Louisville Eviction Risk: Lower

Running cool, rent-regulation exposure reads 1.5/10. The severe-burden share is 17%, and it is the single best predictor in this model of a filing that actually reaches judgment.

On the softer side, economic stress reads 1.9/10. 37% of renter households cross the 30%-of-income line, lower than the Jefferson County average of 42.9%. The filing record is not thin: 115 evictions over 14 years of observation.

Filings peaked in 2004 at 2.8% of renter households. In the 1930s the federal Home Owners' Loan Corporation graded this ground B ("Still Desirable"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today.

In a typical year about 1.4% of renter households face a filing. On the national scale it lands near the 40th percentile of the 84,120 tracts scored. On the CDC Social Vulnerability Index the tract reads 2/10, which tracks how hard a shock lands on the households already here.

Of its three components the household composition measure is the least pressured.

All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.