Whiskey Row Eviction Risk: Moderate , Louisville

The poverty rate is 57%, which in this model reads as reduced rent-recovery odds after a judgment. Annualized rent equals 49% of average household income of $22,200, past the 30% affordability line, which thins the margin any screening standard has to work with.

This is renter territory: 93% of occupied units are tenant-occupied. On the high side, court filing pressure reads 9.2/10.

Severe burden reaches 24%. Those are renters paying half their income or more, and that is where non-payment filings originate. Well under the midpoint, rent-regulation exposure reads 1.5/10.

Against the Jefferson County average of 4.0, this tract reads riskier for landlords by 1.4 points. Court records carry 989 eviction filings across 14 observed years.

At $913 a month, rents run 10% under what the rest of Louisville commands. Filings peaked in 2013 at 9.7% of renter households. This ground was mapped D ("Hazardous") on the 1930s HOLC security maps for Louisville. That grading determined who could get a mortgage, and its imprint on tenure and rent burden is still visible in the ACS data above.

In a typical year about 8.1% of renter households face a filing.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.