract 21111000400?
CDC Social Vulnerability Index ranks this tract in the 65th percentile nationally. Sub-themes: socioeconomic 74th, household 79th, minority 86th, housing 18th.
Q5
Is tract 21111000400 considered part of New Albany Downtown Historic District?
Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 21111000400 fall within New Albany Downtown Historic District (neighborhood centroid within 0.9 miles, OSM data).
Q6
How many evictions are filed each year in tract 21111000400?
Princeton Eviction Lab recorded 1,292 eviction filings across 14 validated years in tract 21111000400 (2000-2018). The average annual filing rate is 13.38% of renter households, peaking at 16.7% in 2014. Source: Eviction Lab tract-validated 2024 release.
Q7
How does tract 21111000400 compare to Louisville overall?
Tract 21111000400 scores 4.6/10, higher than the parent city of Louisville at 3.2/10. City-scale signals (state law, local rent controls, court bias) are inherited from Louisville eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q8
Was tract 21111000400 historically redlined?
Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of D. 16% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts
Highest-risk tracts in Louisville
Top eight tracts in Louisville ranked by composite eviction-risk score.
Tract · KY
Wyandotte/Oakdale
5.8
/ 10 · Elevated
Tract · KY
21111001400
5.7
/ 10 · Elevated
Tract · KY
21111001500
5.7
/ 10 · Elevated
Tract · KY
Whiskey Row
5.7
/ 10 · Elevated
Tract · KY
21111003501
5.7
/ 10 · Elevated
Tract · KY
Whiskey Row
5.7
/ 10 · Elevated
Tract · KY
Russell
5.6
/ 10 · Elevated
Tract · KY
Russell
5.6
/ 10 · Elevated
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