Louisville Eviction Risk: Moderate

The score leans hardest on court filing pressure at 9.2/10. Cost burden runs 56% here against 42.9% across Jefferson County.

On the softer side, rent-regulation exposure reads 1.5/10. It sits 1.4 points above the Jefferson County average of 4.0. Running cool, state political climate reads 2.1/10.

The poverty rate is 20%, which in this model reads as reduced rent-recovery odds after a judgment. Average gross rent is $1,143, 13% above the Louisville average. In the 1930s the federal Home Owners' Loan Corporation graded this ground C ("Definitely Declining"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today.

That is riskier than roughly 70% of the 84,120 US census tracts in this model. On the CDC Social Vulnerability Index the tract reads 4.2/10, which tracks how hard a shock lands on the households already here.

Statewide the KY average is 3.9, so this tract runs 1.5 points hotter. Of its three components the household composition measure is the least pressured.

Annual rent works out to 31% of average household income of $44,206. 55% of occupied units are renter-occupied.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.